Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über 050-6201-ARCHERASC01?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 050-6201-ARCHERASC01: RSA Archer Associate Prüfung.
2024 Updated Actual 050-6201-ARCHERASC01 questions as experienced in Test Center
Aktuelle 050-6201-ARCHERASC01 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>RSA 050-6201-ARCHERASC01 : RSA Archer Associate Practice TestsPractice Tests Organized by Lee |
Latest 2024 Updated RSA RSA Archer Associate Syllabus
050-6201-ARCHERASC01 examcollection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
050-6201-ARCHERASC01 examcollection : Download 100% Free 050-6201-ARCHERASC01 practice questions (PDF and VCE)
Exam Number : 050-6201-ARCHERASC01
Exam Name : RSA Archer Associate
Vendor Name : RSA
Update : Click Here to Check Latest Update
Question Bank : Check Questions
100% updated and valid 050-6201-ARCHERASC01 Actual Questions that works great
If you want to demonstrate your professionalism, it is not enough to just pass the 050-6201-ARCHERASC01 exam. You should also have enough RSA Archer Associate knowledge to work in real-world scenarios. Killexams.com specializes in improving your knowledge about 050-6201-ARCHERASC01 objectives so that you can not only pass the exam but also be prepared to work as a professional in practical environments.
We have received testimonials from many candidates who have passed the 050-6201-ARCHERASC01 exam with their real questions. All of them are now working in extraordinary positions within their organizations. It is a fact that using their 050-6201-ARCHERASC01 Real exam Questions, they have truly improved their understanding of the subject matter. They can now work in a professional setting as experts. Their focus is not only on passing the 050-6201-ARCHERASC01 exam with their braindumps, but also on improving knowledge about 050-6201-ARCHERASC01 objectives and themes. This way, individuals become successful in their field.
Simply reading the 050-6201-ARCHERASC01 course book is not enough to clear your concepts about the course outline, syllabus, and objectives for passing the RSA 050-6201-ARCHERASC01 exam. You need to familiarize yourself with challenging situations and questions asked in the real 050-6201-ARCHERASC01 exam. To achieve this, visit killexams.com and download Free 050-6201-ARCHERASC01 PDF test questions to read. They guarantee that you will be satisfied with their RSA Archer Associate questions. You can register to download the full version of 050-6201-ARCHERASC01 Cram Guide at a significantly discounted price. This will be your first step toward success in the RSA Archer Associate test. download and install the 050-6201-ARCHERASC01 VCE test system on your computer. Memorize the 050-6201-ARCHERASC01 Real exam Questions and take practice questions as often as possible with the VCE test system. When you feel that you are prepared for the real 050-6201-ARCHERASC01 exam, go to the Exam Center and register for the genuine exam.
Passing the RSA Archer Associate exam is easy if you have a clear understanding of the 050-6201-ARCHERASC01 syllabus and review the updated examcollection from 2024. reading and practicing with real questions is much better for achieving quick success. You need to review challenging questions asked in the real 050-6201-ARCHERASC01 exam. To achieve this, visit killexams.com and download Free 050-6201-ARCHERASC01 Cram Guide test questions to read. If you feel that you have a grasp on these 050-6201-ARCHERASC01 questions, you can register to download Cram Guide of 050-6201-ARCHERASC01 Real exam Questions. This will be your first step toward incredible advancement. download and install the VCE test system on your computer. Review and memorize the 050-6201-ARCHERASC01 Real exam Questions and take practice questions as often as possible with the VCE test system. When you feel that you have memorized all of the questions in the RSA Archer Associate question bank, go to the Exam Center and register for the genuine exam.
050-6201-ARCHERASC01 exam Format | 050-6201-ARCHERASC01 Course Contents | 050-6201-ARCHERASC01 Course Outline | 050-6201-ARCHERASC01 exam Syllabus | 050-6201-ARCHERASC01 exam Objectives
The RSA Archer Associate examination is based on the critical job functions that an individual would typically be expected to perform with competence when providing RSA Archer deployment services.
An RSA Archer Associate is a person who works in a technical support, technical sales, professional services and/or other technical implementation role within RSA, within an RSA Partner organization, or within an organization using RSA Archer.
The major job functions expected of an RSA Archer Associate typically consist of four major areas of job role responsibility:
General knowledge about RSA Archer solutions
Aptitude with managing common RSA Archer application configurations
Familiarity with RSA Archer communication strategies
Understanding the basics RSA Archer access control
An RSA Archer Associate candidate should have completed the RSA Archer 6 Administration I course, or have a minimum of six months experience working with the RSA Archer Platform. Candidates should also have a basic understanding of governance, risk, and compliance (GRC) concepts, as well as RSA Archer solutions areas.
1.0: RSA Archer Solution Knowledge 25 %
2.0: Application Configuration 35 %
3.0: Communication Strategies 25%
4.0: Access Control 15%
Total: 100%
The RSA Archer Associate must have fundamental knowledge of RSA Archer solutions to explain how Archer assists in the maturity of an organizations GRC program.
Content Area
RSA Archer Business Solutions
High-level solution concepts and goals
Domain 2.0: Application Configuration
RSA Archer Associates must understand how to configure fields, applications, dashboards, and workspaces within RSA Archer. Configuring RSA Archer with the end users in mind is an important component for successful user adoption. RSA Archer Associates should also be able to import data into an instance of RSA Archer to assist with data migration from legacy systems.
Content Areas
Application-level configurations
- Data-Driven Events and Workflows
- Layout Objects and User Experience
Field Options
- Required fields
- Calculations
Data Import
Domain 3.0: Communication Strategies
The RSA Archer Associate must understand and be able to configure the various notification types with RSA Archer. The RSA Archer Associate is expected to know how to perform advanced searches within Archer and create statistical reports in order to assist in communicating relevant data in a digestible format.
Content Areas
Subscription Notifications
Advanced Search
- Conducting statistical reports
Report Management
- Charting options
Workspaces and Dashboards
Domain 4.0: Access Control
An RSA Archer Associate is expected to have a fundamental understanding of access control in RSA Archer to ensure the right people see the right data at the right time.
Content Areas
Security Parameters
Access Roles and Groups
Record permission options and page privileges
Exam Preparation
Product Training
Although RSA Archer product training is not a strict requirement in preparation for the RSA Archer Associate Exam, it is highly recommended
.
Product Experience
Many of the areas addressed by the RSA Archer Associate exam will be familiar to the candidate who has worked with the RSA Archer product.
The RSA Archer Associate exam content areas cover a wide range of RSA Archer product functions because an RSA Archer Associate may be called upon to perform deployments, work closely with and educate system administrators and other personnel, and maintain the day-to-day operation of an RSA Archer implementation.
Exam Details
Testing Centers, Locations, and Registration
The RSA Archer Administrator examination is administered by the Pearson VUE organization – an internationally known examination provider. exam centers are located worldwide. Visit the Pearson VUE web site (www.pearsonvue.com/rsa/) and use the Exam Center Locator to find a testing facility convenient to you.
You may also use the Pearson VUE site to create a personal login account and register for an exam. The RSA Archer Associate exam code is 050-6201-ARCHERASC01.
Exam Questions
The RSA Archer Associate exam consists of 70 questions to be completed in 85 minutes. The exam consists of multiple-choice, multiple-response, or true/false type questions. The exam is computer-based and closed book – you may not utilize any printed material, personal computers, calculators, cell phones, etc. during the test.
The minimum passing score is 70%. Test results are calculated automatically at the conclusion of the test and testing center personnel can often provide you with an authorized copy of your results before you leave the testing center.
Killexams Review | Reputation | Testimonials | Feedback
The questions were exactly the same as the ones I received!
I passed the 050-6201-ARCHERASC01 exam with the help of killexams.com mock test and exam Simulator. The exam was difficult, and the framework questions were the most challenging, but with hours of honing on the killexams.com exam simulator, I managed to pass the exam and acquire my declaration. I can guarantee you that the 050-6201-ARCHERASC01 exam is much more difficult than the practice test, so prepare well.
Where can I find 050-6201-ARCHERASC01 real exam questions?
Thanks to killexams.com, I was able to answer all questions in the exam. I highly recommend killexams.com to everyone. I had checked out several books, but they did not help. However, with killexams.com's Questions and Answers, I found it easy to prepare for the 050-6201-ARCHERASC01 exam. I understood all the concepts well.
The 050-6201-ARCHERASC01 genuine examcollection provides real study and great results.
I was searching for a simple and powerful guide to help me pass the 050-6201-ARCHERASC01 exam, and I found it in killexams.com. Their brief answers were easy to finish in just 15 days, and I scored 88% in the authentic exam. The questions were just like the trial papers they provided, and I am grateful to killexams.com for their help.
Is there a shortcut to pass the 050-6201-ARCHERASC01 exam?
I am grateful that I purchased 050-6201-ARCHERASC01 testprep from killexams.com. The 050-6201-ARCHERASC01 exam is challenging, as it covers everything in the blueprint, and the questions are massive. But killexams.com covered everything flawlessly, and there were many associated questions about the exam. This exam preparation kit has proven to be worth the money, as I passed the 050-6201-ARCHERASC01 exam earlier this week with a score of 94%. All the questions were valid, just like what they provide you at the exam. I don't know how killexams.com does it, but they have been keeping up their quality for years. My cousin used them for another IT exam years ago and says they were just as good back then. They are very reliable and trustworthy.
Read these 050-6201-ARCHERASC01 real exam questions and feel confident.
Thanks to killexams.com, I was well-prepared for my 050-6201-ARCHERASC01 exam. Their valid and reliable 050-6201-ARCHERASC01 practice gave me the confidence I needed to perform well on the exam. I was also able to test myself before the exam, which helped me to feel more confident about my abilities. I scored well on the exam and am grateful to killexams.com for their support.
RSA Archer certification
050-6201-ARCHERASC01 Exam
User: Gabriel***** I have never come across better exam education than what killexams.com offers for the 050-6201-archerasc01 exam. I passed the exam without any stress, problems, or frustrations, as I knew everything I needed to comprehend from killexams.com 050-6201-archerasc01 Questions set. The questions are valid, and their cashback guarantee works, too. They make it easy to pass, and I will use them for my next certification test. |
User: Zoria***** Thanks to killexams.com, I passed the 050-6201-ARCHERASC01 exam in a single attempt with 98% marks. The case studies and practice questions were top-notch, but it would have been helpful if the timer could run while they take the practice tests. Thank you, killexams.com, once again. |
User: Hattie***** I want to take the opportunity to thank all the crew members of killexams.com for creating such an exquisite platform for us. With the help of their online questions and cases, I easily passed my RSA ARCHER ASSOCIATE certification with 81% marks. It was sincerely helpful to understand the type and patterns of questions and explanations provided for answers, which made my concepts crystal clear. Thank you for all of the guides, and keep up the good work, killexams.com. |
User: Heloísa***** I highly recommend Killexams.com as an excellent way to prepare for the 050-6201-archerasc01 exam. I used this package to prepare for my 050-6201-archerasc01 exam and did not set my expectations too high. I made sure to follow the professional syllabus to ensure that I did not miss any topics. Killexams.com had all the syllabus covered, and the coaching was very robust. On the exam day, I felt confident, and what made it even better was that the questions were exactly the same as those provided by Killexams.com. This is a terrific resource, and I highly recommend it. |
User: Max***** I received a 79% score on the 050-6201-archerasc01 Exam, thanks to the practice questions provided by Killexams.com. It was very beneficial, and I am grateful to this website for its invaluable assistance. |
050-6201-ARCHERASC01 Exam
Question: How long discount offer stand? Answer: Usually, discount coupons do not stand for long, but there are several discount coupons available on the website. Killexams provide the cheapest hence up-to-date 050-6201-ARCHERASC01 examcollection that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/050-6201-ARCHERASC01 You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons. |
Question: Does killexams share my email address with anyone? Answer: No, never. Killexams privacy policy is very strict. Your name and email address are kept highly confidential. Killexams has no access to your data. Your email is used to communicate with you and your name is used to create a username and password. That's all. |
Question: How to complete my study for 050-6201-ARCHERASC01 exam in the shortest time? Answer: It depends on you. If you are free and have more time to study, you can get ready for the exam even in 24 hours. Although they recommend taking your time to study and practice 050-6201-ARCHERASC01 VCE exam enough to make sure that you can answer all the questions that will be asked in the genuine 050-6201-ARCHERASC01 exam. |
Question: Can you believe, all 050-6201-ARCHERASC01 questions I read have been asked? Answer: Yes, all the questions belong to the genuine 050-6201-ARCHERASC01 question bank, so they appear in the real exam and you experience the exam lot easier than without these 050-6201-ARCHERASC01 questions. |
Question: What syllabus of 050-6201-ARCHERASC01 exam questions is covered by test prep? Answer: These 050-6201-ARCHERASC01 questions cover all the syllabus of the new syllabus of the exam. Killexams.com update 050-6201-ARCHERASC01 test prep on regular basis to include all the latest contents. All the mock test needed to pass the exam are included in 050-6201-ARCHERASC01 genuine test questions. |
https://www.pass4surez.com/art/read.php?keyword=RSA+Archer+certification&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning quiz test update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice questions website?
Certainly, Killexams is 100 % legit and fully reputable. There are several capabilities that makes killexams.com genuine and authentic. It provides updated and 100 % valid exam questions comprising real exams questions and answers. Price is nominal as compared to almost all of the services online. The mock test are refreshed on common basis having most accurate questions. Killexams account setup and products delivery is extremely fast. Report downloading can be unlimited and also fast. Help is avaiable via Livechat and Contact. These are the features that makes killexams.com a robust website that provide exam prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium VCE exam files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.
NS0-194 exam cram | VCS-278 exam results | NSK100 mock exam | CPP-CPA free prep | NAWCO-AWCC PDF download | ACCNS-AG mock exam | NSCA-CPT free questions | C1000-083 exam prep | CQIA mock test | 1T6-521 exam cram | FTCE exam papers | CABM exam Cram | NNCC-CCHT-A exam preparation | HIO-301 Free PDF | PEGACPDS88V1 free pdf | CFRN study guide | 250-351 pass marks | 76940X boot camp | ITEC-Massage free study guide | CDM exam Questions |
050-6201-ARCHERASC01 - RSA Archer Associate education
050-6201-ARCHERASC01 - RSA Archer Associate test prep
050-6201-ARCHERASC01 - RSA Archer Associate practice tests
050-6201-ARCHERASC01 - RSA Archer Associate PDF download
050-6201-ARCHERASC01 - RSA Archer Associate information search
050-6201-ARCHERASC01 - RSA Archer Associate PDF download
050-6201-ARCHERASC01 - RSA Archer Associate teaching
050-6201-ARCHERASC01 - RSA Archer Associate PDF questions
050-6201-ARCHERASC01 - RSA Archer Associate exam syllabus
050-6201-ARCHERASC01 - RSA Archer Associate study help
050-6201-ARCHERASC01 - RSA Archer Associate exam questions
050-6201-ARCHERASC01 - RSA Archer Associate test
050-6201-ARCHERASC01 - RSA Archer Associate test
050-6201-ARCHERASC01 - RSA Archer Associate tricks
050-6201-ARCHERASC01 - RSA Archer Associate test questions
050-6201-ARCHERASC01 - RSA Archer Associate exam Questions
050-6201-ARCHERASC01 - RSA Archer Associate test prep
050-6201-ARCHERASC01 - RSA Archer Associate Premium PDF
050-6201-ARCHERASC01 - RSA Archer Associate Premium PDF
050-6201-ARCHERASC01 - RSA Archer Associate exam contents
050-6201-ARCHERASC01 - RSA Archer Associate answers
050-6201-ARCHERASC01 - RSA Archer Associate Question Bank
050-6201-ARCHERASC01 - RSA Archer Associate course outline
050-6201-ARCHERASC01 - RSA Archer Associate learn
050-6201-ARCHERASC01 - RSA Archer Associate exam Cram
050-6201-ARCHERASC01 - RSA Archer Associate syllabus
050-6201-ARCHERASC01 - RSA Archer Associate PDF questions
050-6201-ARCHERASC01 - RSA Archer Associate syllabus
050-6201-ARCHERASC01 - RSA Archer Associate exam questions
050-6201-ARCHERASC01 - RSA Archer Associate study tips
050-6201-ARCHERASC01 - RSA Archer Associate PDF Questions
050-6201-ARCHERASC01 - RSA Archer Associate test
050-6201-ARCHERASC01 - RSA Archer Associate Questions and Answers
050-6201-ARCHERASC01 - RSA Archer Associate study tips
050-6201-ARCHERASC01 - RSA Archer Associate Test Prep
050-6201-ARCHERASC01 - RSA Archer Associate guide
050-6201-ARCHERASC01 - RSA Archer Associate techniques
050-6201-ARCHERASC01 - RSA Archer Associate certification
050-6201-ARCHERASC01 - RSA Archer Associate exam help
050-6201-ARCHERASC01 - RSA Archer Associate Free exam PDF
050-6201-ARCHERASC01 - RSA Archer Associate tricks
050-6201-ARCHERASC01 - RSA Archer Associate information search
050-6201-ARCHERASC01 - RSA Archer Associate testprep
050-6201-ARCHERASC01 - RSA Archer Associate Latest Questions
Other RSA Practice Tests
050-v70-CSEDLPS02 free online test | 050-CSEDLPS practice questions | 050-11-CARSANWLN01 examcollection | 050-SEPROSIEM-01 free prep | 050-SEPROAUTH-01 past exams | 050-v71x-CSESECURID test prep | 050-6201-ARCHERASC01 Practice Questions | 050-ENVCSE01 exam Questions | 050-v71-CASECURID02 free pdf | 050-SEPROGRC-01 exam preparation |
Best practice questions You Ever Experienced
PCEP-30-01 exam prep | 3X0-203 certification sample | MB-260 practice exam | DEX-403 exam Questions | 1Y0-403 mock questions | SC-300 practice test | DP-420 past exams | CCRA-L2 trial questions | IFSEA-CFM exam Cram | HDPCD Question Bank | CBUNA-CURN exam questions | CPP-CPA exam tips | AZ-104 Practice Test | H35-582-ENU Practice Test | CLTD free pdf | Series7 online exam | AZ-900 test questions | Certified-Development-Lifecycle-and-Deployment-Designer exam prep | PEGAPCBA87V1 practical test | H31-523 test practice |
References :
http://killexams-braindumps.blogspot.com/2020/06/save-money-download-050-6201.html
https://www.instapaper.com/read/1319469637
https://www.coursehero.com/file/68003610/RSA-Archer-Associate-050-6201-ARCHERASC01pdf/
https://drp.mk/i/yjxYKCg2K6https://drp.mk/i/yjxYKCg2K6https://drp.mk/i/yjxYKCg2K6
https://sites.google.com/view/killexams-050-6201-archerasc01
http://killexams12.blogdigy.com/050-6201-archerasc01-rsa-archer-associate-questions-and-answers-by-killexams-com-11407180
https://youtu.be/eEd2CFjkbmI
https://files.fm/f/s8rpffjqs
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
050-6201-ARCHERASC01 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date 050-6201-ARCHERASC01 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug