Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 090-554?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 090-554: SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Prüfung.

2024 Updated Actual 090-554 questions as experienced in Test Center

Aktuelle 090-554 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

SCO 090-554 : SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Practice Tests

Practice Tests Organized by Martha nods



Latest 2024 Updated SCO SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Syllabus
090-554 question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




090-554 question bank : Download 100% Free 090-554 practice tests (PDF and VCE)

Exam Number : 090-554
Exam Name : SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1
Vendor Name : SCO
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Real 090-554 questions that Verified up in test today
We offer 100% free 090-554 Free exam PDF for get and evaluation. Their SCO 090-554 exam provides exam questions with valid answers that mirror the real exam. Killexams.com is committed to helping you achieve good grades in your 090-554 test.

We now offer legitimate, up-to-date, and latest 2024 syllabus 090-554 exam Deposits that they consistently keep updated and valid. At killexams.com, they provide the exact and most up-to-date 090-554 Test Prep which includes all objectives related to the 090-554 test syllabu by topic. With the help of the 090-554 Test Prep, one does not need to waste their opportunity on spending time reading SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 reference books. Instead, just invest a little time to read and gather all the information from 090-554 Exam Questions and Solutions. Additionally, they offer both PDF Version and VCE exam Sim Version of Questions and Answers. For 090-554 VCE exam Sim Version dumps, candidates experience the same exam environment as the SCO 090-554 genuine exam.

At killexams.com, they are dedicated to providing the most up-to-date and accurate 090-554 ACTUAL EXAM QUESTIONS to their customers. Their team of experts ensures that their 090-554 Test Prep is regularly updated with the latest exam objectives. They also offer special discounts and exclusive deals for their customers who register with us. With their full refund guarantee, customers can trust in their products and know that they will receive the best possible preparation for their SCO 090-554 exam. So, don't waste any more time searching for unreliable ACTUAL EXAM QUESTIONS online. Register with killexams.com today and get access to the most reliable and accurate 090-554 ACTUAL EXAM QUESTIONS available on the market.







090-554 exam Format | 090-554 Course Contents | 090-554 Course Outline | 090-554 exam Syllabus | 090-554 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


These 090-554 practice tests work extraordinarily well in the genuine test.
It is worth noting that the author's success did not come easily. They mentioned feeling worried and unsure before the exam, and even considered the possibility of having to retake it. However, after purchasing killexams.com's study materials and preparing with their help, the author was able to pass all of their 090-554 exams effortlessly.


It is best to study for the 090-554 exam using real exam questions.
Thanks to killexams.com, I passed my 090-554 exam with a pinnacle score of 87%. The questions were sincerely good, and they keep updating the database with new questions. They never disappoint you. Cross for it, men!


Short questions that work in a real exam environment.
Thanks to the braindump from killexams.com, I passed the 090-554 exam with ease. The material is 99% valid and contains all this year's updates. I got only 2 questions wrong, and I feel excited and relieved.


It is a good idea to memorize these latest 090-554 practice tests.
I used this package deal for my 090-554 exam, and I passed it with top marks. I relied on killexams.com, and it was the right selection to make. They come up with real 090-554 exam mock test just the way you can see them on the exam. Accurate 090-554 VCE exam are not available everywhere, so do not depend on unfastened practice test. The VCE exam they supplied are up to date all the time, so I had the modern-day statistics and was able to pass without problems. Excellent exam instruction.


Am I able to find the phone number for the latest 090-554 certification?
Passing my 090-554 exam was necessary for me to preserve my interest in my current company, but it was not easy. Killexams.com instruction % in the form of 090-554 questions and answers, and exam simulator helped me immensely, and I am now proud to announce that I am 090-554 certified. Killexams.com, keep up the good work!


SCO OPENSERVER(TM) exam help

090-554 Exam

User: Mavriki*****

I achieved a score of 44 out of 50 correct answers within the allotted time of 75 minutes while using the Killexams.com exam practice tests for 090-554. The concise answers and relevant examples provided in the guidebook were very helpful.
User: Andrew*****

I want to thank you for helping me pass my 090-554 Exam. I subscribed to your study materials and was able to achieve a score of 90%. I could not have done it without your great support, and I wanted to share my success on your website. Thank you once again for everything.
User: Richard*****

Killexams.com has had a very refreshing impact on my life because I used their material to pass my 090-554 exam. Passing this exam is not easy, but I had access to the best reading practice tests, and I am grateful for that.
User: Sarah*****

Can you smell the sweet perfume of victory? I can, and it is a lovely scent. If you want to prepare for your 090-554 exam, go to Killexams.com. I did the same thing just before my test and was very pleased with the provided practice tests. The materials are perfect, and once you are in, you will not have any concerns about failing the exam. I passed my exam with flying colors, and so can you. supply it a try!
User: Natesha*****

I purchased the 090-554 preparation pack from Killexams.com and passed the exam with no troubles whatsoever. The exam experience was smooth, and I faced no difficulties during the exam. Thanks to Killexams.com, I was able to pass my 090-554 exam.

090-554 Exam

Question: How much 090-554 exam and vce VCE exam cost?
Answer: You can see all the 090-554 exam price-related information from the website. Usually, discount coupons do not stand for long, but there are several discount coupons available on the website. Killexams provide the cheapest hence up-to-date 090-554 question bank that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/090-554 You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons.
Question: What are the benefits of 090-554 test prep?
Answer: The benefit of 090-554 test prep is to get to the point knowledge of exam questions rather than going through huge 090-554 course books and contents. These questions contain genuine 090-554 questions and answers. By reading and understanding the complete question bank greatly improves your knowledge about the core courses of the 090-554 exam. It also covers the latest syllabus. These exam questions are taken from 090-554 genuine exam source, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam.
Question: How will I know if there is 090-554 questions update?
Answer: Killexams team will inform you by email when the exam in your get section will be updated. If there is no change in the questions and answers, you do not need to get again and again the same document.
Question: Does killexams PDF and VCE contain different questions and answsers?
Answer: Killexams 090-554 PDF and VCE use the same pool of questions. These 090-554 exam questions are taken from genuine exam sources, that's why these 090-554 exam questions are sufficient to read and pass the exam. Their team keep on checking update and keep the 090-554 questions up to date.
Question: Does killexams support paypal?
Answer: Killexams provide several payment methods including PayPal, all type of credit cards, debit cards, bank transfer, and pay orders. You can see a complete list of payment methods at https://killexams.com/payment-methods
SCO+OPENSERVER%28TM%29+exam+help
https://www.pass4surez.com/art/read.php?keyword=SCO+OPENSERVER%28TM%29+exam+help&lang=us&links=remove



Whilst it is very hard task to choose reliable exam mock test resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to exam dumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit their test questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best practice tests website?
Absolutely yes, Killexams is completely legit and also fully reliable. There are several includes that makes killexams.com authentic and authentic. It provides knowledgeable and completely valid exam questions made up of real exams questions and answers. Price is extremely low as compared to many of the services online. The mock test are updated on regular basis through most latest questions. Killexams account structure and item delivery is rather fast. Data downloading is definitely unlimited and extremely fast. Guidance is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a robust website offering exam prep with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




ALNCCB-LNCC VCE exam | TFNSTRETEICT1100 Test Prep | AZ-120 practice exam | ABFM trial test questions | MAT exam questions | IBCLC pdf study guide | ISO-IEC-27001-Lead-Auditor trial test | MB-230 mock exam | SPLK-2001 online exam | 5V0-62.22 free questions | FortiSandbox pdf questions | 2B0-103 cbt | IIA-ACCA Latest courses | 2V0-51-19 question bank | QlikView-Business-Analyst-Certification practice exam | CAT-120 exam test | AngularJS exam cram | CCSPA questions answers | California-Property-and-Casualty Study Guide | DEA-5TT1 pass exam |


090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 exam Cram
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 test questions
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Practice Questions
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 course outline
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 answers
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Free exam PDF
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 exam contents
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 premium pdf
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 teaching
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 PDF questions
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 syllabus
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 exam Questions
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 boot camp
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 PDF download
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Test Prep
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 test
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 learning
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 book
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 information source
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 course outline
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 learn
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 PDF Download
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Test Prep
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 PDF Download
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 learning
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Free exam PDF
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 exam cram
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 test prep
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 premium pdf
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 testprep
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 techniques
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 test prep
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 exam
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 PDF Download
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 information source
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 exam questions
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Study Guide
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 premium pdf
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Practice Test
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 test
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 study tips
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 PDF Questions
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 practice tests
090-554 - SCO OPENSERVER(TM) RELEASE 5 NETWORK ADMINISTRATION V30A1 Test Prep

Other SCO Practice Tests


090-600 mock exam | 090-602 exam papers | 090-078 pdf study guide | 090-160 examcollection | 090-554 VCE |


Best practice tests You Ever Experienced


2V0-72.22 free pdf download | MB-340 PDF Download | CFP exam preparation | JN0-223 study guide | CoreSpringV3.2 free online test | ACF-CCP english test questions | 3V0-22.21N practice questions | H31-523 free exam practice | BCCPA questions and answers | 4A0-102 exam Questions | NCEES-FE-Electrical-and-Computer trial test questions | MAC-16A practice exam | Salesforce-Health-Cloud-Accredited-Professional practice exam | CCSA practical test | CEMAP-1 practice test | TCRN study material | 4H0-004 pdf download | 62-193 cram book | PCE-CCE exam prep | CCCP-001 exam results |





References :


https://arfansaleemfan.blogspot.com/2020/08/090-554-sco-openservertm-release-5.html
http://feeds.feedburner.com/Real090-554QuestionsThatShowedUpInTestToday
https://sites.google.com/view/killexams-090-554-dumps
https://www.coursehero.com/file/74418800/SCO-OPENSERVERTM-RELEASE-5-NETWORK-ADMINISTRATION-V30A1-090-554pdf/
https://youtu.be/xe-BrXuG71c
http://killexams3.isblog.net/090-554-sco-openserver-tm-release-5-network-administration-v30a1-practice-test-with-real-question-by-killexams-com-14623162
https://drp.mk/i/yjXJ5yHpnZ
https://files.fm/f/h5s34n767
https://www.instapaper.com/read/1400235650



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

090-554 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

090-554 Reviews

100% Valid and Up to Date 090-554 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug