Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über 1V0-41.20?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 1V0-41.20: Associate VMware Network Virtualization (VCTA-DCV 2024) Prüfung.
2024 Updated Actual 1V0-41.20 questions as experienced in Test Center
Aktuelle 1V0-41.20 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>Vmware 1V0-41.20 : Associate VMware Network Virtualization (VCTA-DCV 2024) Practice TestsPractice Tests Organized by Lee |
Latest 2024 Updated Vmware Associate VMware Network Virtualization (VCTA-DCV 2024) Syllabus
1V0-41.20 dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
1V0-41.20 dumps collection : Download 100% Free 1V0-41.20 practice tests (PDF and VCE)
Exam Number : 1V0-41.20
Exam Name : Associate VMware Network Virtualization (VCTA-DCV 2024)
Vendor Name : Vmware
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Download from unlimited killexams.com 1V0-41.20 Pass Guides
If you're looking for a reliable, updated, and latest 1V0-41.20 Exam Questions database for practice in preparation for the Associate VMware Network Virtualization (VCTA-DCV 2024) exam, killexams.com is the right place for you. They offer a database of 1V0-41.20 Exam Questions collected from real exams that you need to memorize to pass the 1V0-41.20 test on your first attempt. Simply go through their 1V0-41.20 Questions and Answers, and you'll pass the 1V0-41.20 exam.
There are numerous online Latest Questions providers, but most of them are reselling outdated dumps. To ensure success in your 1V0-41.20 exam, it's important to find a reliable and trustworthy Test Prep provider. You can either study on your own or trust in killexams.com. However, be mindful that your research shouldn't end up being a waste of time and money. They recommend that you go directly to killexams.com and obtain the 100% free Pass Guides trial questions to assess their quality. If you're satisfied, register and get a 3-month account to obtain the latest and valid Cram Guide that includes real test mock test at great discounts. Additionally, you should also get the 1V0-41.20 VCE test simulator for practice.
We have received positive feedback from many individuals who have passed their 1V0-41.20 test using their Cram Guide. They have landed great positions in their respective companies, and it's a fact that using their 1V0-41.20 Cram Guide, they have experienced an improvement in their understanding of the subject matter. They can operate in real environments as professionals. Their focus is not just on passing the 1V0-41.20 test with braindumps, but also on improving knowledge of 1V0-41.20 objectives and subjects. This way, people become effective in their respective industries.
1V0-41.20 test Format | 1V0-41.20 Course Contents | 1V0-41.20 Course Outline | 1V0-41.20 test Syllabus | 1V0-41.20 test Objectives
Exam Detail:
The Associate VMware Network Virtualization (1V0-41.20) test is designed to validate the knowledge and skills of IT professionals in implementing and managing VMware network virtualization solutions. Here are the test details for the 1V0-41.20 exam:
- Number of Questions: The exact number of questions may vary, but the test typically consists of multiple-choice questions and hands-on exercises.
- Time Limit: The time allotted to complete the test is typically 135 minutes.
Course Outline:
The 1V0-41.20 course provides candidates with a comprehensive understanding of VMware network virtualization and its implementation. The course covers a range of Topics related to software-defined networking (SDN) and network virtualization. The course outline typically includes the following topics:
1. Introduction to VMware Network Virtualization:
- Overview of network virtualization concepts and benefits.
- Introduction to VMware NSX-T Data Center and its components.
2. NSX-T Architecture and Components:
- Understanding the architecture and components of VMware NSX-T Data Center.
- Exploring NSX-T Data Center management, control, and data planes.
3. NSX-T Logical Switching:
- Configuring and managing NSX-T logical switches.
- Implementing VLAN and overlay logical switches.
4. NSX-T Logical Routing:
- Configuring and managing NSX-T logical routers.
- Implementing dynamic and static routing.
5. NSX-T Load Balancing and Services:
- Configuring and managing NSX-T load balancers.
- Implementing network services like DHCP, NAT, and VPN.
6. NSX-T Security and Micro-Segmentation:
- Implementing security policies and micro-segmentation using NSX-T.
- Configuring distributed firewall and security groups.
Exam Objectives:
The objectives of the 1V0-41.20 test are as follows:
- Assessing candidates' understanding of network virtualization concepts and VMware NSX-T Data Center.
- Evaluating candidates' ability to configure and manage NSX-T logical switching and routing.
- Testing candidates' knowledge of NSX-T load balancing and network services.
- Assessing candidates' proficiency in implementing security policies and micro-segmentation using NSX-T.
Exam Syllabus:
The specific test syllabus for the 1V0-41.20 test may cover the following topics:
1. VMware Network Virtualization Overview:
- Network virtualization concepts and benefits.
- Introduction to VMware NSX-T Data Center.
2. NSX-T Architecture and Components:
- NSX-T Data Center architecture.
- NSX-T Data Center management, control, and data planes.
3. NSX-T Logical Switching:
- Configuring and managing NSX-T logical switches.
- VLAN and overlay logical switches.
4. NSX-T Logical Routing:
- Configuring and managing NSX-T logical routers.
- Dynamic and static routing.
5. NSX-T Load Balancing and Services:
- Configuring and managing NSX-T load balancers.
- DHCP, NAT, and VPN services.
6. NSX-T Security and Micro-Segmentation:
- Implementing security policies and micro-segmentation using NSX-T.
- Distributed firewall and security groups.
Killexams Review | Reputation | Testimonials | Feedback
The valid 1V0-41.20 test materials are really the latest, just a few hours old.
I topped the 1V0-41.20 exam, and all the questions in the test were from killexams.com. Their study material proved to be a real helper for me during the exam. I owe all the credit of my achievement to killexams.com Questions and Answers, which guided me in the right direction for attempting the test questions. Their test stuff enabled me to tackle all the questions with proficiency and gave me a guarantee of 100% success in the exam.
Do you want the latest updated practice tests for the 1V0-41.20 exam? This is the right place!
I decided to purchase 1V0-41.20 mock test from killexams.com as there aren't many test materials available for this subject. I was impressed with the way the information was organized, and most of the questions I saw on the test were exactly what was provided by killexams.com. Thanks to their help, I passed the 1V0-41.20 test with relief.
Where can I get information about the 1V0-41.20 exam?
Killexams.com has proven to be the most reliable and effective way to prepare for and pass IT exams. It provides accurate and precise information that you need to recognize for the 1V0-41.20 exam. My friends have also used killexams.com to prepare for Cisco, Oracle, Microsoft, ISC, and other certifications, and they found it to be dependable and valid. This is why killexams.com is my private favorite.
Memorize these 1V0-41.20 questions.
Killexams.com's 1V0-41.20 testprep were incredibly useful to me. Even though I did not have enough time to memorize everything, I had ample practice in troubleshooting. I had a similar experience where I read several books but did not feel confident, so I turned to Killexams.com. Their practice tests were instrumental in helping me pass the 1V0-41.20 exam, and I highly recommend their products.
Do you know the best and fastest way to pass the 1V0-41.20 exam? I have it.
Killexams.com helped me to pass the 1V0-41.20 test with ease. The mock test were comprehensive and customized to meet my needs. I scored 92%, which was impressive considering my incorrect planning and my belief that the subjects were tough. I thank killexams.com for their assistance.
Vmware (VCTA-DCV PDF Download
1V0-41.20 Exam
User: Tatyanah***** To test and prepare for my 1v0-41.20 exam, I used the Killexams.com practice tests and test simulator. Thanks to the Killexams.com team, I passed the 1v0-41.20 test with their support. I cannot believe I achieved such High Marks and could not have done it without their help. Thank you very much! |
User: Amanda***** I passed the 1V0-41.20 exam, and I cannot believe it. My marks became so high, and I was surprised at my performance. It is clearly due to Killexams.com. Thank you very much! |
User: Misha***** I never thought I could pass the 1v0-41.20 exam, but I am 100% sure that without Killexams.com, I would not have done so well. The exceptional mock test material provided me with the necessary skills to ace the exam. Familiarizing myself with the provided practice tests helped me achieve a score of 92%, the highest I have ever scored on any exam. The material was well thought out, effective, and dependable. Thank you for providing such dynamic study material. |
User: Stesha***** I achieved a score of 88% in my 1v0-41.20 exam. A close friend suggested using killexams.com questions and answers, as she had also passed her test with their help. The study material provided was of excellent quality. However, getting registered for the test was the easy part; the real challenge was yet to come. I had to choose between enrolling in traditional classes and giving up my part-time job or studying on my own while continuing to work. |
User: Tatiyana***** I am pleased to say that I had an excellent experience with the Killexams.com team. They encouraged me to attempt their 1V0-41.20 test questions, and I passed without any issues. Initially, I was hesitant to use the material, fearing that I would fail the exam. However, after my friends informed me that they used the test simulator for their 1V0-41.20 certification exam, I subscribed to the coaching. The material was affordable and effective, and I scored 100% on my 1V0-41.20 exam. I appreciate the dedication and hard work of the Killexams.com team. |
1V0-41.20 Exam
Question: Can I obtain updated dumps Questions & Answers of 1V0-41.20 exam? Answer: Yes. You will be able to obtain up-to-date mock test to the 1V0-41.20 exam. If there will be any update in the exam, it will be automatically copied in your obtain section and you will receive an intimation email. You can memorize and practice these mock test with the VCE test simulator. It will train you enough to get good marks in the exam. |
Question: I see that the number of questions are reduced, What is matter? Answer: Killexams certification team updates the test according to the actual source of the exam. That's why, if new questions are added, the number of questions will be more than the previous update, but if questions are removed, they also remove those questions and keep their files up to date. That's is the reason, you see fewer questions than in the previous file. They do not keep obsolete content. |
Question: What is the simplest way to read and pass 1V0-41.20 exam? Answer: Killexams test prep greatly help you to pass your exam. These 1V0-41.20 test questions are taken from actual test sources, that's why these 1V0-41.20 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 1V0-41.20 questions are sufficient to pass the exam. After registering at the killexams.com website, obtain the full 1V0-41.20 test version with a complete 1V0-41.20 question bank. Memorize all the questions and practice with the test simulator again and again. You will be ready for the actual 1V0-41.20 test. All the 1V0-41.20 mock test are up to date with the latest 1V0-41.20 syllabus and test contents. |
Question: How much marks I can get with 1V0-41.20 dumps? Answer: It is up to you. With 1V0-41.20 test prep, you can even get 100% marks in the actual test. Killexams helps greatly to memorize 1V0-41.20 mock test while you take 1V0-41.20 practice tests again and again. You will see that you will memorize all the questions and you will be taking 100% marks. That means you are fully prepared to take the actual 1V0-41.20 test. |
Question: I want to pass 1V0-41.20 test in very short time, can you guide me? Answer: Visit killexams.com. Register and obtain the latest and 100% valid real 1V0-41.20 test questions with VCE practice tests. You just need to memorize and practice these questions and reset ensured. You will pass the test with good marks. |
https://www.pass4surez.com/art/read.php?keyword=Vmware+%28VCTA-DCV+PDF+Download&lang=us&links=remove
While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their trial questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Absolutely yes, Killexams is 100% legit as well as fully well-performing. There are several capabilities that makes killexams.com traditional and legitimate. It provides up to date and 100% valid test questions that contain real exams questions and answers. Price is very low as compared to almost all of the services online. The mock test are kept up to date on typical basis together with most recent questions. Killexams account make and solution delivery is really fast. Submit downloading is usually unlimited and very fast. Help is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a sturdy website that provide test prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium practice test files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
LFCS mock test | CPFO test questions | AGCNS-BC certification trial | CWSS-102 prep questions | NAWCO-AWCC model question | I40-420 practice questions | BCS-AIF obtain | LCAC test questions | BCEN-CTRN Test Prep | CBIC-CIC test prep | PEGAPCSSA85V1 test prep questions | ALNCCB-LNCC test prep | E20-375 test test | ECP-206 practical test | CRN-BC mock test | PTCB practice test | HH0-220 pdf obtain | 312-49v10 mock questions | DES-6332 test prep | CFE-FT-FS Real test Questions |
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) answers
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) PDF Download
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test syllabus
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Free test PDF
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Test Prep
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) certification
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) tricks
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) information search
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test contents
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) PDF Download
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test prep
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test syllabus
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) real questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) testprep
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) study help
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) teaching
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test format
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test syllabus
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Premium PDF
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Latest Topics
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Test Prep
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) syllabus
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) real questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) outline
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test Questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Latest Topics
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) information hunger
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) premium pdf
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Practice Questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) exam
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Practice Test
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) actual Questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Latest Questions
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) PDF Download
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Study Guide
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) answers
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) tricks
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) test help
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) premium pdf
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) tricks
1V0-41.20 - Associate VMware Network Virtualization (VCTA-DCV 2024) Real test Questions
Other Vmware Practice Tests
5V0-21.21 PDF Questions | 5V0-32-19 test prep | 2V0-71.23 writing test questions | 5V0-62.22 mock questions | 3V0-42.20 practice questions | 1V0-41.20 test questions | 1V0-71.21 PDF Download | 5V0-31.22 Questions and Answers | 5V0-23.20 cram book | 5V0-41.21 free pdf | 5V0-22.23 Practice Test | 2V0-21.21 mock exam | 2V0-81.20 question test | 1V0-31.21 test test | 2V0-21.20 mock test | 3V0-752 practice exam | 2V0-01-19 study guide | 1V0-21.20 free questions | 1V0-61.21 online exam | 2V0-72.22 pdf exam |
Best practice tests You Ever Experienced
JumpCloud-Core pdf exam | CWAP-403 free questions | NS0-603 free pdf | Agile-Foundation Real test Questions | 156-315-80 mock questions | QSBA2021 test questions | ABV pass marks | CCP practice exam | JN0-104 online exam | CRN-BC PDF Download | CIPS-L4M7-Assets Free test PDF | AZ-204 training material | ABPANC-CPAN practice questions | PDPF test Questions | 156-110 free pdf | Nonprofit-Cloud-Consultant test prep | H35-210_V2.5-ENU free questions | C1000-171 free study guide | CLF-C02 prep questions | IL0-786 Latest Topics |
References :
https://www.instapaper.com/read/1413189911
https://drp.mk/i/Fd8hGwTRxR
https://arfansaleemfan.blogspot.com/2021/05/1v0-4120-associate-vmware-network.html
https://files.fm/f/xf2psf9bv
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
1V0-41.20 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date 1V0-41.20 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug