Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über 301?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 301: LTM Specialist Prüfung.
2024 Updated Actual 301 questions as experienced in Test Center
Aktuelle 301 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>F5-Networks 301 : LTM Specialist Practice TestsPractice Tests Organized by Richard |
Latest 2024 Updated F5-Networks LTM Specialist Syllabus
301 examcollection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
301 examcollection : Download 100% Free 301 practice tests (PDF and VCE)
Exam Number : 301
Exam Name : LTM Specialist
Vendor Name : F5-Networks
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Download links for Exam Questions to pass 301 exam
Killexams.com provides completely legitimate F5-Networks LTM Specialist Cram Guide that are essential for passing the 301 test. Their aim is to help individuals enhance their 301 knowledge, memorize the Mock Questions, and ensure complete success in the exam. Obtaining 301 certification is the best choice to accelerate your position as an expert in the industry.
At killexams.com, they have received many testimonials from satisfied customers who passed the 301 exam with their Cram Guide. They have secured excellent positions in their respective companies and have seen improvements in their knowledge after using their 301 TestPrep. Their approach goes beyond simply providing braindumps for passing the 301 exam; they aim to enhance people's understanding of 301 goals and syllabus to help them succeed in their fields.
We strive to clarify concepts related to all 301 courses, syllabus, and goals for the F5-Networks 301 exam. Merely memorizing the 301 course guide is not enough. You need to familiarize yourself with challenging scenarios and questions asked in the genuine 301 exam. Visit killexams.com to download free demo 301 PDF questions and read through them. They are confident that if you are satisfied with the LTM Specialist questions, you will want to sign up and download the complete version of the 301 Practice Test at attractive discounts. This will be your first step towards success in the LTM Specialist exam. Install 301 VCE test simulator on your computer, memorize 301 TestPrep, and take practice tests regularly with the VCE exam simulator. When you feel ready for the real 301 exam, register for it at a test center.
At killexams.com, they offer the latest, valid, and 2024 up-to-date F5-Networks LTM Specialist dumps that are essential for passing the 301 exam. It is crucial to elevate your professional position in your organization. Their goal is to help individuals pass the 301 exam on their first try. Their 301 TestPrep has consistently produced top results over time, thanks to their customers' trust in their TestPrep and VCE for their genuine 301 exam. They are the best source for genuine 301 exam questions. They keep their 301 TestPrep valid and up-to-date all the time. Their LTM Specialist real qeustions will help you pass the exam with flying colors.
If you are interested in passing the F5-Networks 301 exam to secure a great job, register at killexams.com. They have a team of professionals who gather 301 real exam questions at killexams.com. You will receive LTM Specialist exam questions to ensure your success in the 301 exam. You can download updated 301 exam questions for free every time. There are organizations that offer 301 TestPrep, but valid and 2024 up-to-date 301 Practice Test is crucial. Rethink before relying on free 301 TestPrep available on the web.
301 exam Format | 301 Course Contents | 301 Course Outline | 301 exam Syllabus | 301 exam Objectives
The 301a-LTM Specialist: Architect, Set-up & Deploy exam is one of two exams
required to achieve Certified F5 Technology Specialist, LTM status.
Individuals who pass this exam possess an of underlying principles – from SSLbased VPN implementation to symmetric and asymmetric acceleration – and can
draw on that insight to integrate BIG-IP Local Traffic Manager (LTM) into existing
networks as well as new implementations. This is exam 1 of 2 and is based on
TMOS v11.
Objective 1.01 Given an expected traffic volume, determine the appropriate SNAT
configuration
Explain when SNAT is required
Describe the benefit of using SNAT pools
Objective 1.02 Given a scenario, determine the minimum profiles for an application U/A
Explain security options available for the application
Explain how to use LTM as a service proxy
Describe how a given service is deployed on an LTM
Objective 1.03 Given an application configuration, determine which functions can be
offloaded to the LTM device
Explain how to offload HTTP servers for SSL compression and caching
Objective 1.04 Given an application configuration, determine which functions can be
offloaded to the LTM device
Explain how to create an HTTP configuration to handle an HTTP server error
Objective 1.05 Given an application configuration, determine the appropriate profile and
persistence options
Explain how to create an HTTP configuration for mobile clients
Explain how to create an HTTP configuration to optimize WAN connectivity
Determine when connection mirroring is required
Objective 1.06 Explain the steps necessary to configure AVR U/A
Explain the steps necessary to configure the AVR
Explain how to create an AVR profile and options
Objective 1.07 Given a set of reporting requirements, determine the AVR metrics and entities
to collect
Explain the sizing implications of AVR on the LTM device
Explain the logging and notifications options of AVR
Explain the uses of the collected metrics and entities
Objective 1.08 Given a scenario, determine the appropriate monitor type and parameters to use
Explain how to create an application specific monitor
Given a desired outcome, determine where to apply health monitors
Determine under which circumstances an external monitor is required
Objective 1.09 Given a set of parameters, predict an outcome of a monitor status on other
LTM device objects
Determine the effect of a monitor on the virtual server status
Determine the effect of active versus inline monitors on the application status or on the LTM device
Objective 1.10 Given a set of SSL requirements, determine the appropriate profile options to
create or modify in the SSL profile
Describe the difference between client and server SSL profiles
Describe the difference between client and server SSL processing
Objective 1.11 Given a set of application requirements, describe the steps necessary to
configure SSL
Describe the process to update expired SSL certificates
Describe the steps to incorporate client authentication to the SSL process
Objective 1.12 Given a set of application requirements, determine the appropriate virtual
server type to use
Describe the process to update expired SSL certificates
Describe the steps to incorporate client authentication to the SSL process
Objective 1.13 Given a set of application requirements, determine the appropriate virtual
server configuration settings
Describe which steps are necessary to complete prior to creating the virtual server
Describe the security options when creating a virtual server (i.e., VLAN limitation, route domains, packet
filters, iRules)
Objective 1.14 Explain the matching order of multiple virtual servers U/A
Objective 1.15 Given a scenario, determine the appropriate load balancing method(s) U/A
Identify the behavior of the application to be load balanced
Differentiate different load balancing methods
Explain how to perform outbound load balancing
Explain CARP persistence
Objective 1.16 Explain the effect of LTM device configuration parameters on load balancing
decisions
Differentiate between members and nodes
Explain the effect of the load balancing method on the LTM platform
Explain the effect of CMP on load balancing methods
Explain the effect of OneConnect/MBLB on load balancing
Explain how monitors and load balancing methods interact
Section 2: Set-up, administer, and secure LTM devices Cognitive
Complexity
Objective 2.01 Distinguish between the management interface configuration and application
traffic interface configuration
Explain the requirements for management of the LTM devices
Explain the requirements for the application traffic traversing the LTM devices
Explain how to configure management connectivity options: AOM, serial console, USB & Management
Ethernet Port
Objective 2.02 Given a network diagram, determine the appropriate network and system
settings (i.e., VLANs, selfIPs, trunks, routes, NTP servers, DNS servers,
SNMP receivers and syslog servers)
Explain the requirements for self IPs (including port lockdown)
Explain routing requirements for management and application traffic (including route domains and IPv6)
Explain the effect of system time on LTM devices
Objective 2.03 Given a network diagram, determine the appropriate physical connectivity U/A
Explain physical network connectivity options of LTM devices
Objective 2.04 Explain how to configure remote authentication and multiple administration
roles on the LTM device
Explain the relationship between route domains, user roles and administrative partitions
Explain the mapping between remote users and remote role groups
Explain the options for partition access and terminal access
Objective 2.05 Given a scenario, determine an appropriate high availability configuration (i.e.,
failsafe, failover and timers)
Explain the relationship between route domains, user roles and administrative partitions
Explain the mapping between remote users and remote role groups
Explain the options for partition access and terminal access
Objective 2.06 Given a scenario, describe the steps necessary to set up a device group,
traffic group and HA group
Explain how to set up sync-only and sync-failover device service cluster
Explain how to configure HA groups
Explain how to assign virtual servers to traffic groups
Objective 2.07 Predict the behavior of an LTM device group or traffic groups in a given failure
scenario
Objective 2.08 Determine the effect of LTM features and/or modules on LTM device
performance and/or memory
Determine the effect of iRules on performance
Determine the effect of RAM cache on performance and memory
Determine the effect of compression on performance
Determine the effect of modules on performance and memory
Objective 2.09 Determine the effect of traffic flow on LTM device performance and/or
utilization
Explain how to use traffic groups to maximize capacity
Objective 2.10 Determine the effect of virtual server settings on LTM device performance
and/or utilization
Determine the effect of connection mirroring on performance
Objective 2.11 Describe how to deploy vCMP guests and how the resources are distributed R
Identify platforms that support vCMP
Identify the limitations of vCMP
Describe the effect of licensing and/or provisioning on the vCMP host and vCMP guest
Describe how to deploy vCMP guests
Explain how resources are assigned to vCMP guests (e.g., SSL, memory, CPU, disk)
Objective 2.12 Determine the appropriate LTM device security configuration to protect
against a security threat
Explain the implications of SNAT and NAT on network promiscuity
Explain the implications of forwarding virtual servers on the environment security
Describe how to disable services
Describe how to disable ARP
Explain how to set up logging for security events on the LTM device
Explain how route domains can be used to enforce network segmentation
Section 3: Deploy applications Cognitive
Complexity
Objective 3.01 Describe how to deploy and modify applications using existing and/or updated
iApp application templates
Identify the appropriate application template to use to deploy the application
Describe how to locate, retrieve and import new and updated application templates
Identify use cases for deploying the application templates
Objective 3.02 Given application requirements, determine the appropriate profiles and profile
settings to use
Describe the connections between profiles and virtual servers
Describe profile inheritance
Explain how to configure the different SSL profile settings
Explain the effect of changing protocol settings
Explain the use cases for the fast protocols (e.g. fastL4, fastHTTP)
Explain the persistence overrides
Describe the use of HTTP classes and profiles
Describe the link between iRules and statistics, iRules and stream, and iRule events and profiles
Describe the link between iRules and persistence
Describe hashing persistence methods
Describe the cookie persistence options
Determine which profiles are appropriate for a given application
Determine when an iRule is preferred over a profile or vice versa
Explain how to manipulate the packet contents using profiles
Objective 3.03 Determine the effect of traffic flow on LTM device performance and/or
utilization
Describe the effect of priority groups on load balancing
Explain the effects of SNAT settings on pools
Explain how persistence settings can override connection limits
Describe the relationship between monitors and state
Describe the functionality of Action On Service Down
Describe the functionality of Priority Group Activation
Describe the persistence across pools and services (e.g., Match Across Services, Match Across vs Match
Across Pools)
Describe how connection limits are affected by node, pool and virtual server settings
Describe how priority groups are affected by connection limits
Killexams Review | Reputation | Testimonials | Feedback
It is high quality to have 301 practice questions.
I enrolled in 301 and had thoroughly read all the chapters. However, the practice questions provided by killexams.com was an excellent resource for practice. Thanks to their point practice test, I passed the exam with a 99% score, and even my doubts were clarified promptly. I wish to use their services in the future too. Great job, guys!
I feel very confident preparing with the genuine 301 questions.
After using the 301 practice questions from killexams.com, I feel self-assured enough to provide the 301 exams. In the past, I have always felt nervous before taking any tests due to a lack of education. However, now that I have prepared with Killexams, I am completely confident and can pass my test without any problems. So, if you feel low self-confidence, get registered with Killexams and start your education. You will soon feel self-assured.
I'm surprised to see 301 practice tests and study guides!
I am delighted to have used killexams.com's instruction kit to pass the 301 exam and become certified. Their coaching device is clear and dependable, and I am grateful for the genuine questions within the package. As a busy IT professional, I could not afford to study full-time for weeks or months, and killexams.com allowed me to streamline my preparation time and still achieve incredible results. It is a remarkable solution for IT professionals looking to pass the 301 exam.
Here they are! Genuine study, exact results.
I used to be skeptical about online resources, but killexams.com changed my perception. Unlike other unreliable sources, their killexams.com provided me with accurate and substantial material for my 301 exam preparation. Thanks to them, I passed the exam on my second attempt with an impressive score of 87%. Their resources were a game-changer for me, and I'm grateful for their assistance.
Up-to-date and reliable practice tests for the latest 301 exam are available here.
This platform is very useful for experts like us to practice economic questions from anywhere. I am grateful to the creators of this incredible practice material, which helped me a lot during my exam preparation. Thanks to this material, I secured an 88% mark in my 301 exam. I suggest creating an Android app so that people like me can practice while traveling.
F5-Networks LTM answers
301 Exam
User: Nadie***** Finally, I want to express my sincere gratitude to Killexams.com for their practice tests and exam Simulator. I passed the exam with 84% marks within the stipulated time. It is challenging to study for a certification exam while working full-time, but Killexams.com made it possible for me. I decided to take the 301 exam to advance my career, and I am glad that I did. |
User: Bernardo***** killexams.com is a fantastic product that is both user-friendly and easy to prepare with. I used it every day as part of my learning, and it helped me achieve a great score in the final 301 exam. The study materials offer valuable knowledge that can Improve your exam performance. I highly recommend killexams.com to anyone looking for reliable study materials. |
User: Pavlo***** killexams.com is an excellent source of exam materials for 301, and their team is doing an extremely good job of ensuring the achievement of applicants in 301 exams. I passed the 301 exam because of their materials, and I recommend them to all applicants. |
User: Slavik***** Thanks to the mock exam provided by killexams.com, I passed my 301 exam with 80%. The practice papers with answers were extremely useful in helping me understand the concepts, and I am grateful for their help. |
User: Rashel***** I used to be a below-average candidate, which made me pass the 301 exam. However, after using Killexams.com, I passed with a 98% score. I have never used such a superb practice questions for my knowledge before. I found it to be a great assistance for the 301 exam and plan to use Killexams.com for my future tests as well. |
301 Exam
Question: Which website provides latest test prep? Answer: Killexams.com is the best 301 genuine questions provider. Killexams 301 examcollection contains up-to-date and 100% valid 301 examcollection with the new syllabus. Killexams has provided the shortest 301 questions for busy people to pass 301 exam without memorizing massive course books. If you go through these 301 questions, you are more than ready to take the test. They recommend taking your time to study and practice 301 practice questions until you are sure that you can answer all the questions that will be asked in the genuine 301 exam. For a full version of 301 test prep, visit killexams.com and register to download the complete examcollection of 301 exam test prep. These 301 exam questions are taken from genuine exam sources, that's why these 301 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 301 questions are sufficient to pass the exam. |
Question: Do you recommend me to use this great source of genuine 301 test questions? Answer: Yes, Killexams highly recommend these 301 test questions to memorize before you go for the genuine exam because this 301 examcollection contains an up-to-date and 100% valid 301 examcollection with a new syllabus. |
Question: Do I need genuine questions of 301 exam to read? Answer: Yes, of course, You need genuine questions to pass the 301 exam. These 301 exam questions are taken from genuine exam sources, that's why these 301 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 301 questions are sufficient to pass the exam. |
Question: Can I get the laACTUAL EXAM QUESTIONS with test questions & Answers of 301 exam? Answer: Of course, You can get up-to-date and valid 301 questions and answers. These are the latest and valid questions with real mock exam that contain test prep. When you will memorize these questions, it will help you get High Score in the exam. |
Question: 301 exam questions are changed, Where can I obtain a new question bank? Answer: Killexams keep on checking update and change/update the 301 exam examcollection and exam simulator accordingly. You will receive an update notification to re-download the 301 exam files. You can then login to your account and download the exam files accordingly. |
https://www.pass4surez.com/art/read.php?keyword=F5-Networks+LTM+answers&lang=us&links=remove
Obviously it is hard task to pick solid certification mock exam concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning real qeustions update and validity. The vast majority of customers scam by resellers come to us for the real qeustions and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Indeed, Killexams is 100% legit together with fully efficient. There are several options that makes killexams.com authentic and respectable. It provides recent and 100% valid exam questions formulated with real exams questions and answers. Price is nominal as compared to almost all services online. The mock exam are updated on usual basis through most recent questions. Killexams account setup and item delivery is quite fast. Data file downloading will be unlimited and also fast. Assist is avaiable via Livechat and Netmail. These are the features that makes killexams.com a sturdy website that offer exam prep with real exams questions.
Is killexams.com test material dependable?
There are several mock exam provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam mock exam with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock exam will be provided in your download Account. You can download Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.
DES-1721 free pdf download | MCD-ASSOC question test | 920-552 questions answers | DEX-403 model question | PEGACPDC88V1 Real exam Questions | NNAAP-AKNA test example | S90.04A exam Questions | JN0-231 Free PDF | CRNFA test prep | ADM-261 VCE | ISTQB-Level-1 assessment test demo | OMG-OCRES-A300 Study help | H12-111_V2.5-ENU exam tips | H12-223 demo test | Certified-Data-Architecture-and-Management-Designer mock exam | IIBA-AAC practice questions | MD-100 PDF download | JN0-104 free exam practice | EX407 Practice Questions | Consul-Associate practice exam |
301 - LTM Specialist answers
301 - LTM Specialist PDF Download
301 - LTM Specialist Question Bank
301 - LTM Specialist Practice Test
301 - LTM Specialist premium pdf
301 - LTM Specialist Question Bank
301 - LTM Specialist PDF questions
301 - LTM Specialist test
301 - LTM Specialist exam syllabus
301 - LTM Specialist information search
301 - LTM Specialist book
301 - LTM Specialist Study Guide
301 - LTM Specialist premium pdf
301 - LTM Specialist exam help
301 - LTM Specialist genuine Questions
301 - LTM Specialist syllabus
301 - LTM Specialist exam Questions
301 - LTM Specialist premium pdf
301 - LTM Specialist test prep
301 - LTM Specialist study help
301 - LTM Specialist test prep
301 - LTM Specialist Test Prep
301 - LTM Specialist PDF questions
301 - LTM Specialist PDF Download
301 - LTM Specialist certification
301 - LTM Specialist Latest Questions
301 - LTM Specialist cheat sheet
301 - LTM Specialist PDF Download
301 - LTM Specialist PDF Questions
301 - LTM Specialist PDF Download
301 - LTM Specialist study help
301 - LTM Specialist testprep
301 - LTM Specialist questions
301 - LTM Specialist Free exam PDF
301 - LTM Specialist exam syllabus
301 - LTM Specialist education
301 - LTM Specialist test
301 - LTM Specialist premium pdf
301 - LTM Specialist exam Questions
301 - LTM Specialist learn
301 - LTM Specialist Question Bank
301 - LTM Specialist Real exam Questions
301 - LTM Specialist genuine Questions
301 - LTM Specialist exam questions
Other F5-Networks Practice Tests
F50-532 prep questions | F50-528 test example | F50-522 mock test | 301b free practice test | 001-ARXConfig mock questions | 201 exam prep | 301 free questions | F50-536 demo test questions | 101 mock questions |
Best practice tests You Ever Experienced
DTR study questions | CQIA VCE | DEA-41T1 study guide | IAPP-CIPP-E free questions | INCC-CRNI questions and answers | SPHR question test | WHNP-BC practice questions | FBA15 download | 8006 exam questions | EPPP exam prep | ICDL-NET mock test | Scrum-PSD-I cram book | PCNSE Practice Questions | ISO-22301-Lead-Auditor study guide | PCNSC PDF Questions | 300-100 Question Bank | CBUNA-CUNP demo test questions | 830-01 practice exam | RNC-NIC free practice test | A4Q-CSeT-F test sample |
References :
http://killexams-braindumps.blogspot.com/2020/06/you-will-surely-pass-301-exam-with.html
https://www.instapaper.com/read/1317026420
https://killexams-posting.dropmark.com/817438/23725229
http://feeds.feedburner.com/FreeKillexamscom301QuestionBank
https://youtu.be/9O9MuaohacE
https://files.fm/f/v65xtprk2
https://sites.google.com/view/killexams-301-free-exam-pdf
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
301 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date 301 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug