Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 7392X?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 7392X: Avaya Aura Call Center Elite Implementation Prüfung.

2024 Updated Actual 7392X questions as experienced in Test Center

Aktuelle 7392X Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Avaya 7392X : Avaya Aura Call Center Elite Implementation Practice Tests

Practice Tests Organized by Lee



Latest 2024 Updated Avaya Avaya Aura Call Center Elite Implementation Syllabus
7392X question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




7392X question bank : Download 100% Free 7392X practice questions (PDF and VCE)

Exam Number : 7392X
Exam Name : Avaya Aura Call Center Elite Implementation
Vendor Name : Avaya
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Dont Miss these 7392X PDF Questions before you decide to go for real exam.
We at killexams.com offer 100% free PDF Questions for those who wish to attempt them before making a purchase. They are confident that you will appreciate the quality of their genuine test questions for the 7392X exam. Simply register for the complete Avaya Aura Call Center Elite Implementation questions bank and download your copy. Use their VCE test simulator for practice, and you will feel confident before taking the real 7392X test.

We have received recommendations from numerous applicants who have successfully passed the 7392X exam with the help of their Study Guides. They have secured great positions in their respective companies with high-paying jobs. Their 7392X Cram Guide has proven to be effective in enhancing their knowledge and skills to work professionally in real-world scenarios. Their focus is not just on helping individuals pass the 7392X exam through braindumps, but also on improving their understanding of 7392X objectives and Topics so they can be successful in their field.

Passing the Avaya Aura Call Center Elite Implementation exam is simple if you have a clear understanding of the 7392X syllabus and have gone through the latest question bank. However, it can be challenging to identify the best approach to Excellerate your understanding. That's where they come in. Their braindump questions and practice questions are much more effective for quick success. You can take a break to think about tricky questions asked in the real 7392X exam. Simply visit killexams.com and download their free 7392X Latest Topics test questions to get started. If you can retain the questions, you can register to download their Cram Guide of 7392X Actual Questions, which is your first step towards progress. Install VCE exam simulator on your device, such as iPad, iPhone, PC, smart tv, or Android, and start practicing as much as possible. When you feel confident that you have memorized all the Avaya Aura Call Center Elite Implementation questions, go to the Exam Center and enroll for the real test.

At killexams.com, they provide the latest, legit, valid, and up-to-date Avaya Avaya Aura Call Center Elite Implementation dumps that are necessary to pass the 7392X exam. Their aim is to help people pass the 7392X exam on their first attempt and boost their professional career within their organization or firm. Their 7392X Cram Guide output is consistently ranked at the top. Thanks to their customers who trust their Actual Questions and VCE for their real 7392X exam, they remain the best in providing real 7392X exam questions. They keep their 7392X Exam Cram valid and up-to-date all the time, and their Avaya Aura Call Center Elite Implementation exam dumps are guaranteed to help you pass the exam with a high score.







7392X exam Format | 7392X Course Contents | 7392X Course Outline | 7392X exam Syllabus | 7392X exam Objectives


Exam ID : 7392X

Exam Title : Avaya Aura® Call Center Elite Implementation Exam

Questions : 63

Passing Score : 66% (42 of 63 correct)



Pearson VUE encourages candidates to book testing sessions well in advance (2+ months) to help ensure individual requirements can be met. Candidate demand often fluctuates.



Pearson VUE Authorized Test Centers represent a network of Pearson VUE independent business partners primarily in the commercial and academic market spaces. Availability of testing centers varies by city/state/geographic region based upon business partner participation in the Pearson VUE testing program.



As independent business partners, Pearson VUE Test Centers establish their own hours of operation and testing seat capacity. Reservations are accepted on a first come / first serve basis independent of the vendor exam chosen. Test Center, Online or Pearson VUE Call Center reservations all work from the same inventory of available testing sessions. Contacting a Pearson VUE Exam Center can provide candidates with the best understanding of what parameters drive a Centers days / hour of operation; this can be particularly helpful for Testing Centers associated with academic institutions



Killexams Review | Reputation | Testimonials | Feedback


Did you try this great source of the latest practice tests?
As someone in the IT discipline, the 7392X exam was critical for me, but I had limited time to prepare. killexams.com Dumps helped me prepare within two weeks, allowing me to finish all the questions well before time. The easy-to-understand answers were like a complete reference guide, and I was astonished by the result.


Use valid 7392X practice tests. Quality and reputation do matter.
I used killexams.com's dump to prepare for my 7392X exam in Romania and scored 98%. The questions that I encountered on the exam were precisely what killexams.com had provided, which is why I would highly recommend them to anyone looking to prepare for the 7392X exam.


Take advantage; use Braindumps to ensure your success.
I have been searching for the perfect material for this particular subject matter online. However, I could not find any that flawlessly explained only the essential and necessary matters until I discovered killexams.com brain dump material, which surprised me. It covered only the important matters, and nothing was missing in the practice test. I am thrilled to have found it and used it as my guide.


I struggled with 7392X books, but everything was in the questions and answers.
I am thrilled to share with you that I recently passed the 7392X exam with flying colors. I owe my success to your invaluable help and support throughout my preparation. Without your guidance and assistance, I would not have been able to achieve such a high score. From the bottom of my heart, thank you very much for everything!


Where can I find 7392X practice exam questions?
I achieved my 7392X Certification thanks to the reliable guidance provided by killexams.com exam dump. Even though I failed the exam on my first attempt, I kept practicing with killexams.com and the help of a reliable book. The second time around, I passed with a strong score, thanks to the precision of the questions that aligned with the exam format. Although I felt that killexams.com emphasized some questions more than necessary, I remained organized and successfully completed the assignment.


Avaya Aura exam

7392X Exam

User: Nayda*****

As a network professional, I believed that taking the avaya aura call center elite implementation exam would be beneficial for my career growth. However, due to time constraints, preparing for the exam became a challenge for me. I was looking for a test guide that could make the process easier for me. Fortunately, Killexams.com Braindumps practice questions worked wonders for me, providing a scientific approach to prepare for the exam. Surprisingly, with its help, I finished the exam in only 70 minutes, which was astonishing. Thanks to Killexams.com for providing such helpful material.
User: Moses*****

I am happy to report that I passed the 7392X exam with the help of Killexams.com questions and answers. Although not all questions in the exam were covered by their question bank, I must congratulate them for their technical expertise and guidance.
User: Natesha*****

I highly recommend killexams.com to all students who plan to take the 7392X exam. This exam preparation is better than any book, as it provides authentic questions that are similar to those you will face in the real exam. The questions are relevant and informative, without any unnecessary or irrelevant content. My friends and I had an excellent experience with Killexams, and they are confident in recommending it to their peers.
User: Harry*****

Thanks to Killexams.com, I passed the Avaya 7392X exam with a score of 79%. Their mock exam and updated Braindumps made all the difference. I am grateful for their help and encourage them to keep up the excellent work.
User: Dylan*****

With only five days of studying, I was able to score 80% on the AVAYA AURA CALL CENTER ELITE IMPLEMENTATION exam thanks to killexams.com. The power of downloading PDF files to practice effectively, coupled with online tests and unlimited attempts, gave me confidence. Their answers to every query were 100% accurate, making my preparation process smooth and efficient.

7392X Exam

Question: I have taken Instructor training, do I still need 7392X test prep?
Answer: Killexams recommend these 7392X questions to memorize before you go for the real exam because this 7392X question bank contains an up-to-date and 100% valid 7392X question bank with a new syllabus. Killexams has provided the shortest 7392X questions for busy people to pass 7392X exam without studying massive course books. If you go through these 7392X questions, you are more than ready to take the test. They recommend taking your time to study and practice 7392X practice exam until you are sure that you can answer all the questions that will be asked in the real 7392X exam. For a full version of 7392X test prep, visit killexams.com and register to download the complete question bank of 7392X exam test prep. These 7392X exam questions are taken from real exam sources, that's why these 7392X exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 7392X questions are sufficient to pass the exam.
Question: I need an exam that is not at killexams store, what should I do?
Answer: Killexams provide more than 5500 exams on its online store with a very high success rate. If you need an exam that is not provided at the killexams store, you can place an exam request at killexams.com at https://killexams.com/exam-request and their team will contact authentic resources to get exact questions and answers. You will be informed by email as soon as that exam is provided at the killexams store.
Question: How many braindump questions in 7392X exam?
Answer: Killexams.com provides complete information about 7392X exam outline, 7392X exam syllabus, and course contents. All the information about several questions in the real 7392X exam is provided on the exam page at the killexams website. You can also see 7392X Topics information from the website.
Question: I forgot my killexams account password, what should I do?
Answer: Yes, you will receive an intimation on each update. You will be able to download up-to-date Braindumps to the 7392X exam. If there will be any update in the exam, it will be automatically copied in your download section and you will receive an intimation email. You can memorize and practice these Braindumps with the VCE exam simulator. It will train you enough to get good marks in the exam.
Question: Does killexams exam Simulator works without internet?
Answer: Yes, Killexams exam Simulator works offline. Killexams exam simulator also works offline. Just download and install on your laptop and you can go anywhere to keep your study going and preparing your exam at a tourist or healthier place. Whenever you need to re-download the exam files, you can connect your computer to the internet and download and go offline anytime you like. You do not need the internet all the time to study for your exam. Killexams.com provides an offline method by downloading your 7392X exam questions in PDF format on your mobile phone, iPad or laptop and carry them anywhere you like. You do not need to be online all the time to keep your study going.
Avaya+Aura+exam
https://www.pass4surez.com/art/read.php?keyword=Avaya+Aura+exam&lang=us&links=remove



While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to exam dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their trial questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best practice questions website?
Absolutely yes, Killexams is fully legit together with fully trustworthy. There are several features that makes killexams.com unique and genuine. It provides up-to-date and fully valid exam questions that contains real exams questions and answers. Price is surprisingly low as compared to almost all services on internet. The Braindumps are up to date on typical basis along with most accurate questions. Killexams account method and device delivery is very fast. Submit downloading is certainly unlimited and extremely fast. Help support is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a strong website that provide exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your download Account. You can download Premium practice exam files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




ICTS VCE | MISCPRODUCT exam questions | C1000-123 free exam practice | CS0-003 question bank | 5V0-32-19 exam cram | 1Y0-204 study guide | ACLPN exam questions | DEV-450 free practice questions | CDCA-ADEX questions download | 4A0-C04 Free PDF | Salesforce-Financial-Services-Cloud PDF download | C-EFM study material | Scrum-SPS Braindumps | CDCP-001 exam prep | CTL-001 english test questions | CLAD assessment test trial | C1000-110 free pdf | E20-260 test trial | RCDDv14 Study Guide | PEGAPCRSA80V1_2019 mock exam |


7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation tricks
7392X - Avaya Aura Call Center Elite Implementation testing
7392X - Avaya Aura Call Center Elite Implementation outline
7392X - Avaya Aura Call Center Elite Implementation exam cram
7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation Questions and Answers
7392X - Avaya Aura Call Center Elite Implementation course outline
7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation outline
7392X - Avaya Aura Call Center Elite Implementation cheat sheet
7392X - Avaya Aura Call Center Elite Implementation questions
7392X - Avaya Aura Call Center Elite Implementation exam Cram
7392X - Avaya Aura Call Center Elite Implementation PDF Questions
7392X - Avaya Aura Call Center Elite Implementation testing
7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation course outline
7392X - Avaya Aura Call Center Elite Implementation PDF Download
7392X - Avaya Aura Call Center Elite Implementation boot camp
7392X - Avaya Aura Call Center Elite Implementation Test Prep
7392X - Avaya Aura Call Center Elite Implementation PDF Download
7392X - Avaya Aura Call Center Elite Implementation study help
7392X - Avaya Aura Call Center Elite Implementation Free PDF
7392X - Avaya Aura Call Center Elite Implementation exam contents
7392X - Avaya Aura Call Center Elite Implementation book
7392X - Avaya Aura Call Center Elite Implementation answers
7392X - Avaya Aura Call Center Elite Implementation Real exam Questions
7392X - Avaya Aura Call Center Elite Implementation information search
7392X - Avaya Aura Call Center Elite Implementation practice tests
7392X - Avaya Aura Call Center Elite Implementation information source
7392X - Avaya Aura Call Center Elite Implementation exam Questions
7392X - Avaya Aura Call Center Elite Implementation Free exam PDF
7392X - Avaya Aura Call Center Elite Implementation exam success
7392X - Avaya Aura Call Center Elite Implementation real questions
7392X - Avaya Aura Call Center Elite Implementation syllabus
7392X - Avaya Aura Call Center Elite Implementation learning
7392X - Avaya Aura Call Center Elite Implementation exam contents
7392X - Avaya Aura Call Center Elite Implementation techniques
7392X - Avaya Aura Call Center Elite Implementation study help
7392X - Avaya Aura Call Center Elite Implementation test
7392X - Avaya Aura Call Center Elite Implementation exam Cram

Other Avaya Practice Tests


61451V exam questions | 71201X practice exam | 71301X Test Prep | 3312 mock questions | 33810X exam prep | 3002 assessment test sample | 78201X practice questions | 3313 practice test | 76940X study guide | 7495X test example | 31860X examcollection | EADC prep questions | 3171T exam cram | 7392X bootcamp | 71801X study guide | 72301X certification sample | 7492X exam Questions | 75940X exam prep | 156-215.81 study material | 3314 practice exam |


Best practice questions You Ever Experienced


EUCOC exam questions | HPE6-A66 test prep questions | Hadoop-PR000007 exam cram | IAFN-SANE-A exam prep | CBEST VCE | ICDL-WINDOWS Test Prep | CIA-III exam cram | ONCC-BMTCN bootcamp | PCNSA practice questions | GE0-806 writing test questions | ISSAP free exam practice | SAFe-Agilist mock test | DHORT exam Cram | ABPN-VNE assessment test sample | HPE6-A82 free practice tests | C1000-119 past exams | Sitecore-Experience-Solution-9-Developer exam Questions | HCE-3700 trial test questions | BCCPA questions and answers | H13-612 PDF Download |





References :


https://killexams-posting.dropmark.com/817438/23725219
http://killexams-braindumps.blogspot.com/2020/07/secure-your-100-marks-with-these-7392x.html
https://www.instapaper.com/read/1324036730
http://feeds.feedburner.com/Real7392xQuestionsThatAppearedInTestToday
https://killexams.com/pass4sure/exam-detail/7392X
https://sites.google.com/view/killexams-7392x-cheatsheet
https://www.coursehero.com/file/74989015/Avaya-Aura-Call-Center-Elite-Implementation-7392Xpdf/
https://youtu.be/a-BNp1mPYs8
http://killexamsbraindumps2.isblog.net/7392x-avaya-aura-call-center-elite-implementation-question-bank-with-real-questions-by-killexams-com-14593132
https://files.fm/f/umewpmwa2



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

7392X Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

7392X Reviews

100% Valid and Up to Date 7392X Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug