Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über C-NNIC?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der C-NNIC: NCC Certified Neonatal Neuro-Intensive Care Prüfung.

2024 Updated Actual C-NNIC questions as experienced in Test Center

Aktuelle C-NNIC Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Nursing C-NNIC : NCC Certified Neonatal Neuro-Intensive Care Practice Tests

Practice Tests Organized by Martin Hoax



Latest 2024 Updated Nursing NCC Certified Neonatal Neuro-Intensive Care Syllabus
C-NNIC examcollection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




C-NNIC examcollection : Download 100% Free C-NNIC practice questions (PDF and VCE)

Exam Number : C-NNIC
Exam Name : NCC Certified Neonatal Neuro-Intensive Care
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Exam C-NNIC Practice Test provided for download
If you are interested in taking the Nursing NCC Certified Neonatal Neuro-Intensive Care test and qualifying, they provide accurate C-NNIC test questions to ensure that you pass the C-NNIC test effortlessly by practicing with their C-NNIC Cram Guide. They offer the latest cutting-edge C-NNIC Exam Questions with a 100% money-back guarantee.

If you are eager to pass the Nursing C-NNIC exam and advance your career within your organization or land a new job, killexams.com is the perfect platform for you. They have a team of professionals who collect real C-NNIC exam questions to ensure that you pass the NCC Certified Neonatal Neuro-Intensive Care exam. Every time you log in to your account, you will get updated C-NNIC exam questions that are relevant and up-to-date for the current year. While there are several organizations offering C-NNIC Practice Questions, finding valid and latest 2024 updated C-NNIC Free PDF is a major challenge. Relying on free dumps available on the internet may lead to exam failure, which is why it is better to pay a small fee for killexams C-NNIC practice questions than to waste a large exam fee.

We have received testimonials from many successful applicants who passed the C-NNIC test with the help of their TestPrep and are now working in extraordinary positions within their organizations. By using their C-NNIC Latest Questions, they have improved their knowledge and can apply it to real-world scenarios as experts. Their focus is not just on helping you pass the C-NNIC exam with their braindumps but also on improving your knowledge of C-NNIC objectives and syllabus so that you can become effective in your field.

Passing the NCC Certified Neonatal Neuro-Intensive Care test is straightforward if you have a clear understanding of the C-NNIC syllabus and go through the updated examcollection from 2024. memorizing and practicing real issues are crucial for quick success. To do this, visit killexams.com and obtain the free C-NNIC Practice Questions test questions and read them thoroughly. If you feel confident that you can retain those C-NNIC questions, register to obtain the Free PDF of C-NNIC Latest Questions. This will be your first step toward extraordinary advancement. Install the VCE exam simulator on your PC, iPad, iPhone, smart TV, or Android device, and read and memorize C-NNIC Latest Questions. Take the practice questions as often as possible with the VCE exam simulator until you feel that you have memorized all the questions in the NCC Certified Neonatal Neuro-Intensive Care question bank. Once you are confident, go to the Test Center and enroll for the real test.







C-NNIC exam Format | C-NNIC Course Contents | C-NNIC Course Outline | C-NNIC exam Syllabus | C-NNIC exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


It is a good idea to prepare for the C-NNIC exam with practice tests.
As an IT professional, passing the C-NNIC exam was crucial for my career, but time constraints made it difficult for me to prepare properly. With just two weeks left, I turned to killexams.com for their exam prep materials. Thanks to their easy-to-understand answers, I was able to complete all the questions well within the allotted time and was pleasantly surprised by my results.


It is unbelievable, but C-NNIC real test questions are available right here.
I consider killexams.com as the super region I can always rely on for my future tests too. I used it for the C-NNIC exam and passed it effectively, taking only half the time to complete all the questions. I am very happy with the exam sources provided to me for my training and believe it is the best dump for secure guidance.


Actual C-NNIC questions and accurate answers! It justifies the cost.
Enrolling in killexams.com was a chance for me to pass the C-NNIC exam. I couldn't have passed the difficult questions without this website. It was a golden opportunity that made it easy for me to become a member of this site. After failing the exam, I was devastated, but finding this website made things easier.


Short questions that work in a real exam environment.
The development of the exam simulator by killexams.com is remarkable, and I acknowledge the effort put into it. With the help of the team, I passed my C-NNIC exam, particularly with the mock exam provided by killexams.com.


It is truly a great experience to have real test questions for the C-NNIC exam.
I cannot recommend killexams.com enough for their exceptional study materials. Their C-NNIC practice questions were invaluable during my preparation and helped me gain the confidence I needed to pass the exam. I am incredibly grateful to their team for helping me achieve my certification.


Nursing Care test questions

C-NNIC Exam

User: Ansh*****

I have to confess; I was at my wits end and knew that I was by myself after failing the C-NNIC exam the first time. Thats when I searched the internet for help with my test. Many sites had demo tests, and some were charging around $200. I discovered Killexams.com, and it had the lowest price around. I could not afford it, but I bit the bullet and purchased it anyway. I can not forget that I passed my cert exam with a 98! Almost every question on the exam was covered on this sample. You guys rock!
User: Leni*****

With the help of the highly affordable products from killexams.com, I earned better scores in my c-nnic certification. I purchased the c-nnic exam engine to get rid of difficult concepts and the c-nnic exam brain VCE exam to secure good grades in the certification. These products were designed according to my preferences and helped me to prepare within fifteen days. Thanks to all of you for your great services.
User: Oksana*****

Killexams.com helped make passing the C-NNIC exam possible for me, even with only 10 days to prepare. The syllabus were presented well, and I was able to score a 959 on the exam. Thank you, Killexams, for giving me hope when I thought it was impossible.
User: Liz*****

The Killexams.com questions bank was undoubtedly helpful, and I passed my C-NNIC exam with 68.25% marks. The questions were appropriate, and the database is frequently updated with new questions. I highly recommend this resource to others who are preparing for their C-NNIC profession certification exams.
User: Rafaela*****

This c-nnic exam VCE exam from Killexams is a rare find for higher-level exams, as they are typically easier to make for associate-level exams. However, everything was perfect, making this VCE exam valid and instrumental in helping me achieve a nearly perfect score on the exam and securing my c-nnic certification. You can trust Killexams to deliver.

C-NNIC Exam

Question: What should I do to update my C-NNIC question bank?
Answer: Killexams team keep on checking update on daily basis. When the C-NNIC exam is updated, an email is sent to inform users to re-download the C-NNIC exam files. Their team keeps the C-NNIC files up to date. Complete C-NNIC questions are provided in the obtain section of your account. Killexams provide up-to-date real C-NNIC test questions that are taken from the C-NNIC question bank. These questions' answers are Checked by experts before they are included in the C-NNIC question bank. By memorizing and practicing these C-NNIC dumps, you will surely pass your exam on the first attempt.
Question: There are several websites providing C-NNIC dumps, which I should select?
Answer: Killexams.com is the best place to get updated C-NNIC questions questions. These C-NNIC questions work in the real test. You will pass your exam with these C-NNIC test prep. If you provide some time to study, you can prepare for an exam with much boost in your knowledge. They recommend spending as much time as you can to study and practice C-NNIC VCE exam until you are sure that you can answer all the questions that will be asked in the real C-NNIC exam. For this, you should visit killexams.com and register to obtain the complete examcollection of C-NNIC exam test prep. These C-NNIC exam questions are taken from real exam sources, that's why these C-NNIC exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these C-NNIC questions are sufficient to pass the exam.
Question: What are the benefits of updated and valid C-NNIC dumps?
Answer: The benefit of C-NNIC questions is to get to the point knowledge of exam questions rather than going through huge C-NNIC course books and contents. These questions contain real C-NNIC questions and answers. By memorizing and understanding the complete examcollection greatly improves your knowledge about the core syllabus of the C-NNIC exam. It also covers the latest syllabus. These exam questions are taken from C-NNIC real exam source, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam.
Question: Can I read C-NNIC dumps while I do not have internet connection?
Answer: Yes, you can keep your study going while you are offline. Killexams.com provides an offline method by downloading your C-NNIC exam questions in PDF format on your mobile phone, iPad or laptop and carry them anywhere you like. You do not need to be online all the time to keep your study going. Killexams exam simulator also works offline. Just obtain and install on your laptop and you can go anywhere to keep your study going and preparing your exam at a tourist or healthier place. Whenever you need to re-download the exam files, you can connect your computer to the internet and obtain and go offline anytime you like.
Question: How can I ensure my C-NNIC exam success?
Answer: You can ensure your success with C-NNIC test prep provided by killexams.com. These are sufficient to pass the exam on the first attempt. Visit killexams.com and register to obtain the complete examcollection of C-NNIC exam test prep. These C-NNIC exam questions are taken from real exam sources, that's why these C-NNIC exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these C-NNIC questions are sufficient to pass the exam. If you have time to study, you can prepare for the exam in very little time. They recommend taking enough time to study and practice C-NNIC VCE exam that you are sure that you can answer all the questions that will be asked in the real C-NNIC exam.
Nursing+Care+test+questions
https://www.pass4surez.com/art/read.php?keyword=Nursing+Care+test+questions&lang=us&links=remove

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for quiz test update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best quiz test site.

Which is the best practice questions website?
Of course, Killexams is completely legit in addition to fully good. There are several benefits that makes killexams.com real and legit. It provides exact and completely valid exam questions made up of real exams questions and answers. Price is suprisingly low as compared to almost all of the services online. The mock exam are up-to-date on typical basis by using most exact questions. Killexams account build up and product or service delivery can be quite fast. Record downloading will be unlimited and also fast. Help is avaiable via Livechat and Electronic mail. These are the features that makes killexams.com a robust website which provide exam prep with real exams questions.



Is killexams.com test material dependable?
There are several mock exam provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam mock exam with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock exam will be provided in your obtain Account. You can obtain Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




DP-203 Latest Questions | 3171T mock exam | AEMT exam papers | AZ-800 cram book | CWM_LEVEL_II practice questions | CPA-CPP bootcamp | 33810X exam cram | MB-910 english test questions | GE0-807 demo questions | DES-1241 test exam | AZ-140 Latest syllabus | PEGACPSA88V1 mock exam | ECBA exam test | ACA-Sec1 free questions | Tableau-Desktop-Specialist practice exam | A00-240 study guide | C1000-172 VCE | NACE-CIP1-001 practice questions | FTCE VCE exam | CCA175 VCE exam |


C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Practice Questions
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Real exam Questions
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care real Questions
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care study help
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care course outline
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care outline
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care information hunger
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Test Prep
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care practice tests
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Test Prep
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care education
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care PDF Download
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care exam syllabus
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care PDF Questions
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Test Prep
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care PDF Download
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care exam Cram
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care exam Cram
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care tricks
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care teaching
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care test
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care exam help
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care information hunger
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care learn
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care exam questions
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Study Guide
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Practice Test
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care exam success
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Practice Questions
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care learn
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care learn
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care exam Cram
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care book
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care real Questions
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care Practice Test
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care answers
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care learning
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care practice tests
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care practice tests
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care test
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care guide
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care test prep
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care tricks
C-NNIC - NCC Certified Neonatal Neuro-Intensive Care testprep

Other Nursing Practice Tests


GNP-BC question test | PED-BC test prep | CNS-CP free questions | CMSRN exam questions | WOCNCB-CCCN Latest Questions | HANCB-ACRN Test Prep | NPD-BC exam Questions | CRN-BC online exam | CHPPN practical test | ACNP-BC questions answers | BONENT-CHN questions and answers | PMH-BC exam prep | TCRN Real exam Questions | CHPLN examcollection | AONL-CENP exam tips | NAWCO-OMS exam questions | PMHNP-BC exam papers | RNAS-C Questions and Answers | NNAAP-NA prep questions | C-NPT exam cram |


Best practice questions You Ever Experienced


AZ-720 exam papers | CFE-FP-D Practice Test | 2V0-21.20 mock test | FCNSA exam questions | PEGACPRSAV22 study help | 050-710 practice questions | CTAL-TM-UK test prep questions | Okta-Certified-Pro pass exam | ISO-31000-Lead-Risk-Manager exam prep | MTEL exam questions | MAC-16A training material | EPPP questions download | H35-660 test prep | 2V0-21.23 english test questions | AIE02 free online test | S90.02A free exam practice | 2B0-102 test prep | CoreSpringV3.2 demo questions | E20-575 practice questions | ANS-C01 exam test |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

C-NNIC Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

C-NNIC Reviews

100% Valid and Up to Date C-NNIC Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug