Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über C1000-146?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der C1000-146: IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Prüfung.

2024 Updated Actual C1000-146 questions as experienced in Test Center

Aktuelle C1000-146 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

IBM C1000-146 : IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Practice Tests

Practice Tests Organized by Richard



Latest 2024 Updated IBM IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Syllabus
C1000-146 dumps collection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




C1000-146 dumps collection : Download 100% Free C1000-146 practice questions (PDF and VCE)

Exam Number : C1000-146
Exam Name : IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600)
Vendor Name : IBM
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Here are updated and valid TestPrep to pass C1000-146 exam
Killexams.com's test prep Questions and Answers serves everyone who needs to pass the C1000-146 exam, including C1000-146 Exam Cram, which you can easily make your study guide, and VCE test simulator that you can use to practice and memorize the C1000-146 Questions and Answers. Their IBM C1000-146 Practice Test questions are precisely the same as the genuine exam.

There are many providers of C1000-146 dumps available on the internet, but most of them are selling outdated material. It is crucial to find a dependable and reputable real questions provider for your test preparation. However, you should not waste your time and money on ineffective resources during your research process. They recommend going directly to killexams.com, where you can download 100% free C1000-146 Study Guides sample questions and evaluate them. If you are satisfied with the quality, you can register and get a 3-month account to download the latest and valid C1000-146 PDF Questions that contains genuine test questions and answers. Additionally, they suggest you get the C1000-146 VCE test simulator to practice your knowledge.







C1000-146 test Format | C1000-146 Course Contents | C1000-146 Course Outline | C1000-146 test Syllabus | C1000-146 test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Real test questions for the latest C1000-146 test are excellent!
In the past, I never thought I would be able to pass the C1000-146 exam. However, after taking the C1000-146 practice test on killexams.com, I realized that their online services and material are the best. I passed the test on my first attempt, and when I told my friends about it, they also started using killexams.com for their test preparations. It was the best experience ever, and I am grateful for it.


I am afraid of failing the C1000-146 exam!
I am very happy with the test papers provided by killexams.com, especially the answered issues. Their test papers gave me the confidence to take the C1000-146 test and achieve a score of 79%. I heartily thank the killexams.com employer. I passed a different test with the help of their question economic organization. I suggest it to everyone who needs to pass the C1000-146 exam.


What study guide do I need to pass the C1000-146 exam?
killexams.com is the best site for anyone looking to achieve their dreams. Their study material is top-notch, and I was able to score the best marks in the C1000-146 test with their help. I found it easy to face the test with the assistance of their material, and I cannot thank them enough for their great work. Keep it up, guys!


Minimal effort, tremendous knowledge, guaranteed success.
If you want to ace your online C1000-146 exams, I highly recommend using killexams.com and their C1000-146 test example papers. I scored 95% in the last check, and their product can help enhance your confidence level.


Where can I find C1000-146 practice test questions?
I am delighted with my experience of preparing for the C1000-146 test with the help of killexams.com. With not much stuff online, I am satisfied I chose killexams.com. The Questions and Answers are superb, and the test became very easy and amazing.


IBM Plus study help

C1000-146 Exam

User: Sergey*****

As an administrator preparing for the c1000-146 exam, I found referring to multiple books to be cumbersome. However, once I discovered Killexams.com, I was easily able to memorize the relevant answers to the questions. Their resources gave me the confidence I needed to attempt all 60 questions in just 80 minutes, and I passed the test with ease. I recommend Killexams.com to anyone looking for a hassle-free test preparation experience.
User: Aariz*****

I used Killexams.com IBM test guidance material to prepare for the C1000-146 exam, and it was comprehensive but useful in passing the exam.
User: Liliya*****

I recently passed my c1000-146 test and I owe my success to the reliable and accurate Questions and Answers provided by killexams.com. The majority of the test questions came from this website, and I found that the answers were correct. I highly recommend using this site for your test preparation needs.
User: Helen*****

Thanks to Killexams.com extraordinary practice questions test materials, I passed my C1000-146 test within two weeks with a score of 96%. I am now very confident that I will do better in my remaining three exams and will honestly use the practice practice test and recommend it to my friends. Thank you very much for your great assistance.
User: Nurul*****

As one of the highest achievers in the c1000-146 exam, I must commend Killexams.com for providing outstanding Questions and Answers material. Within a short time, I grasped everything related to the relevant subjects. Compared to my previous experience, this time I passed the test easily without anxiety and issues, and it was a truly admirable learning journey for me. I thank Killexams.com for being a reliable resource.

C1000-146 Exam

Question: What if I do not pass C1000-146 exam?
Answer: First of all, if you read and memorize all C1000-146 questions and practice with the VCE test simulator, you will surely pass your exam. But in case, you fail the test you can get the new test in replacement of the present test or refund. You can further check details at https://killexams.com/pass-guarantee
Question: How much is C1000-146 test price?
Answer: You can see every C1000-146 practice test price-related information from the website. Usually, discount coupons do not stand for long, but there are several discount coupons available on the website. Killexams provide the cheapest hence up-to-date C1000-146 dumps collection that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/C1000-146 You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons.
Question: I do not see C1000-146 test simulator in my download section, why?
Answer: Sometimes, you forget to include test Simulator in your order. If you are sure that you included the test simulator in your order, write an email to support or contact via live chat and provide your order number. There is usually a difference of $10 additional to the PDF for the test simulator.
Question: Can I download complete C1000-146 certification questions?
Answer: Of course, you can download complete C1000-146 certification questions. Killexams.com is the best place to download the full C1000-146 question bank. Visit and register to download the complete dumps collection of C1000-146 test test prep. These C1000-146 test questions are taken from genuine test sources, that's why these C1000-146 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these C1000-146 questions are enough to pass the exam.
Question: Where am I able to find Free C1000-146 test questions?
Answer: When you visit the killexams C1000-146 test page, you will be able to download C1000-146 free questions questions. You can also go to https://killexams.com/demo-download/C1000-146.pdf to download C1000-146 sample questions. After review visit and register to download the complete dumps collection of C1000-146 test test prep. These C1000-146 test questions are taken from genuine test sources, that's why these C1000-146 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these C1000-146 questions are enough to pass the exam.
IBM+Plus+study+help
https://www.pass4surez.com/art/read.php?keyword=IBM+Plus+study+help&lang=us&links=remove

Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice questions website?
You bet, Killexams is completely legit along with fully well-performing. There are several characteristics that makes killexams.com genuine and authentic. It provides accurate and completely valid test questions including real exams questions and answers. Price is suprisingly low as compared to most of the services online. The Questions and Answers are current on normal basis through most accurate questions. Killexams account launched and supplement delivery is extremely fast. Computer file downloading is normally unlimited and fast. Assistance is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a robust website which provide test prep with real exams questions.



Is killexams.com test material dependable?
There are several Questions and Answers provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Questions and Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your download Account. You can download Premium practice test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




C1000-150 test prep | IAFN-SANE-P cbt | 1K0-002 dumps collection | HPE6-A69 mock questions | Salesforce-Certified-CPQ-Specialist test prep | SAA-C02 test Questions | SuiteFoundation free practice test | I40-420 test cram | AX0-100 practice questions | Salesforce-B2B-Solution-Architect Test Prep | PAM-DEF-SEN PDF download | D-NWG-FN-23 pdf test | ABEM-EMC free pdf | 1D0-621 writing test questions | 050-11-CARSANWLN01 mock questions | NACD free questions | DASSM training material | SBAC free online test | 303-200 Study help | CEMAP-1 free questions |


C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study tips
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) syllabus
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) PDF Questions
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) information hunger
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Study Guide
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Free test PDF
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study help
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) certification
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study help
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) test Questions
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) book
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) guide
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) outline
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) test syllabus
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) information source
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) information hunger
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) test Questions
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) teaching
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) test success
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Latest Topics
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) test
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) learn
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Practice Questions
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) guide
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Free PDF
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) guide
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) education
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) test help
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) learn
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study help
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) testing
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study tips
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Question Bank
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) information hunger
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Question Bank
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study help
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) questions
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Practice Questions
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) questions
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) test syllabus
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study help
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) study help
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) book
C1000-146 - IBM Certified Deployment Professional - Spectrum Protect Plus V10.1.9 (C9003600) Free test PDF

Other IBM Practice Tests


C1000-156 test Questions | S2000-001 writing test questions | C1000-126 test prep | C1000-168 mock questions | C1000-043 study guide | S2000-013 test cram | C1000-148 test prep | S2000-017 test questions | C1000-120 questions and answers | C1000-112 test preparation | C1000-163 test papers | C1000-101 mock questions | C1000-138 test prep | C1000-157 free prep | C1000-161 sample questions | C1000-119 practice questions | C1000-137 free practice tests | C1000-121 VCE | C1000-174 free questions | S1000-007 Real test Questions |


Best practice questions You Ever Experienced


ALNCCB-LNCC questions and answers | C1000-065 pass exam | 1T6-510 questions and answers | Salesforce-Manufacturing-Cloud-Professional pdf questions | CFSA free pdf download | RTRP free pdf | HCAHD test results | CPFO test test | CFRN cram | CWNA-108 Study Guide | ASF test prep | BCB-Analyst sample test | 1V0-81.20 free online test | CFR-310 study guide | Scrum-PSD download | HH0-580 pass marks | C1000-176 practice test | ML0-320 practice exam | 2V0-01-19 Questions and Answers | 701-100 Practice Questions |





References :





Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank






Direct Download

C1000-146 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

C1000-146 Reviews

100% Valid and Up to Date C1000-146 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug