Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über C2010-653?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der C2010-653: Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Prüfung.

2024 Updated Actual C2010-653 questions as experienced in Test Center

Aktuelle C2010-653 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

IBM C2010-653 : Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Practice Tests

Practice Tests Organized by Richard



Latest 2024 Updated IBM Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Syllabus
C2010-653 question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




C2010-653 question bank : Download 100% Free C2010-653 practice exams (PDF and VCE)

Exam Number : C2010-653
Exam Name : Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development
Vendor Name : IBM
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Dont Miss these IBM C2010-653 Exam Questions for your exam
At killexams.com, they are dedicated to providing up-to-date and accurate Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development examination questions and solutions, along with detailed explanations. Every C2010-653 Question and Answer on their website has been Tested by IBM experts. They continually update and add new C2010-653 queries as soon as they observe any changes in the actual exam. This is crucial to their success and popularity.

If you are looking to pass the IBM C2010-653 exam and boost your career within your organization, killexams.com is the place to go. They offer the latest and most up-to-date IBM C2010-653 Cram Guide that are legitimate and valid, ensuring that you pass the exam on your first attempt. Their Mock Exam have consistently remained at the top over the last two years thanks to the trust placed in us by their C2010-653 Cram Guide candidates who use their Mock Exam and VCE for their real C2010-653 exam. At killexams.com, they always provide valid and up-to-date C2010-653 Cram Guide to ensure that you succeed. With their Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam dumps, you will be able to pass the exam with high marks.

Preparing for the IBM C2010-653 exam with only C2010-653 textbooks or free content available on the internet is not enough. There are tricky and difficult questions on the real C2010-653 exam that can lead to confusion and failure. However, killexams.com takes care of these issues by collecting real C2010-653 Questions and Answers in the form of Mock Exam and VCE exam simulator. To ensure the quality of their TestPrep, you can download 100% free C2010-653 Exam Questions before registering for the full version of C2010-653 Questions and Answers.







C2010-653 exam Format | C2010-653 Course Contents | C2010-653 Course Outline | C2010-653 exam Syllabus | C2010-653 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


Download and try out this actual C2010-653 question bank.
It is challenging to find test materials with all the necessary capabilities for the C2010-653 exam. Luckily, I found killexams.com, which provided comprehensive and useful information. The education and learning of each syllabu were made seamless through their Dumps, and I urge my friends to use them.


Preparing for the C2010-653 certification exam has to be this easy.
When I had a short time to prepare for the C2010-653 exam, I searched for smooth solutions and found killexams.com. Their Questions Answers were a great help for me, and I could easily understand and mug up the hard concepts. The questions were identical to the guide, and I scored well in the exam. killexams.com was very helpful, and I recommend it for the best C2010-653 exam preparation.


Have a C2010-653 question bank and practice exams for superb success.
Before my C2010-653 exam, I used to jog every morning to feel energized. However, on the day before my exam, I was too nervous to go out. I was afraid that I would waste time and fail the test. Then I found killexams.com, which provided me with a pool of tutorial information that helped me achieve top marks in the C2010-653 exam.


It is incredibly effective to study for the C2010-653 exam with practice tests.
Thanks to killexams.com, I only needed a day to prepare for the C2010-653 exam. They covered everything flawlessly, and there were many related questions on the actual exam. I thank them for their support.


Preparing for the C2010-653 exam with Questions Answers takes only a few hours now.
The C2010-653 exam was particularly difficult for me, but killexams.com's exam material proved to be an excellent resource. I was able to score 85% by using the guidebook to prepare for the exam.


IBM Application real questions

C2010-653 Exam

User: Allan*****

I would like to thank killexams.com for providing me with the most reliable system to pass the C2010-653 exam. Thanks to the killexams.com Questions and Answers, I scored 89% on the exam, which I completed within the allotted time, three weeks after I started studying with their assistance.
User: Léo*****

I am happy to inform you that I passed the C2010-653 exam with flying colors, thanks to killexams.com Questions Answers and exam simulator. The exam was tough, but their study material made my life a lot easier. The exam simulator provided by killexams.com is a gift, and I enjoyed the Questions Answers as well as the practice exams of different types, as they were the most effective approach to learning.
User: Tanny*****

I never thought I could pass the C2010-653 exam so easily, but thanks to killexams.com, I did. The custom-designed material helped me understand the concepts and answer even the unknown questions. It met all my requirements throughout the training. I answered 90% of the questions within the guide, which helped me save time for the unknown ones.
User: Vyachesl*****

Despite trying several books, I was disappointed that I could not find the right study materials. I was looking for a comprehensive guide to prepare for the c2010-653 exam, with easy-to-understand and well-organized content. Thankfully, Killexams.com Questions Answers met my needs perfectly by explaining complex syllabus in a simple manner. I exceeded my own expectations by achieving a score of 89% on the real exam. Thank you, Killexams.com, for providing such an excellent guide.
User: Michael*****

In todays competitive world, acquiring certifications like IBM c2010-653 is essential for career advancement. The flood of books and study courses can often confuse students during their exam preparation. However, with the help of killexams.com questions and answers, students can pass the exam with confidence and ease. I am grateful to the organization for providing this valuable resource.

C2010-653 Exam

Question: How much C2010-653 exam cost?
Answer: You can see complete C2010-653 exam price-related information from the website. Usually, discount coupons do not stand for long, but there are several discount coupons available on the website. Killexams provide the cheapest hence up-to-date C2010-653 question bank that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/C2010-653 You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons.
Question: I do not have Acrobat Reader, What can I do?
Answer: If you do not have Acrobat Reader, you can download it free from the Adobe website according to your operating system. Generally, Mozilla Firefox, Google Chrome, and Internet Explorer can also open PDF document files. So, if you don't want to install Acrobat Reader or other PDF readers, you can open your exam file via any web browser.
Question: Anything that help me pass C2010-653 exam in just two days?
Answer: Killexams provide real C2010-653 practice test that will help you pass your exam with good marks. It provides two file formats. PDF and VCE. PDF can be opened with any PDF reader that is compatible with your phone, iPad, or laptop. You can read PDF Questions Answers via mobile, iPad, laptop, or other devices. You can also print PDF Questions Answers to make your book read. VCE exam simulator is software that killexams provide to practice exams and take a test of all the questions. It is similar to your experience in the actual test. You can get PDF or both PDF and exam Simulator.
Question: Does Killexams provide refund if someone fails?
Answer: Yes. Killexams has a very good guarantee policy to back up the products. First of all, you will not fail the exam. If in case, you fail the exam, you can get your money back for a replacement exam. It is your choice.
Question: I am facing issue in Installing exam Simulator, Can you help?
Answer: Exam Simulator is a simple application that can be installed in any version of Windows. It is compatible with Windows 10 down to Windows XP. If you face an issue in installing an exam simulator on your computer, you should go through the step by step guide at https://killexams.com/exam-simulator-installation.html
IBM+Application+real+questions
https://www.pass4surez.com/art/read.php?keyword=IBM+Application+real+questions&lang=us&links=remove

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam dumps site.

Which is the best practice exams website?
You bet, Killexams is 100 percent legit and fully dependable. There are several functions that makes killexams.com genuine and straight. It provides updated and 100 percent valid exam questions that contain real exams questions and answers. Price is minimal as compared to the vast majority of services online. The Questions Answers are updated on frequent basis by using most accurate questions. Killexams account method and solution delivery can be quite fast. Computer file downloading is certainly unlimited and very fast. Help support is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a sturdy website that provide exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your download Account. You can download Premium practice test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




H13-311_V3.0-ENU pdf questions | EX300 test prep | HH0-530 test prep | CLTD exam cram | NS0-303 test exam | 1Y0-312 certification sample | DEV-401 free questions | PL-200 practice questions | SDM-2002001030 past exams | H31-523 practice test | NLN-Pharmacology Latest Questions | EPPP questions download | TM1-101 free pdf | CEN mock exam | C-ELBW practical test | CRFA free study guide | C1000-129 exam results | NHA-AIT study guide | OMG-OCRES-A300 pdf download | 922-080 exam questions |


C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Question Bank
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development course outline
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development study help
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development syllabus
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam Questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development information source
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Latest Topics
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development techniques
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam Questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development certification
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Question Bank
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Practice Questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Test Prep
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development syllabus
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Free exam PDF
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development learn
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Premium PDF
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development tricks
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development testprep
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development PDF Download
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development test
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development PDF Download
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam Questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Real exam Questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development PDF Download
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development test
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Latest Topics
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development test
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development information search
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development cheat sheet
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam cram
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam Cram
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development certification
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development information hunger
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam Questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development Free exam PDF
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development PDF Questions
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development boot camp
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development tricks
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development exam help
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development cheat sheet
C2010-653 - Fundamentals of IBM TRIRIGA Application Platform V3.2.1 Application Development study tips

Other IBM Practice Tests


C1000-119 pdf exam | C1000-059 practice exam | C1000-166 practice questions | C1000-122 pass exam | C1000-121 test sample | C1000-142 Practice test | S2000-012 test exam | C1000-123 Practice Test | S2000-016 free pdf | C1000-157 exam questions | C1000-173 VCE | C1000-132 free pdf | C1000-135 free questions | C1000-127 exam test | S1000-008 questions and answers | C1000-085 exam Questions | C1000-043 test prep | C1000-107 Latest Topics | C1000-116 examcollection | C1000-110 study guide |


Best practice exams You Ever Experienced


FBAP_002 pass marks | 920-220 Free PDF | DU0-001 exam tips | 4A0-AI1 exam results | OCN questions download | JN0-649 study guide | 0G0-081 questions and answers | HPE6-A75 mock exam | CGFM VCE | APHN-BC exam prep | NHA-AIT exam questions | PSA-2023 practice exam | 5V0-11.21 pdf study guide | CIPS-L4M7-Procurement boot camp | CAT-220 sample test questions | IIA-CIA-Part3-3P test sample | 1T6-530 online exam | HPE2-E72 test example | ANCC-MSN real questions | FCESP Free exam PDF |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

C2010-653 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

C2010-653 Reviews

100% Valid and Up to Date C2010-653 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug