Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CIS-FSM?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CIS-FSM: ServiceNow Certified Implementation Specialist - Field Service Management Prüfung.

2024 Updated Actual CIS-FSM questions as experienced in Test Center

Aktuelle CIS-FSM Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

ServiceNow CIS-FSM : ServiceNow Certified Implementation Specialist - Field Service Management Practice Tests

Practice Tests Organized by Martin Hoax



Latest 2024 Updated ServiceNow ServiceNow Certified Implementation Specialist - Field Service Management Syllabus
CIS-FSM dumps collection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




CIS-FSM dumps collection : Download 100% Free CIS-FSM practice questions (PDF and VCE)

Exam Number : CIS-FSM
Exam Name : ServiceNow Certified Implementation Specialist - Field Service Management
Vendor Name : ServiceNow
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Most latest Questions of CIS-FSM test are given at killexams.com
Our substantial and up-to-date ServiceNow CIS-FSM genuine Braindumps are essential for passing the CIS-FSM exam. They help individuals Boost their understanding of ServiceNow Certified Implementation Specialist - Field Service Management Actual Questions and pass with certainty, making it an ideal choice for advancing your career as a specialist in your organization.

Our PDF dumps have helped many competitors breeze through the CIS-FSM test with ease. It is extremely rare for their users to study their CIS-FSM materials and receive poor scores or fail the genuine test. In fact, most competitors report a significant improvement in their knowledge and pass the CIS-FSM test on their first attempt. Their CIS-FSM materials not only help you pass the test but also Boost your understanding of the test objectives and topics, allowing you to excel in your role as an expert in your field. This is why their clients trust us and recommend their CIS-FSM materials to others.

To successfully pass the ServiceNow CIS-FSM test, you need to have a clear understanding of the course outline, exam syllabus, and objectives. Simply reading the CIS-FSM coursebook is not enough. You need to familiarize yourself with the unique questions asked in the genuine CIS-FSM tests. For this, you should visit killexams.com and obtain their Free CIS-FSM trial test questions. Once you are confident in your ability to recall these CIS-FSM questions, you can enroll to obtain the complete Test Prep of CIS-FSM PDF Download. This will be your first major step towards success. After downloading and installing the VCE test simulator on your computer, study and memorize their CIS-FSM PDF Download and take regular practice questions with the VCE test simulator. When you feel that you are ready for the genuine CIS-FSM test, visit the testing center and register for the real exam.







CIS-FSM exam Format | CIS-FSM Course Contents | CIS-FSM Course Outline | CIS-FSM exam Syllabus | CIS-FSM exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


I just tried it once, and I'm happy.
I almost gave up on the CIS-FSM exam because I lacked confidence in passing it. With just a week left, I decided to switch to killexams.com practice questions for my exam preparation. The subjects that I had been avoiding became much more amusing to me, and the clear and concise approach of the killexams.com material made studying much easier. With the help of the killexams.com Questions and Answers, I was assured that I could pass my exam, and I did so with flying colors.


Is there a new syllabus for the CIS-FSM exam?
Despite my poor English skills, I wanted to pass the CIS-FSM exam. Thanks to the language being easy and the features being brief, it was easy for me to prepare using the materials from killexams.com. I was able to wrap up my preparation in just three weeks and passed with a score of 88%. I now go straight to killexams.com for all my future certifications, as their materials always provide me with all the Braindumps I need.


I found most CIS-FSM questions in the genuine tests that I studied.
My experience with killexams.com was fantastic. I used their CIS-FSM practice resources, including the study courses, exam engine, and CIS-FSM curriculum, down to the smallest detail. It was an incredible journey, and within days, I was well-versed in the subject matter, ultimately earning my CIS-FSM certification with exceptional marks. I am grateful to the entire team behind killexams.com for making this possible.


Try out these real CIS-FSM updated practice tests.
I chose Killexams.com not just to pass my CIS-FSM exam, but to obtain the highest possible score and make a good impression. They provided me with the resources I needed to study for the exam. With their help, I achieved a high ranking in the CIS-FSM exam.


A weekend of study is sufficient to pass the CIS-FSM exam with the Braindumps I received.
As a working mother with limited time, I needed specific materials to prepare for the CIS-FSM exam. Killexams.com practice test aide was the perfect selection for me. The material was well-prepared, green, and easy to understand. I scored 97% after only a two-week preparation period. I am grateful to my parents for their support and to killexams.com for their materials.


ServiceNow - Latest Topics

CIS-FSM Exam

User: Harry*****

When I wanted to earn certification in the CIS-FSM exam, I struggled with the massive study books. However, once someone referred me to Killexams.com, I was able to prepare effectively. I was able to answer 67 questions in just 76 minutes and achieve a score of 85. I am grateful to Killexams.com for helping me to achieve my certification.
User: Shanina*****

I missed a few questions on the exam because I had forgotten the answers given in the unit, but I was able to answer the majority of the questions correctly. My recommendation to others preparing for the exam is to study everything from the Killexams.com Questions and Answers. It covers everything you need to pass the exam. I passed this exam because of Killexams.com, and I found that many of the questions were identical to those on the cis-fsm exam.
User: Sebastian*****

Thanks to the supplied Braindumps from killexams.com, I passed my CIS-FSM certification exam. However, Its important to note that simply memorizing the Braindumps is not enough to succeed. There were some questions on the exam that were not covered in the practice tests, but by preparing with these additional questions, I was able to pass easily.
User: Olenka*****

Before my CIS-FSM exam, I used to jog every morning to feel energized. However, on the day before my exam, I was too nervous to go out. I was afraid that I would waste time and fail the test. Then I found Killexams.com, which provided me with a pool of tutorial information that helped me achieve top marks in the CIS-FSM exam.
User: Tony*****

After trying several books, I was disappointed with the lack of proper materials for the cis-fsm exam. I was searching for a comprehensive guide that would provide easy-to-understand content for the exam. Killexams.com Braindumps met my needs, as it described complicated subjects in an understandable way. During the genuine exam, I scored 89%, which exceeded my expectations. I am grateful to Killexams.com for their excellent guidance.

CIS-FSM Exam

Question: Does CIS-FSM test prep cover complete syllabus?
Answer: Yes, killexams.com covers the complete CIS-FSM syllabus. Killexams is the best certification exams website that provides up-to-date and 100% valid exam questions with practice tests. These VCE practice questions are very good for test practice to pass the exam on the first attempt. Killexams team keeps on updating the practice test continuously. You can see all CIS-FSM course-related information from the CIS-FSM exam page.
Question: Does killexams verify the answers?
Answer: Killexams has its certification team that keeps on reviewing the documents to verify the answers. On each update of the exam questions, they send an email to users to re-download the files.
Question: Where am I able to obtain CIS-FSM test prep?
Answer: Killexams.com is the right place to obtain the latest and up-to-date CIS-FSM test prep that work great in the genuine CIS-FSM test. These CIS-FSM questions are carefully collected and included in CIS-FSM question bank. You can register at killexams and obtain the complete question bank. Practice with CIS-FSM exam simulator and get High Score in the exam.
Question: When It is good time to buy CIS-FSM question bank?
Answer: You can register at killexams.com when you decide to prepare for your exam and have time to study and memorize the questions and answers. There are 3 months, 6 months, and 1-year obtain accounts available at killexams.com according to the genuine test planning of candidates. It is always a good time to register and obtain the dumps collection because you will have enough time to study and memorize the practice test.
Question: What study help can you provide for my exam?
Answer: Killexams provide the latest CIS-FSM practice test in two file formats. PDF and VCE. PDF can be opened with any PDF reader that is compatible with your phone, iPad, or laptop. You can read PDF Braindumps via mobile, iPad, laptop, or other devices. You can also print PDF Braindumps to make your book read. VCE exam simulator is software that killexams provide to practice exams and take a test of all the questions. It is similar to your experience in the genuine test. You can get PDF or both PDF and exam Simulator. These CIS-FSM exam test prep will help you get High Score in the exam.
ServiceNow+-+Latest+Topics
https://www.pass4surez.com/art/read.php?keyword=ServiceNow+-+Latest+Topics&lang=us&links=remove

While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to actual questions update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their trial questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best practice questions website?
Absolutely yes, Killexams is 100 % legit together with fully trusted. There are several options that makes killexams.com genuine and legitimized. It provides informed and 100 % valid exam questions containing real exams questions and answers. Price is nominal as compared to most of the services online. The Braindumps are kept up to date on normal basis utilizing most latest questions. Killexams account launched and product delivery is really fast. Data downloading is certainly unlimited and intensely fast. Service is avaiable via Livechat and Email. These are the characteristics that makes killexams.com a robust website that come with exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium practice test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




PANCE test practice | CAU305 free pdf obtain | NNAAP-AKNA Study Guide | AZ-720 test prep | 4A0-C01 PDF Questions | ISSAP pass exam | 050-694 exam Cram | 156-560 study guide | NHA-AIT test prep | JN0-322 free practice questions | 2B0-101 test exam | INCC-CRNI free study guide | C1000-147 pass marks | CBUNA-CUNP exam cram | C1000-153 model question | API-580 exam test | PHR practical test | NE-BC free questions | 44202T mock exam | IAPP-CIPP-E practice questions |


CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Practice Questions
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Question Bank
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management guide
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management study tips
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management course outline
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management information search
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Real exam Questions
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management test
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management study help
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management premium pdf
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management study help
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management learning
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Test Prep
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management tricks
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Study Guide
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management cheat sheet
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management exam cram
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management exam questions
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Free exam PDF
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management teaching
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management test
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Practice Questions
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management exam help
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management test questions
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management test
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management test
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management practice tests
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Question Bank
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management answers
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management certification
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Free exam PDF
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Free PDF
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management learning
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management real questions
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Latest Questions
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management certification
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Question Bank
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management test prep
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management study tips
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management testprep
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management exam syllabus
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management tricks
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management course outline
CIS-FSM - ServiceNow Certified Implementation Specialist - Field Service Management Practice Test

Other ServiceNow Practice Tests


Servicenow-PR000370 test exam | Servicenow-CIS-HR test questions | CIS-RCI free questions | Servicenow-CIS-CSM PDF Download | Servicenow-CAD download | Servicenow-CIS-ITSM mock questions | Servicenow-CIS-RC exam prep | CAS-PA mock test | Servicenow-CIS-EM model question | CIS-VRM test prep questions | ServiceNow-CSA practice questions | Servicenow-CIS-SAM cbt | ServiceNow-CIS-HAM practice exam | CIS-CPG cram | Servicenow-CIS-VR study questions | CIS-FSM certification sample |


Best practice questions You Ever Experienced


4A0-205 training material | SDM_2002001050 online exam | PSM-I real questions | 920-327 free pdf download | CPSM study help | SPLK-3001 pdf study guide | NREMT-PTE practice test | DES-5221 study guide | ACA-Database assessment test sample | CEMAP-1 mock exam | IBCLC exam cram | JPR-944 past exams | AFE study guide | 3X0-204 model question | HPE0-S59 pdf download | 3X0-103 cram book | PACE exam questions | RACP free questions | H35-660_V2.0-ENU Study Guide | 050-708 test prep |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

CIS-FSM Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CIS-FSM Reviews

100% Valid and Up to Date CIS-FSM Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug