Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über H35-210_V2.5-ENU?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der H35-210_V2.5-ENU: Huawei HCIA-Access V2.5 Prüfung.
2024 Updated Actual H35-210_V2.5-ENU questions as experienced in Test Center
Aktuelle H35-210_V2.5-ENU Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>Huawei H35-210_V2.5-ENU : Huawei HCIA-Access V2.5 Practice TestsPractice Tests Organized by Lee |
Latest 2024 Updated Huawei Huawei HCIA-Access V2.5 Syllabus
H35-210_V2.5-ENU dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
H35-210_V2.5-ENU dumps collection : Download 100% Free H35-210_V2.5-ENU practice questions (PDF and VCE)
Exam Number : H35-210_V2.5-ENU
Exam Name : Huawei HCIA-Access V2.5
Vendor Name : Huawei
Update : Click Here to Check Latest Update
Question Bank : Check Questions
There is no option is better than their H35-210_V2.5-ENU boot camp and Mock Questions
At killexams.com, they offer H35-210_V2.5-ENU examination questions with a 100% pass assurance. You need to practice H35-210_V2.5-ENU questions for at least one day to score well on the Huawei HCIA-Access V2.5 exam. Your real task in the H35-210_V2.5-ENU test actually starts with killexams.com, which is great and legitimate.
There are numerous PDF Download suppliers available online, but most of them offer outdated H35-210_V2.5-ENU Questions and Answers. To find a trustworthy and reputable provider, they suggest visiting killexams.com. However, keep in mind that your search could end up being a waste of time and money if you don't choose wisely. To ensure your satisfaction, they recommend downloading the 100% free H35-210_V2.5-ENU TestPrep and trying out the trial questions. If you are satisfied, register and gain access for 3 months to get the latest and valid H35-210_V2.5-ENU Test Prep with genuine test questions and answers. Additionally, you should obtain the H35-210_V2.5-ENU VCE test simulator for effective training.
If you are interested in passing the Huawei H35-210_V2.5-ENU test and securing a good job, you should register at killexams.com. Their team of professionals is dedicated to collecting the latest and valid H35-210_V2.5-ENU real test questions to ensure your success. You can get updated H35-210_V2.5-ENU test questions for free each time. However, it is essential to note that many organizations offer H35-210_V2.5-ENU PDF Download, but only killexams.com provides valid and up-to-date H35-210_V2.5-ENU Exam Cram. Therefore, it is best to reconsider before relying on free H35-210_V2.5-ENU TestPrep available online.
While there are several PDF Download suppliers available online, most of them offer outdated H35-210_V2.5-ENU Questions and Answers. It is essential to choose a reliable and reputable provider, which is why they recommend killexams.com. Remember, your search should not be a waste of time and money. get the 100% free H35-210_V2.5-ENU TestPrep and assess the trial H35-210_V2.5-ENU questions before registering. Once satisfied, register and get the latest and valid H35-210_V2.5-ENU Questions and Answers, which contains real test questions and answers, along with great discount coupons. To prepare effectively, obtain the H35-210_V2.5-ENU VCE test simulator as well.
H35-210_V2.5-ENU test Format | H35-210_V2.5-ENU Course Contents | H35-210_V2.5-ENU Course Outline | H35-210_V2.5-ENU test Syllabus | H35-210_V2.5-ENU test Objectives
Killexams Review | Reputation | Testimonials | Feedback
I found a superb source of updated H35-210_V2.5-ENU material.
During my time working as an administrator and preparing for the H35-210_V2.5-ENU exam, I struggled with finding study materials that effectively covered the necessary information. However, after discovering killexams.com, I found myself easily memorizing relevant answers to test questions. Their comprehensive and useful material made me feel confident in my abilities and allowed me to complete 60 questions in 80 minutes, ultimately leading to my successful passing of the exam. I highly recommend killexams.com to my friends and colleagues for a stress-free preparation process.
Concerned about the H35-210_V2.5-ENU exam? Get this H35-210_V2.5-ENU question bank.
I have recommended killexams.com to several colleges and colleagues, and they all have been extremely satisfied. I want to thank killexams.com for boosting up my career and helping me plan for my exams. I have to say that I am your biggest fan because I passed my H35-210_V2.5-ENU test with the help of the brain notes I purchased from you. I answered 86 out of 95 questions in the exam. You are an excellent training provider.
No trouble! 24 hours of prep with updated H35-210_V2.5-ENU genuine test questions is sufficient.
As someone who had dreamed of a career in H35-210_V2.5-ENU, I struggled to find the time and motivation to study for my certification. However, the H35-210_V2.5-ENU Q&A provided by killexams.com made my test preparation realistic and convenient. The test simulator was as good as advertised, and I was able to study while driving to work. The accurate questions and convenient format helped me get my dream certification.
Where can I register for the H35-210_V2.5-ENU exam?
Initially, I was unsure if I would pass my H35-210_V2.5-ENU test and almost gave up. However, I decided to register at killexams.com for test coaching just a week before the exam. To my surprise, the Topics that I usually avoided studying became interesting, and I eventually passed with flying colors thanks to killexams.com Questions and Answers.
Where can I get the latest knowledge on the H35-210_V2.5-ENU exam?
killexams.com's VCE test is easy and stable, and you can pass the test with their materials. I have passed the H35-210_V2.5-ENU test on my first try with killexams.com and am very confident in using it for my other tests as well.
Huawei Huawei Free PDF
H35-210_V2.5-ENU Exam
User: Myla***** I am extremely grateful for Killexams.com huawei hcia-access v2.5 practice tests. I was able to answer most of the questions and simulations that were asked of me, resulting in a score of 97%. After trying several books, I was disappointed in not finding the right material for the exam. However, Killexams.com provided easy-to-understand questions and answers, which allowed me to score beyond my expectations. |
User: Mishaye***** I am grateful for the excellent H35-210_V2.5-ENU test preparation option provided by Killexams.com. The test practice questions were actual, and I contacted customer support before making a purchase to ensure that the material was up-to-date. They assured me that they update all exams almost every day, and it was true. The test brain sell-off was worth buying because I could rely on the cutting-edge test material. I am confident that I will use Killexams.com as my primary training resource to expand my certification portfolio into other providers. |
User: Tatyanah***** killexams.com has done an excellent job in providing comprehensive and accurate study material for the H35-210_V2.5-ENU exam. Their material not only helped me pass the exam, but it also allowed me to test my knowledge and identify areas where I needed to improve. I highly recommend their study material to anyone preparing for the H35-210_V2.5-ENU exam. |
User: Lilya***** Choosing excellent test practice questions for H35-210_V2.5-ENU certification is a complicated task, but killexams.com provided me with the necessary assistance to pass the test with ease. I had little faith in myself and never thought I would be able to get into my preferred college. However, their material helped me become fully organized, and I passed the test with their assistance. Thank you, killexams.com! |
User: Tyanna***** Having only one week to prepare for the H35-210_V2.5-ENU exam, I relied on the Q&A provided by killexams.com for quick reference. The concise responses were systematically arranged and proved to be a great test solution when time was limited. I am grateful to the team at killexams.com for their excellent work. |
H35-210_V2.5-ENU Exam
Question: Can I share my killexams account information with my friends? Answer: We do not recommend sharing the account information and files. You should have the private account that you use for your certification test preparation. That account is used for your communication with support and guidance. Your friends should get their private login. Also, killexams.com automatic duplication login detection disables the account. |
Question: Can I obtain dumps questions of H35-210_V2.5-ENU exam? Answer: Yes Of course. Killexams is a great source of H35-210_V2.5-ENU VCE test with valid and latest questions and answers. You will be able to pass your H35-210_V2.5-ENU test easily with these H35-210_V2.5-ENU practice test. |
Question: I can read H35-210_V2.5-ENU PDF but I am unable to run test simulator, can you help? Answer: Exam Simulator and PDF use the same question/answers pool. If your test simulator is not working, you should go through step by step guide to install and run the test simulator. The guide can be accessed at https://killexams.com/exam-simulator-installation.html You should also go through FAQ for troubleshooting. If you still could not solve the issue, you can contact support via live chat or email and they will be happy to solve your issue. Their live support can also login to your computer and install the software if you have TeamViewer installed on your computer and you send us your private login information. |
Question: Is passing test in first attempt really works? Answer: Yes, It really works. H35-210_V2.5-ENU Q&A provided by killexams are taken from genuine tests. You need to just get and read these H35-210_V2.5-ENU test prep. They recommend you to take your time to study and practice H35-210_V2.5-ENU VCE test that they provide, until you are sure that you can answer all the questions that will be asked in the genuine H35-210_V2.5-ENU exam. For this visit killexams.com and register to get the complete dumps collection of H35-210_V2.5-ENU test test prep. These H35-210_V2.5-ENU test questions are taken from genuine test sources, that's why these H35-210_V2.5-ENU test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these H35-210_V2.5-ENU questions are sufficient to pass the exam. |
Question: How much practice is needed for H35-210_V2.5-ENU test? Answer: It is up to you. If you are free and you have more time to study, you can prepare for an test even in 24 hours. But they recommend taking your time to study and practice H35-210_V2.5-ENU VCE test until you are sure that you can answer all the questions that will be asked in the genuine H35-210_V2.5-ENU exam. |
https://www.pass4surez.com/art/read.php?keyword=Huawei+Huawei+Free+PDF&lang=us&links=remove
Obviously it is hard task to pick solid certification Q&A concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of customers scam by resellers come to us for the ACTUAL EXAM QUESTIONS and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com ACTUAL EXAM QUESTIONS, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test ACTUAL EXAM QUESTIONS, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice questions website?
Of course, Killexams is totally legit along with fully reputable. There are several options that makes killexams.com authentic and straight. It provides current and totally valid test questions that contain real exams questions and answers. Price is extremely low as compared to most of the services online. The Q&A are up graded on frequent basis with most accurate questions. Killexams account make and supplement delivery can be quite fast. Data file downloading is certainly unlimited and very fast. Service is avaiable via Livechat and Message. These are the features that makes killexams.com a robust website that include test prep with real exams questions.
Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your get Account. You can get Premium VCE test files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.
HPE6-A80 test questions | HANCB-ACRN Study help | H11-861-ENU trial test | C-ELBW free test practice | PEGAPCRSA80V1_2019 online test | DA-100 free questions | 4A0-113 test preparation | NS0-516 pass test | HPE7-A01 examcollection | WorkKeys study questions | PEGAPCDC87V1 Free PDF | WCNA Study Guide | C90.02 free questions | 74970X free pdf | 4A0-107 practice questions | CIPS-L4M7-Procurement question test | IAPP-CIPM Real test Questions | ICDL-IT test practice | Agile-Foundation mock test | IAPP-CIPT free test papers |
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 information source
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 study tips
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Latest Questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test success
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 PDF download
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 tricks
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Latest Questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 outline
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 answers
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 practice tests
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Premium PDF
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 study help
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 study help
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Premium PDF
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test cram
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 information source
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Study Guide
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test syllabus
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 information hunger
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Practice Questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 PDF Questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 learn
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 book
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 real questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 exam
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 certification
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 premium pdf
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test Cram
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test cram
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 information search
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 test format
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Real test Questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 course outline
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 outline
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Latest Topics
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 study help
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Free PDF
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 PDF download
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 Practice Questions
H35-210_V2.5-ENU - Huawei HCIA-Access V2.5 book
Other Huawei Practice Tests
H12-261 study guide | H35-660_V2.0-ENU test prep | H12-111_V2.5-ENU free practice test | H35-582-ENU free questions | H35-660 study guide | H12-322_V1.0-ENU mock questions | H13-523 Test Prep | H13-622 PDF Download | H12-221 test prep | H13-612 Study help | H13-611 test questions | H31-211 Latest Questions | H13-811_V3.0-ENU test results | H12-222 practice questions | H35-480_V3.0-ENU practice exam | H35-210_V2.5-ENU Study Guide | H13-311_V3.0-ENU test preparation | H12-211 free prep | H12-711 questions and answers | H13-629 test questions |
Best practice questions You Ever Experienced
NHA-AIT free prep | Salesforce-Maps-Accredited-Professional practice exam | 78201X practice exam | ABFM study guide | 4A0-100 Questions and Answers | NAB-NHA english test questions | ADM-201 Question Bank | GRE-Verbal VCE | IELTS cbt | 199-01 test questions | CRNE mock questions | H11-861-ENU practice exam | AACN-CNL model question | HQT-4210 test Questions | 5V0-23.20 test exam | ACA-Developer practice questions | PSM-I PDF Download | NSE6_FNC-8.5 test prep | C1000-143 study guide | DHORT mock test |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
H35-210_V2.5-ENU Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date H35-210_V2.5-ENU Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug