Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über HCISPP?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der HCISPP: HealthCare Information Security and Privacy Practitioner Prüfung.
2024 Updated Actual HCISPP questions as experienced in Test Center
Aktuelle HCISPP Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>ISC2 HCISPP : HealthCare Information Security and Privacy Practitioner Practice TestsPractice Tests Organized by Lee |
Latest 2024 Updated ISC2 HealthCare Information Security and Privacy Practitioner Syllabus
HCISPP examcollection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
HCISPP examcollection : Download 100% Free HCISPP practice questions (PDF and VCE)
Exam Number : HCISPP
Exam Name : HealthCare Information Security and Privacy Practitioner
Vendor Name : ISC2
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Real test HCISPP Latest Questions questions accessible for genuine test
The unavailability of important HCISPP Latest Questions is a significant issue in the IT industry, but their test prep TestPrep provides everything you need to pass the certification test. Their ISC2 HCISPP TestPrep offers genuine test questions with valid responses that reflect the genuine exam. They are committed to helping you achieve high scores on the HCISPP exam.
If you are seeking the most up-to-date ACTUAL EXAM QUESTIONS to pass the ISC2 HCISPP test and obtain a high-paying job, look no further than killexams.com. Their team of certified works tirelessly to gather authentic HCISPP test questions for you. They guarantee your success in the HealthCare Information Security and Privacy Practitioner test and provide updated HCISPP test questions for download with a 100% refund guarantee. While there are many providers of HCISPP Free test PDF, valid, legitimate, and up-to-date 2024 HCISPP Free PDF is the most significant concern. Be cautious before trusting and wasting your precious time on free dumps available on the internet.
It is not easy to prepare for the ISC2 HCISPP test using only HCISPP textbooks or free Premium Questions and Ans available online. The genuine HCISPP test includes numerous tricky and challenging questions that can confuse candidates and lead to failure. Killexams.com has addressed this issue by gathering real HCISPP Free PDF in the form of Question Bank and a VCE test simulator. Before registering for the full version of HCISPP Free PDF, you can download the 100% free HCISPP Premium Questions and Ans to be confident in the quality of Exam Questions.
HCISPP test Format | HCISPP Course Contents | HCISPP Course Outline | HCISPP test Syllabus | HCISPP test Objectives
Exam Specification: HCISPP (HealthCare Information Security and Privacy Practitioner)
Exam Name: HCISPP (HealthCare Information Security and Privacy Practitioner)
Exam Code: HCISPP
Exam Duration: 3 hours
Passing Score: Not specified
Exam Format: Multiple-choice
Course Outline:
1. Healthcare Industry Overview
- Introduction to the healthcare industry
- Healthcare organizations and their unique security and privacy challenges
- Regulatory requirements and frameworks specific to healthcare
2. Information Security and Risk Management
- Principles of information security management
- Risk management methodologies and practices
- Security policies, procedures, and governance in healthcare
3. Privacy and Data Protection
- Privacy laws, regulations, and standards in healthcare
- Data classification and handling in healthcare organizations
- Privacy controls and best practices for protecting personal health information
4. Security Controls for Healthcare Information Systems
- Technical and administrative controls for securing healthcare information systems
- Network and system security in healthcare environments
- Access controls, authentication, and authorization in healthcare settings
5. Incident Response and Recovery in Healthcare
- Incident response planning and management in healthcare organizations
- Detection, containment, and remediation of security incidents
- Business continuity and disaster recovery in healthcare environments
6. Legal and Regulatory Requirements
- Health information privacy laws and regulations
- Compliance with HIPAA/HITECH Act and other relevant healthcare regulations
- Understanding breach notification requirements and incident reporting
Exam Objectives:
1. Understand the unique security and privacy challenges faced by the healthcare industry.
2. Apply information security and risk management principles in healthcare settings.
3. Implement privacy and data protection controls to safeguard personal health information.
4. Implement security controls for healthcare information systems and networks.
5. Develop incident response and recovery plans for healthcare organizations.
6. Ensure compliance with legal and regulatory requirements specific to healthcare.
Exam Syllabus:
Section 1: Healthcare Industry Overview (15%)
- Introduction to the healthcare industry
- Healthcare security and privacy challenges
- Healthcare regulatory requirements and frameworks
Section 2: Information Security and Risk Management (20%)
- Information security management principles
- Risk management methodologies
- Security policies, procedures, and governance in healthcare
Section 3: Privacy and Data Protection (20%)
- Privacy laws, regulations, and standards in healthcare
- Data classification and handling in healthcare organizations
- Privacy controls for protecting personal health information
Section 4: Security Controls for Healthcare Information Systems (25%)
- Technical and administrative controls for securing healthcare information systems
- Network and system security in healthcare environments
- Access controls, authentication, and authorization in healthcare settings
Section 5: Incident Response and Recovery in Healthcare (10%)
- Incident response planning and management in healthcare organizations
- Security incident detection, containment, and remediation
- Business continuity and disaster recovery in healthcare environments
Section 6: Legal and Regulatory Requirements (10%)
- Health information privacy laws and regulations
- Compliance with HIPAA/HITECH Act and other healthcare regulations
- Breach notification requirements and incident reporting
Killexams Review | Reputation | Testimonials | Feedback
The right place to obtain the real HCISPP question paper.
I used Killexams for the first time, and I am thrilled to have passed the HCISPP exam. The practice questions and real questions made the test seem notably easy. This is an excellent way to get certified, and I highly recommend it. The HCISPP test can be tough, but killexams.com is a blessing!
It is fantastic to have HCISPP real test questions.
I recently purchased the HCISPP braindump and was pleased to see that killexams.com had provided the latest updates, including new regions. Their turnaround time and support were exceptional, and I found the test materials to be very useful and informative.
Here are tips and tricks with practice questions to help you certify for the HCISPP test with high marks.
I will definitely recommend killexams.com to my peers. I obtained 89% of the scores, and I was delighted with the effects I received with the help of the test guide HCISPP test brain dump. I always thought that genuine and tremendous memorization was the key to passing all exams until I took the assistance of killexams.com brain dump to pass my HCISPP exam. I passed fantastically.
Try out these HCISPP practice tests; they are awesome!
I never suspected that the subjects I had dependably fled from would be this kind of top-notch amount of amusing to the exam. killexams.com's smooth and brief approach for buying to the focuses made my making plans factor much less stressful and helped me get 89% marks. I was going to surrender the HCISPP exam, but with only a week left, I decided to update to their practice questions for my test preparation.
Where will I find real test Braindumps for the HCISPP exam?
Thanks to the Braindumps provided by killexams.com, I passed my HCISPP test with 80%. The papers with answers were extremely useful in helping me understand the concepts, and I am grateful for their help.
ISC2 Security test Questions
HCISPP Exam
User: Raiya***** I used to be a lazy person who always looked for shortcuts and easy strategies. However, when I was preparing for the HCISPP exam, I realized that I needed to put in the effort. Thats when I found killexams.com, which helped me to prepare for the test in just a few days. Their demo and practice questions were extremely helpful, and I was able to secure excellent marks in the exam. |
User: Mateo***** I have full faith in the offerings of Killexams.com, as they helped me attain 96% in my HCISPP certification. My friend introduced me to this website one year ago, and I made fun of him for using the HCISPP test engine. However, he bet with me about his highest grades, and it turned out that he had scored 91%. Now, I have entirely accepted it as true within this website, and I will definitely use it again. |
User: Marya***** The preparation material provided by Killexams.com was simple and effective, making it easy for me to understand and prepare for the EC exam. I never thought I could pass this test without any difficulties, but Killexams.com made it possible, and I was able to answer 76 questions correctly in the genuine exam. |
User: Nadja***** I have passed my HCISPP test with Killexams.com questions and answers. This website is 100% reliable, and most of the questions were similar to what I received in the exam. Although I missed some questions, I still managed to pass with top scores. My recommendation is to memorize everything you get on your training p.c. from Killexams.com because that is all you need to pass the HCISPP exam. |
User: Khristin***** Most of the HCISPP test questions came directly from the Killexams.com guide, which accurately provided the answers. I was relieved to have found such an excellent resource and would highly recommend it to anyone preparing for the HCISPP exam. |
HCISPP Exam
Question: Which is best certification dumps website? Answer: Of course, the best certification practice questions website is killexams.com. It offers the latest and up-to-date test Braindumps to memorize and pass the test on the first attempt. |
Question: Where am I able to find HCISPP test study help on the internet? Answer: Killexams online account is the best place where you can download up-to-date and latest HCISPP test prep questions. Killexams recommend these HCISPP questions to memorize before you go for the genuine test because this HCISPP examcollection contains an up-to-date and 100% valid HCISPP examcollection with a new syllabus. Killexams has provided the shortest HCISPP questions for busy people to pass HCISPP test without reading massive course books. If you go through these HCISPP questions, you are more than ready to take the test. They recommend taking your time to study and practice HCISPP practice questions until you are sure that you can answer all the questions that will be asked in the genuine HCISPP exam. For a full version of HCISPP test prep, visit killexams.com and register to download the complete examcollection of HCISPP test test prep. These HCISPP test questions are taken from genuine test sources, that's why these HCISPP test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these HCISPP questions are sufficient to pass the exam. |
Question: I am unable to pay though paypal, What should I do? Answer: Our Paypal system works fine. If you still face issues in payment through PayPal, you can confidently use your cards for payment. There is an alternative payment method provided at a website that will help you buy an test instantly, without any payment risk. They use the best reputed 3rd party payment services. |
Question: Afraid of failing HCISPP exam? Answer: You are afraid of failing the HCISPP test because the test contents and syllabus keep on changing and there are several un-seen questions included in the HCISPP exam. That causes most candidates to confuse and fail the exam. You should go through the killexams HCISPP practice questions and do not afraid of failing the exam. |
Question: Which website provides latest HCISPP syllabus? Answer: Killexams.com provides the latest syllabus of HCISPP exams. You can visit the HCISPP test page at killexams and get the information about the latest syllabus, course contents, HCISPP test objectives, and test Details. You can download the latest HCISPP practice questions by registering for the full version of the exam. |
https://www.pass4surez.com/art/read.php?keyword=ISC2+Security+Exam+Questions&lang=us&links=remove
Whilst it is very hard task to choose reliable test Braindumps resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.
Which is the best practice questions website?
You bet, Killexams is 100 % legit in addition to fully good. There are several benefits that makes killexams.com traditional and legit. It provides up to par and 100 % valid test questions that contains real exams questions and answers. Price is very low as compared to most of the services online. The Braindumps are up to date on ordinary basis together with most latest questions. Killexams account arrangement and supplement delivery is quite fast. Computer file downloading is certainly unlimited and very fast. Guidance is avaiable via Livechat and E-mail. These are the features that makes killexams.com a strong website that include test prep with real exams questions.
Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Braindumps with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your download Account. You can download Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.
MA0-103 free practice questions | NCEES-FE study material | SSCP practice test | E20-526 examcollection | 7495X test cram | H13-311_V3.0-ENU free questions | 156-915.80.10 test prep questions | MOPF Braindumps | HPE2-T37 Latest subjects | CPCM test questions | IIA-CRMA-ADV practice test | 2V0-51.21 free questions | 71301X free study guide | SSM study questions | PCNSA test prep | 201-01 test prep | 050-v70-CSEDLPS02 study guide | AMCB-CNM practice questions | DEA-1TT5 study guide | IL0-786 Practice Questions |
HCISPP - HealthCare Information Security and Privacy Practitioner outline
HCISPP - HealthCare Information Security and Privacy Practitioner test format
HCISPP - HealthCare Information Security and Privacy Practitioner test Questions
HCISPP - HealthCare Information Security and Privacy Practitioner Premium PDF
HCISPP - HealthCare Information Security and Privacy Practitioner test questions
HCISPP - HealthCare Information Security and Privacy Practitioner test questions
HCISPP - HealthCare Information Security and Privacy Practitioner Free test PDF
HCISPP - HealthCare Information Security and Privacy Practitioner course outline
HCISPP - HealthCare Information Security and Privacy Practitioner outline
HCISPP - HealthCare Information Security and Privacy Practitioner test prep
HCISPP - HealthCare Information Security and Privacy Practitioner tricks
HCISPP - HealthCare Information Security and Privacy Practitioner genuine Questions
HCISPP - HealthCare Information Security and Privacy Practitioner study help
HCISPP - HealthCare Information Security and Privacy Practitioner syllabus
HCISPP - HealthCare Information Security and Privacy Practitioner exam
HCISPP - HealthCare Information Security and Privacy Practitioner test
HCISPP - HealthCare Information Security and Privacy Practitioner PDF Questions
HCISPP - HealthCare Information Security and Privacy Practitioner outline
HCISPP - HealthCare Information Security and Privacy Practitioner test questions
HCISPP - HealthCare Information Security and Privacy Practitioner syllabus
HCISPP - HealthCare Information Security and Privacy Practitioner test questions
HCISPP - HealthCare Information Security and Privacy Practitioner Practice Questions
HCISPP - HealthCare Information Security and Privacy Practitioner test success
HCISPP - HealthCare Information Security and Privacy Practitioner information search
HCISPP - HealthCare Information Security and Privacy Practitioner test help
HCISPP - HealthCare Information Security and Privacy Practitioner test Questions
HCISPP - HealthCare Information Security and Privacy Practitioner techniques
HCISPP - HealthCare Information Security and Privacy Practitioner study help
HCISPP - HealthCare Information Security and Privacy Practitioner test questions
HCISPP - HealthCare Information Security and Privacy Practitioner test Cram
HCISPP - HealthCare Information Security and Privacy Practitioner PDF questions
HCISPP - HealthCare Information Security and Privacy Practitioner PDF Questions
HCISPP - HealthCare Information Security and Privacy Practitioner tricks
HCISPP - HealthCare Information Security and Privacy Practitioner real questions
HCISPP - HealthCare Information Security and Privacy Practitioner test contents
HCISPP - HealthCare Information Security and Privacy Practitioner teaching
HCISPP - HealthCare Information Security and Privacy Practitioner Question Bank
HCISPP - HealthCare Information Security and Privacy Practitioner Free test PDF
HCISPP - HealthCare Information Security and Privacy Practitioner test prep
HCISPP - HealthCare Information Security and Privacy Practitioner Latest Topics
HCISPP - HealthCare Information Security and Privacy Practitioner outline
HCISPP - HealthCare Information Security and Privacy Practitioner PDF Download
HCISPP - HealthCare Information Security and Privacy Practitioner test success
HCISPP - HealthCare Information Security and Privacy Practitioner Free test PDF
Other ISC2 Practice Tests
ISSAP free prep | SSCP test papers | CCSP free online test | CISSP cbt | ISSEP VCE | CSSLP mock test | ISSMP test exam | HCISPP test tips |
Best practice questions You Ever Experienced
4A0-116 test prep | CPT test prep | PEGAPCDC87V1 demo questions | IAPP-CIPT test results | BCNS-CNS study guide | Salesforce-CMCAES Practice test | FSOT VCE | SOFQ prep questions | ACP-610 practice exam | C1000-132 free test practice | GB0-391 practice questions | Salesforce-B2B-Commerce-Administrator free pdf | ACMP pass exam | NLN-CNEcl practice test | C1000-162 study material | PDX-101 test questions | CCI Practice Test | ITILFND-V4 questions and answers | 9L0-062 mock questions | QAWI301 assessment test sample |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
HCISPP Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date HCISPP Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug