Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über IAFN-SANE-P?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der IAFN-SANE-P: IAFN Sexual Assault Nurse Examiner - Pediatric Prüfung.

2024 Updated Actual IAFN-SANE-P questions as experienced in Test Center

Aktuelle IAFN-SANE-P Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Nursing IAFN-SANE-P : IAFN Sexual Assault Nurse Examiner - Pediatric Practice Tests

Practice Tests Organized by Richard



Latest 2024 Updated Nursing IAFN Sexual Assault Nurse Examiner - Pediatric Syllabus
IAFN-SANE-P examcollection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




IAFN-SANE-P examcollection : Download 100% Free IAFN-SANE-P practice exams (PDF and VCE)

Exam Number : IAFN-SANE-P
Exam Name : IAFN Sexual Assault Nurse Examiner - Pediatric
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions

People used these IAFN-SANE-P Exam Questions to get 100% marks
Many people who fail the IAFN Sexual Assault Nurse Examiner - Pediatric exam do not attempt it again. They recommend that you get their IAFN-SANE-P test questions and solutions with VCE practice exam and try again, and you will achieve the highest marks in the IAFN-SANE-P exam. This is guaranteed. They supply updated, valid, and latest IAFN-SANE-P Mock Questions.

In 2024, numerous changes and improvements were implemented in IAFN-SANE-P, and they have incorporated all the updates in their Exam Questions. The 2024 updated IAFN-SANE-P braindumps ensure your success in the actual exam. They highly recommend that you go through the entire examcollection at least once before taking the real test. This is not only because their IAFN-SANE-P Exam Cram is being used, but also because candidates feel an improvement in their knowledge. As a result, they are able to work in a real-world setting within the organization as professionals. They don't just focus on passing the IAFN-SANE-P exam with their braindumps, but also aim to Improve understanding of IAFN-SANE-P subjects and objectives. This is how individuals achieve success.

We provide actual IAFN-SANE-P exam Dumps Free exam PDF in two formats: IAFN-SANE-P PDF file and IAFN-SANE-P VCE exam simulator. Pass the Nursing IAFN-SANE-P actual exam quickly and efficiently. The IAFN-SANE-P Free exam PDF PDF format is available for practicing on any device. You can also print the IAFN-SANE-P Exam Cram to create your own book. Their pass rates are high, at 98.9%, and the similarity rate between their IAFN-SANE-P study guide and the actual test is 98%. Do you want to succeed in the IAFN-SANE-P exam on your first attempt? Proceed directly to the Nursing IAFN-SANE-P actual exam at killexams.com.







IAFN-SANE-P exam Format | IAFN-SANE-P Course Contents | IAFN-SANE-P Course Outline | IAFN-SANE-P exam Syllabus | IAFN-SANE-P exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


These updated IAFN-SANE-P practice exams work exceptionally well in the actual study.
The IAFN-SANE-P exam was my goal for this year, and I was thinking about how difficult it would be to pass. Luckily, I found positive reviews of killexams.com online, and I decided to use their services. Their study material was comprehensive and covered every question I encountered in the IAFN-SANE-P exam. I passed the exam with ease and felt satisfied with my experience.


I feel very assured by valid IAFN-SANE-P real exam questions.
Passing the IAFN-SANE-P exam had been long overdue for me as my career progress was related to it. However, I was always scared of the subjects as they seemed hard to comprehend. Thankfully, I stumbled upon the IAFN-SANE-P Dumps provided by killexams.com, which made me feel comfortable. Going through the materials was a breeze as the presentation of the subjects was cool, and the short and precise answers helped me cram the portions that seemed difficult. Thanks to killexams, I passed the exam with flying colors and got my promotion.


Where can I find IAFN-SANE-P exam study help on the internet?
After spending sufficient time studying the materials, I passed the IAFN-SANE-P exam. Although the materials were study guides, they were constructed using actual exam content. I do not understand why some people complain about the questions being different. While not all questions were identical, the subjects and overall method were correct. With enough hard work, anyone can excel with killexams.com.


It is excellent! I got IAFN-SANE-P practice tests.
If you want to ace your online IAFN-SANE-P exams, I highly recommend using killexams.com and their IAFN-SANE-P exam example papers. I scored 95% in the last check, and their product can help enhance your confidence level.


Real IAFN-SANE-P exam questions to pass on the first attempt.
Thanks to killexams.com, I am now IAFN-SANE-P certified. Their website offers an extraordinary series of practice exams and exam preparation sources. I used them extensively to prepare for my IAFN-SANE-P certification exam, and this time their material was just as appropriate. The questions are authentic, and the exam simulator works great. I had no issues during the exam. I ordered the material, practiced for a week, and passed the IAFN-SANE-P exam with flying colors. Killexams.com offers the perfect exam education that everyone should endorse.


Nursing Pediatric PDF Download

IAFN-SANE-P Exam

User: Timothy*****

I am pleased to report that Killexams.com lives up to the claims they make. They provide real exam questions, and the exam simulator works perfectly. Their bundle includes everything they promised, and their customer service is reliable (I had some payment issues, but it turned out to be my fault). Overall, this is an excellent product, and I never thought I could achieve such a high score on my IAFN-SANE-P exam. Thank you, Killexams.com.
User: Matias*****

I passed my IAFN-SANE-P certification test just last week with ease, thanks to killexams.com Dumps and exam Simulator. I was stunned to see how great their services are, as they helped me prepare for the test in a short amount of time. I am extremely grateful for their services, and their preparation materials are the best available on the market.
User: Verna*****

As an administrator preparing for the iafn-sane-p exam, I found that referring to detailed books was making my education more challenging. However, when I turned to Killexams.com, I realized that I could easily memorize the applicable answers to the questions. Killexams.com boosted my confidence and enabled me to answer 60 questions in 80 minutes with ease. I highly recommend Killexams.com to anyone seeking smooth coaching and exam preparation.
User: Rahil*****

On behalf of their group of classmates, I want to thank killexams.com for their helpful resources, including exam practice tests, practice tests, and exam simulators. Thanks to their assistance, they all passed their IAFN-SANE-P exams on the same day with an average score of 90%.
User: Thomas*****

I faced numerous challenges while preparing for the IAFN-SANE-P exam, especially with the lengthy questions and answers. However, Killexams.com made my preparation enjoyable and straightforward, and I successfully passed the exam with a score of 79%. I was able to retain all the necessary information easily, thanks to the concise and straightforward Dumps provided by Killexams.com. I would like to thank the team for their tremendous support, and I would highly recommend it to anyone preparing for the IAFN-SANE-P exam.

IAFN-SANE-P Exam

Question: I have only 24 hours, Can I pass IAFN-SANE-P exam with these dumps?
Answer: Yes, you can. The fastest way to pass IAFN-SANE-P exam is to take IAFN-SANE-P questions from killexams.com and practice over and over. Go to the killexams.com website, register, and obtain the full IAFN-SANE-P exam version with a complete IAFN-SANE-P question bank. Memorize all the questions and practice with the exam simulator again and again. You will be ready for the actual IAFN-SANE-P test within 24 hours.
Question: What will I do if my killexams account expires?
Answer: You should contact support to get a discount coupon for an account extension. You can extend your account at a very cheap price. The extension could be for 3 months, 6 months, or 1 year. If you like to extend for a single month, you can get it at the cheapest price.
Question: Will I be able to find IAFN-SANE-P actual questions?
Answer: Yes, once registered at killexams.com you will be able to obtain up-to-date IAFN-SANE-P practice exam that will help you pass the exam with good marks. When you obtain and practice the exam questions, you will be confident and feel improvement in your knowledge.
Question: I have downloaded IAFN-SANE-P questions free from internet, are they sufficient?
Answer: Most of the free IAFN-SANE-P questions on the internet are outdated. You need up-to-date and latest actual questions to pass the IAFN-SANE-P exam. Visit killexams.com and register to obtain the complete examcollection of IAFN-SANE-P exam test prep. These IAFN-SANE-P exam questions are taken from actual exam sources, that's why these IAFN-SANE-P exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these IAFN-SANE-P questions are sufficient to pass the exam.
Question: Do you recommend me to use this extraordinary source of dumps?
Answer: Killexams greatly recommend this IAFN-SANE-P practice exam to memorize before you go for the actual exam because this IAFN-SANE-P examcollection contains an up-to-date and 100% valid IAFN-SANE-P examcollection with a new syllabus.
Nursing+Pediatric+PDF+Download
https://www.pass4surez.com/art/read.php?keyword=Nursing+Pediatric+PDF+Download&lang=us&links=remove

While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to actual questions update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their sample questions and sample brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best practice exams website?
Certainly, Killexams is practically legit and fully reliable. There are several features that makes killexams.com authentic and legit. It provides recent and practically valid exam questions comprising real exams questions and answers. Price is very low as compared to the vast majority of services on internet. The Dumps are modified on typical basis along with most recent questions. Killexams account setup and product or service delivery is rather fast. Report downloading is usually unlimited and fast. Help is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a sturdy website that supply exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Dumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your obtain Account. You can obtain Premium practice exam files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




HPE6-A71 pass exam | NS0-162 free practice exam | VCS-325 exam questions | Salesforce-Security-Privacy-Accredited-Professional english test questions | PC-CIC-Core free exam papers | H12-222 test prep | A8 sample questions | Javascript-Developer-I Study Guide | 2B0-101 exam test | KCNA examcollection | HPE7-A01 practice exam | PCNSE-PANOS-9 questions answers | 3V0-22.21N mock exam | 020-222 Latest Questions | 7492X sample test | HCAHD practical test | Salesforce-Advanced-Cross-Channel VCE | FBA15 question test | Agile-Scrum-Foundation exam prep | SCP-NPM pass marks |


IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric teaching
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric Free exam PDF
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric teaching
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam Questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric PDF Download
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric answers
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric practice tests
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric real questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam cram
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam syllabus
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric syllabus
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric study help
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric Premium PDF
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric syllabus
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric information search
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric Real exam Questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric Real exam Questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric testprep
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric testprep
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric learn
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric certification
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric Test Prep
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric PDF download
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric PDF Download
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric course outline
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric guide
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam cram
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric PDF Questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam Cram
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric guide
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric PDF Download
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric premium pdf
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric Latest Topics
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam Questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric study help
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam help
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric course outline
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric exam Questions
IAFN-SANE-P - IAFN Sexual Assault Nurse Examiner - Pediatric Real exam Questions

Other Nursing Practice Tests


C-NNIC practice exam | TCRN pdf study guide | NCCHC-CCHP-A questions download | AHN-BC Study help | ACCNS-AG mock questions | CORLN study guide | NNAAP-ALNA mock questions | CNRN pdf download | PCNS-BC certification sample | NBCSN-NCSN free pdf | ONCC-CBCN study guide | NET test questions | NNCC-CDN Practice Test | CNS-CP free practice tests | HANCB-ACRN exam questions | AGACNP-BC cram | AMB-BC free practice test | ONCC-BMTCN Real exam Questions | ENP-BC free exam practice | CFPN free questions |


Best practice exams You Ever Experienced


150-820 study guide | NSE6 model question | H12-211 cbt | NCCHC-CCHP pdf questions | 1Y0-341 question test | FNCB-AFN-C test example | CCDAK boot camp | CPP-CPA practice test | EADC exam questions | DSST-HRM PDF Download | SPLK-1001 free pdf | Servicenow-CIS-ITSM study guide | ADM-211 practice exam | S90.03A free exam practice | IOS-158 prep questions | AIP-210 free pdf | MB-230 exam answers | 156-115.80 study help | DP-420 PDF Download | HCAHD mock exam |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

IAFN-SANE-P Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

IAFN-SANE-P Reviews

100% Valid and Up to Date IAFN-SANE-P Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug