Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über NCP-MCI-6.5?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NCP-MCI-6.5: Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Prüfung.
2024 Updated Actual NCP-MCI-6.5 questions as experienced in Test Center
Aktuelle NCP-MCI-6.5 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>Nutanix NCP-MCI-6.5 : Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Practice TestsPractice Tests Organized by Martha nods |
Latest 2024 Updated Nutanix Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Syllabus
NCP-MCI-6.5 question bank with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
NCP-MCI-6.5 question bank : Download 100% Free NCP-MCI-6.5 practice tests (PDF and VCE)
Exam Number : NCP-MCI-6.5
Exam Name : Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5
Vendor Name : Nutanix
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Real test NCP-MCI-6.5 Pass Guides questions accessible for genuine test
We at killexams.com offer 100% free Practice Test for those who wish to attempt them before making a purchase. They are confident that you will appreciate the quality of their genuine test questions for the NCP-MCI-6.5 exam. Simply register for the complete Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 questions bank and obtain your copy. Use their VCE test simulator for practice, and you will feel confident before taking the real NCP-MCI-6.5 test.
If you are in urgent need of passing the Nutanix NCP-MCI-6.5 test to find employment or advance your current position within your organization, registering at killexams.com is a must. There are numerous professionals gathering NCP-MCI-6.5 authentic test questions from killexams.com. You will receive Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test questions to ensure your success in the NCP-MCI-6.5 exam. You can obtain updated NCP-MCI-6.5 test questions every time you log in to your account. Although there are a few organizations that offer NCP-MCI-6.5 Question Bank, having a valid and latest 2024 updated NCP-MCI-6.5 Pass Guides is crucial. You should think twice before relying entirely on Free Dumps available on the internet as it could lead to failing the exam. Hence, it is better to pay a small fee for killexams' NCP-MCI-6.5 actual questions than to waste a large test fee.
Passing the Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test is easy if you have a clear understanding of the NCP-MCI-6.5 syllabus and a 2024 updated question bank. Studying and practicing authentic questions is more efficient for quick success. You need to familiarize yourself with the challenging questions asked in the real NCP-MCI-6.5 exam. To achieve this, you should visit killexams.com and obtain free NCP-MCI-6.5 Pass Guides test questions to study. If you feel confident in retaining those NCP-MCI-6.5 questions, you can register to obtain Pass Guides of NCP-MCI-6.5 Latest Questions. This will be a significant step towards success. Install the VCE test simulator on your PC, read and memorize NCP-MCI-6.5 Latest Questions, and take practice tests as often as possible with the VCE test simulator. Once you feel you have memorized all the questions in the Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test question bank, visit the Exam Center and register for the real exam.
NCP-MCI-6.5 test Format | NCP-MCI-6.5 Course Contents | NCP-MCI-6.5 Course Outline | NCP-MCI-6.5 test Syllabus | NCP-MCI-6.5 test Objectives
Exam Specification:
- test Name: Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5
- test Code: NCP-MCI-6.5
- test Duration: 120 minutes
- test Format: Multiple-choice questions
Course Outline:
1. Introduction to Nutanix and Multicloud Infrastructure
- Overview of Nutanix architecture and components
- Understanding the benefits and use cases of multicloud infrastructure
2. Nutanix Cluster Architecture and Configuration
- Configuring and managing Nutanix clusters
- Understanding cluster components and services
3. Storage and Data Services
- Configuring and managing storage resources
- Implementing data services such as snapshots and replication
4. Virtualization and Networking
- Managing virtual machines (VMs) and virtual networks
- Configuring network services and security
5. Data Protection and Disaster Recovery
- Implementing backup and restore strategies
- Designing and implementing disaster recovery solutions
6. Monitoring and Troubleshooting
- Monitoring cluster health and performance
- Troubleshooting common issues and performance bottlenecks
7. Security and Compliance
- Implementing security controls and policies
- Ensuring compliance with industry regulations
Exam Objectives:
1. Understand Nutanix architecture, components, and multicloud infrastructure concepts.
2. Configure and manage Nutanix clusters, including cluster components and services.
3. Manage storage resources and implement data services in a Nutanix environment.
4. Manage virtual machines (VMs) and configure virtual networks in a Nutanix environment.
5. Implement data protection strategies and disaster recovery solutions.
6. Monitor cluster health and performance and troubleshoot common issues.
7. Implement security controls and ensure compliance with industry regulations.
Exam Syllabus:
The test syllabus covers the following courses (but is not limited to):
- Nutanix architecture and components
- Multicloud infrastructure concepts
- Nutanix cluster configuration and management
- Storage and data services in Nutanix
- Virtualization and networking in Nutanix
- Data protection and disaster recovery
- Monitoring and troubleshooting
- Security controls and compliance
Killexams Review | Reputation | Testimonials | Feedback
Where can I register for the NCP-MCI-6.5 exam?
Choosing their thoughts should be done with as much care as they choose their daily outfits, as it holds significant power over their lives. Therefore, if they wish to achieve their goals, they must put in the hard work and utilize all of their potential. Personally, I dedicated myself to preparing for the NCP-MCI-6.5 test and found great success with the help of killexams.com, which proved to be an excellent resource and made my life more relaxed.
Stop worrying about NCP-MCI-6.5 study materials anymore.
Thanks to the braindump provided by killexams.com, I passed the NCP-MCI-6.5 test with ease. The material was 99% valid and included all the latest updates. I only got two queries wrong, and I am thrilled and relieved to have passed the exam. Killexams.com test Simulator and Q&A material proved to be the perfect combination to prepare for the exam.
It is unbelievable, but NCP-MCI-6.5 real test questions are available right here.
It is difficult to find test material that covers all the necessary skills required to take the NCP-MCI-6.5 exam. However, I was fortunate enough to use the killexams.com material which had all the required information and capabilities. The NCP-MCI-6.5 practice tests were also very useful and provided comprehensive courses in a seamless manner, making it easy for me to train and analyze every problem. I highly recommend this material to my friends.
Where can I find practice tests for good knowledge of the NCP-MCI-6.5 exam?
Thanks to killexams.com, I passed the difficult NCP-MCI-6.5 exam. I do not know how long it would have taken me to prepare for the test without the support of killexams.com. The questions provided are easy to memorize, real, and accurate, helping you understand what to expect in the exam. Passing the complex test and obtaining your NCP-MCI-6.5 certification for your resume is a significant accomplishment.
It is nice to have NCP-MCI-6.5 real test questions.
Although I did not plan to use any study guides for my IT certification exams, I ordered killexams.com package for my NCP-MCI-6.5 test under pressure. I was impressed by the quality of their material, which was definitely worth the investment. I did not face any difficulties during the test and was able to answer all questions with ease, achieving a score of 97%. I highly recommend killexams.com.
Nutanix Nutanix Free test PDF
NCP-MCI-6.5 Exam
User: Jake***** Thanks to the Q&A provided by Killexams.com, I passed the ncp-mci-6.5 certification with ease. However, it is essential to note that preparing for the test requires more than just memorizing the questions and answers. You need to be adequately prepared for any surprises that may arise during the exam. Nonetheless, I found the Q&A to be extremely helpful. |
User: Elaine***** I confidently recommend killexams.com NCP-MCI-6.5 questions, answers, and test simulator to anyone preparing for their NCP-MCI-6.5 exam. Their coaching materials are the most up-to-date for the NCP-MCI-6.5 test and cover the entire syllabus. I vouch for them as I passed the NCP-MCI-6.5 test with their help last week. The questions are accurate and updated, so I did not encounter any issues during the test and received a high score. |
User: Arthur***** I found the NCP-MCI-6.5 test to be a very difficult and challenging subject, but Killexams.com helped me to pass it. It was extraordinary to see that more component questions of the authentic exams had been provided daily by the site. To prepare for the exam, I reviewed the Q&A from Killexams.com and was able to score 91% with 58 questions in 90 minutes. |
User: Mikhail***** Your answers and explanations to the questions were superb and helped me understand the fundamentals. Without your question bank and last-minute revision set, I may not have passed. Although I had anticipated scoring 90+, I still scored a respectable 83%. Thank you for your help. |
User: Timofei***** The program provided by killexams.com proved to be an engaging and great resource for finding a favorable position in the ncp-mci-6.5 exam. The candidate worked hard to comprehend all the features of the program, and it helped make their life easier. The candidate passed the test with the help of killexams.com and suggests that it is an excellent program to use instead of sulking at home with books. |
NCP-MCI-6.5 Exam
Question: Can I find real test Questions & Answers of NCP-MCI-6.5 exam? Answer: Yes. You will be able to obtain up-to-date NCP-MCI-6.5 real questions. If there will be any update in the exam, it will be automatically copied in your obtain section and you will receive an intimation email. You can memorize and practice these Q&A with the VCE test simulator. It will train you enough to get good marks in the exam. |
Question: Do I need to read and practice all the questions you provide? Answer: Yes, you should read and practice all the questions provided by killexams. The benefit to read and practice all NCP-MCI-6.5 test prep is to get to the point knowledge of test questions rather than going through huge NCP-MCI-6.5 course books and contents. These questions contain real NCP-MCI-6.5 questions and answers. By studying and understanding, complete question bank greatly improves your knowledge about the core courses of NCP-MCI-6.5 exam. It also covers the latest syllabus. These test questions are taken from NCP-MCI-6.5 real test source, that's why these test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam. |
Question: What is cost of NCP-MCI-6.5 PDF questions? Answer: Killexams provide the cheapest hence up-to-date NCP-MCI-6.5 question bank that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/NCP-MCI-6.5 You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons. |
Question: Do I need course books with killexams NCP-MCI-6.5 dumps? Answer: Killexams recommend these NCP-MCI-6.5 questions to memorize before you go for the real test because this NCP-MCI-6.5 question bank contains an up-to-date and 100% valid NCP-MCI-6.5 question bank with a new syllabus. Killexams has provided the shortest NCP-MCI-6.5 questions for busy people to pass NCP-MCI-6.5 test without studying massive course books. If you go through these NCP-MCI-6.5 questions, you are more than ready to take the test. They recommend taking your time to study and practice NCP-MCI-6.5 practice questions until you are sure that you can answer all the questions that will be asked in the real NCP-MCI-6.5 exam. For a full version of NCP-MCI-6.5 test prep, visit killexams.com and register to obtain the complete question bank of NCP-MCI-6.5 test test prep. These NCP-MCI-6.5 test questions are taken from real test sources, that's why these NCP-MCI-6.5 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these NCP-MCI-6.5 questions are sufficient to pass the exam. |
Question: How many test I should take with killexams test simulator? Answer: You should keep on testing over and over until you get 100% marks. |
https://www.pass4surez.com/art/read.php?keyword=Nutanix+Nutanix+Free+Exam+PDF&lang=us&links=remove
While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.
Which is the best practice tests website?
Of course, Killexams is fully legit and fully trustworthy. There are several capabilities that makes killexams.com unique and straight. It provides informed and fully valid test questions that contain real exams questions and answers. Price is minimal as compared to almost all services online. The Q&A are updated on typical basis by using most exact questions. Killexams account arrangement and supplement delivery is amazingly fast. Report downloading will be unlimited and extremely fast. Help support is avaiable via Livechat and Email. These are the characteristics that makes killexams.com a sturdy website that offer test prep with real exams questions.
Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.
AZ-900 test prep | C1000-161 free pdf | CSSGB boot camp | SSAT practice questions | AANP-AGNP practice test | SD0-302 free pdf obtain | ACHPN obtain | MOPF test Questions | 1D0-541 practical test | DSST-HRM Latest courses | ECDL-ADVANCED Real test Questions | DES-1121 cram book | H13-511 pdf obtain | FNCB-GFN-C prep questions | S90.09A Latest Questions | PHNA-BC test prep | MB-330 free test practice | C1000-173 mock questions | S1000-009 past exams | C1000-116 practice questions |
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 book
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test format
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 learning
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 education
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 information search
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 PDF download
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Questions and Answers
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Question Bank
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test Questions
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 information hunger
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 teaching
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test cram
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 PDF questions
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test Questions
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 information source
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 information search
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 study help
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 boot camp
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 premium pdf
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 PDF Questions
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 learn
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 course outline
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 testprep
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Study Guide
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Free PDF
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 teaching
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 learn
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 exam
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test format
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 information hunger
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 course outline
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test format
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Test Prep
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 PDF Download
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 PDF download
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 real questions
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 education
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Test Prep
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 PDF Download
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Study Guide
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 test
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 Free PDF
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 testprep
NCP-MCI-6.5 - Nutanix Certified Professional - Multicloud Infrastructure (NCP-MCI) v6.5 learning
Other Nutanix Practice Tests
NCS-Core mock test | NCP-MCI-6.5 boot camp | NCP-MCI-5.15 online exam | NCP-MCI free test papers | NCSE-Level-1 Study Guide | NCSE-Core mock exam | Nutanix-NCP practice test |
Best practice tests You Ever Experienced
1K0-002 study material | HCE-5920 test cram | ACLS free questions | M3-123 test questions | MB-340 test prep | SD0-302 free questions | PEGACPMC84V1 demo questions | CVA questions answers | SPLK-1005 test prep questions | ACMP test Questions | NSE5_FAZ-7.2 test Cram | 156-110 free pdf | 312-39 test prep | IAFN-SANE-A Practice Test | 010-111 Free PDF | CPQ-211 test Questions | AZ-140 test tips | BONENT-CHT test results | CNOR mock questions | NS0-593 Study Guide |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
NCP-MCI-6.5 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date NCP-MCI-6.5 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug