Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über NRP?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NRP: National Registered Paramedics (NREMT-NRP) Prüfung.
2024 Updated Actual NRP questions as experienced in Test Center
Aktuelle NRP Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
Certification-Board NRP : National Registered Paramedics (NREMT-NRP) Practice TestsPractice Tests Organized by Shahid nazir |
Latest 2024 Updated Certification-Board National Registered Paramedics (NREMT-NRP) Syllabus
NRP question bank with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
NRP question bank : Download 100% Free NRP practice tests (PDF and VCE)
Exam Number : NRP
Exam Name : National Registered Paramedics (NREMT-NRP)
Vendor Name : Certification-Board
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Free obtain link of NRP TestPrep and Practice Questions files
Before taking the real test, make sure you have a Certification-Board NRP Practice Questions of practice questions for the particular National Registered Paramedics (NREMT-NRP) Mock Exam. They provide the latest and valid NRP Study Guide, containing real test questions. They have collected and produced a database of NRP Cram Guide from real exams to provide you with an opportunity to prepare and pass the NRP test on the first try. Simply memorize their NRP questions.
Our PDF dumps have helped many competitors breeze through the NRP test with ease. It is extremely rare for their users to study their NRP materials and receive poor scores or fail the real test. In fact, most competitors report a significant improvement in their knowledge and pass the NRP test on their first attempt. Their NRP materials not only help you pass the test but also Excellerate your understanding of the test objectives and topics, allowing you to excel in your role as an expert in your field. This is why their clients trust us and recommend their NRP materials to others.
To successfully pass the Certification-Board NRP test, you need to have a clear understanding of the course outline, test syllabus, and objectives. Simply studying the NRP coursebook is not enough. You need to familiarize yourself with the unique questions asked in the real NRP tests. For this, you should visit killexams.com and obtain their Free NRP sample test questions. Once you are confident in your ability to recall these NRP questions, you can enroll to obtain the complete TestPrep of NRP PDF Questions. This will be your first major step towards success. After downloading and installing the VCE test simulator on your computer, study and memorize their NRP PDF Questions and take regular practice tests with the VCE test simulator. When you feel that you are ready for the real NRP test, visit the testing center and register for the real exam.
NRP test Format | NRP Course Contents | NRP Course Outline | NRP test Syllabus | NRP test Objectives
Exam Details:
- Number of Questions: The NRP (Nationally Registered Paramedics) test typically consists of multiple-choice questions. The exact number of questions may vary, but it is typically around 100 to 150 questions.
- Time: Candidates are usually given a specific amount of time to complete the exam. The duration can vary depending on the certification provider and test format.
Course Outline:
The NRP certification is designed to assess the knowledge and skills of paramedics at a national level. The course outline may cover the following key areas:
1. Patient Assessment and Management:
- Conducting a systematic patient exam
- Managing airway and ventilation
- Administering medications and intravenous therapy
- Monitoring vital signs and interpreting patient data
2. Cardiology and Resuscitation:
- Recognizing and managing cardiac emergencies
- Performing advanced cardiac life support (ACLS)
- Defibrillation and cardioversion techniques
- Understanding cardiac rhythms and interpreting EKGs
3. Medical Emergencies:
- Managing common medical conditions (e.g., respiratory, neurological, endocrine)
- Recognizing and treating allergic reactions and anaphylaxis
- Managing diabetic emergencies
- Understanding and responding to toxicological emergencies
4. Trauma Management:
- Assessing and managing traumatic injuries
- Performing advanced trauma life support (ATLS)
- Handling fractures, dislocations, and spinal injuries
- Applying splints and immobilization devices
5. Obstetrics and Gynecology:
- Managing normal and complicated deliveries
- Recognizing and managing obstetric emergencies
- Providing care for gynecological conditions
- Neonatal resuscitation and care
6. Special Patient Populations:
- Geriatric patient care
- Pediatric patient care
- Behavioral and psychiatric emergencies
- Special considerations for patients with disabilities
Exam Objectives:
The objectives of the NRP test typically include:
- Assessing the candidate's knowledge and understanding of paramedic concepts, procedures, and protocols.
- Evaluating the candidate's ability to perform patient exams, prioritize care, and make appropriate treatment decisions.
- Testing the candidate's knowledge and skills in managing various medical and trauma emergencies.
- Assessing the candidate's ability to provide appropriate care for special patient populations and adapt to different situations.
Exam Syllabus:
The specific test syllabus for the NRP test may include the following topics:
1. Paramedic Assessment and Management:
- Patient test techniques
- Airway management and ventilation
- Medication administration and intravenous therapy
- Patient monitoring and data interpretation
2. Cardiology and Resuscitation:
- Cardiac emergencies and ACLS
- Defibrillation and cardioversion
- Cardiac rhythms and EKG interpretation
- Advanced life support techniques
3. Medical Emergencies:
- Respiratory emergencies
- Neurological emergencies
- Endocrine emergencies
- Allergic reactions and anaphylaxis
4. Trauma Management:
- Traumatic injuries and ATLS
- Fractures, dislocations, and spinal injuries
- Splinting and immobilization
- Wound care and bleeding control
5. Obstetrics and Gynecology:
- Normal and complicated deliveries
- Obstetric emergencies
- Gynecological conditions
- Neonatal resuscitation and care
6. Special Patient Populations:
- Geriatric patient care
- Pediatric patient care
- Behavioral and psychiatric emergencies
- Patients with disabilities
Killexams Review | Reputation | Testimonials | Feedback
Exam questions change. Where can I find new questions and answers?
My planning for the NRP test was incorrect, and the subjects appeared difficult to me. However, with the help of the Questions and Answers provided by killexams.com, I was able to overcome my difficulties. I am grateful to the site for its assistance. The material was easy to understand and retain, and I was able to score 92%, which was quite impressive considering my one-week preparation.
Prepare with NRP practice tests and VCE practice tests and enjoy.
In my opinion, killexams.com is the most accurate and efficient platform for preparing and passing IT tests. They provide you with precisely what you need to know for the NRP exam. My acquaintances used killexams.com for various certifications such as Cisco, Oracle, Microsoft, ISC, and more, and all of them passed with excellent results. In my personal experience, killexams.com has been reliable and my favorite platform.
Prepare with these NRP real test questions and feel confident.
The NRP test was my goal for this year, and I was worried about how difficult it would be to pass. Luckily, I found positive reviews of killexams.com online, and I decided to use their services. Their study material was comprehensive and covered every question I encountered in the NRP exam. I passed the test with ease and felt satisfied with my experience.
Simply try these updated practice tests, and success is yours.
I am thrilled to share that I passed the NRP test with over 80% and credit my success to the excellent coaching material provided by killexams.com. The questions in their practice questions are top-notch and reflect precisely what is offered at the test center. I highly recommend killexams.com to anyone preparing for the NRP exam.
I located a real question source for NRP.
Initially, I was rated for the NRP test simulator and practice tests record, but I did not receive the NRP practice tests material. There were a few document mistakes, but they were later corrected. Despite the initial setback, I was able to prepare for the test using the test simulator and it turned out to be quite helpful.
Certification-Board National test syllabus
NRP Exam
User: Catherine***** I owe my success in passing the NRP test to killexams.com. Two weeks after using their study material and practicing with their engine, I felt confident in answering any question that could come up. And it turned out to be true as I had already seen almost all the questions that came up in the exam. I cannot thank killexams.com enough for making this possible for me. |
User: Samuel***** When I asked my brother for recommendations for my NRP exam, he advised me to buckle up and prepare for an amazing journey. He gave me the address for Killexams.com and assured me that it was all I needed to pass my NRP test with good marks. Following his suggestion, I signed up for the test and was delighted to find that I passed it with flying colors. It was like a dream come true, and I am grateful to him for his recommendation. |
User: Atharv***** I found Killexams.com to be a great solution to all my exam-related problems. The lengthy Questions and Answers that once seemed like an insurmountable obstacle were no longer a problem, as the concise format made my preparation for the nrp test an enjoyable experience. I passed this test with a score of 79%, without any difficulty or stress, thanks to the effortless manner in which Killexams.com presented the material. The Questions and Answers provided by Killexams.com are an excellent resource for anyone preparing for this exam, and I am grateful for their assistance. Even long after the test was over, I continued to think about their help in making the difficult syllabu of motivating and reinforcing novices so easy to understand. |
User: Sonia***** I wholeheartedly recommend killexams.com to anyone who wants to excel in the NRP exam. Their study guide helped me score an 89%, and I was extremely pleased with the results. I realized that extensive memorization was not the only solution to success in exams after using the killexams.com practice tests to prepare for my NRP exam. I am incredibly satisfied with my performance. |
User: Charles***** As an IT professional, the nrp test was crucial for me, but I struggled to prepare due to time constraints. However, with Killexams.com easy-to-memorize answers, I was able to efficiently prepare for the exam, and the results were surprising. The study guide was like a reference manual, and I was able to complete all the questions before the deadline. |
NRP Exam
Question: I need an test that is not at killexams store, what should I do? Answer: Killexams provide more than 5500 exams on its online store with a very high success rate. If you need an test that is not provided at the killexams store, you can place an test request at killexams.com at https://killexams.com/exam-request and their team will contact authentic resources to get exact questions and answers. You will be informed by email as soon as that test is provided at the killexams store. |
Question: I am a working person with no time to study, are the NRP dumps for me? Answer: If you are a working person and have very little time to study books and lectures or instructor-led courses, it is the right place for you. Killexams.com provides NRP test prep that work great in the real exam. You need very little time to go through these NRP questions and practice with the test simulator. These NRP Questions and Answers will help you pass your test with good marks. |
Question: Where am I able to locate NRP test prep questions? Answer: Killexams.com is the best place to get updated NRP test prep questions. These NRP test prep work in the real test. You will pass your test with these NRP test prep. If you supply some time to study, you can prepare for an test with much boost in your knowledge. They recommend spending as much time as you can to study and practice NRP practice questions until you are sure that you can answer all the questions that will be asked in the real NRP exam. For this, you should visit killexams.com and register to obtain the complete question bank of NRP test test prep. These NRP test questions are taken from real test sources, that's why these NRP test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these NRP questions are sufficient to pass the exam. |
Question: Do you believe that I saw these NRP questions in my real exam? Answer: Yes, sure. Killexams.com provides real NRP test Questions and Answers that appear in the real exam. You should have face all the questions in your real test that they provided you. |
Question: Do you recommend me totry these NRP practice questions and study guide? Answer: Yes, of course. They recommend you go through these NRP test questions before you take the real test. These Q&As will help you greatly in passing your test with good marks. |
https://www.pass4surez.com/art/read.php?keyword=Certification-Board+National+exam+syllabus&lang=us&links=remove
Obviously it is hard task to pick solid certification Questions and Answers concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of customers scam by resellers come to us for the ACTUAL EXAM QUESTIONS and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com ACTUAL EXAM QUESTIONS, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test ACTUAL EXAM QUESTIONS, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Indeed, Killexams is totally legit and even fully trusted. There are several functions that makes killexams.com legitimate and straight. It provides informed and totally valid test questions formulated with real exams questions and answers. Price is suprisingly low as compared to a lot of the services online. The Questions and Answers are modified on usual basis with most accurate questions. Killexams account setup and supplement delivery is incredibly fast. Document downloading is usually unlimited and incredibly fast. Assist is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a sturdy website that offer test prep with real exams questions.
Is killexams.com test material dependable?
There are several Questions and Answers provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Questions and Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your obtain Account. You can obtain Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
MISCPRODUCT Practice Questions | Salesforce-Health-Cloud-Accredited-Professional PDF obtain | 2V0-72.22 sample test | FPGEE mock test | ASSM free questions | PCNS-BC free prep | NCEES-FE-Electrical-and-Computer study guide | PL-200 test cram | DES-1111 Study help | C1000-141 practice test | VNX100 questions answers | SOCRA-CCRP test prep questions | DEE-1721 test prep | MD-100 test preparation | NCIDQ free practice questions | II0-001 test cram | LE0-641 test questions | JN0-231 Questions and Answers | GLO_CWM_LEVEL_I study help | 2V0-71.23 past exams |
NRP - National Registered Paramedics (NREMT-NRP) test Questions
NRP - National Registered Paramedics (NREMT-NRP) PDF questions
NRP - National Registered Paramedics (NREMT-NRP) test Questions
NRP - National Registered Paramedics (NREMT-NRP) real Questions
NRP - National Registered Paramedics (NREMT-NRP) test Questions
NRP - National Registered Paramedics (NREMT-NRP) Latest Questions
NRP - National Registered Paramedics (NREMT-NRP) PDF Questions
NRP - National Registered Paramedics (NREMT-NRP) Practice Test
NRP - National Registered Paramedics (NREMT-NRP) Free test PDF
NRP - National Registered Paramedics (NREMT-NRP) test syllabus
NRP - National Registered Paramedics (NREMT-NRP) study tips
NRP - National Registered Paramedics (NREMT-NRP) Questions and Answers
NRP - National Registered Paramedics (NREMT-NRP) teaching
NRP - National Registered Paramedics (NREMT-NRP) test Questions
NRP - National Registered Paramedics (NREMT-NRP) learning
NRP - National Registered Paramedics (NREMT-NRP) Real test Questions
NRP - National Registered Paramedics (NREMT-NRP) test Questions
NRP - National Registered Paramedics (NREMT-NRP) tricks
NRP - National Registered Paramedics (NREMT-NRP) guide
NRP - National Registered Paramedics (NREMT-NRP) test Cram
NRP - National Registered Paramedics (NREMT-NRP) guide
NRP - National Registered Paramedics (NREMT-NRP) PDF questions
NRP - National Registered Paramedics (NREMT-NRP) real questions
NRP - National Registered Paramedics (NREMT-NRP) test contents
NRP - National Registered Paramedics (NREMT-NRP) boot camp
NRP - National Registered Paramedics (NREMT-NRP) Study Guide
NRP - National Registered Paramedics (NREMT-NRP) Questions and Answers
NRP - National Registered Paramedics (NREMT-NRP) PDF questions
NRP - National Registered Paramedics (NREMT-NRP) Practice Questions
NRP - National Registered Paramedics (NREMT-NRP) outline
NRP - National Registered Paramedics (NREMT-NRP) Questions and Answers
NRP - National Registered Paramedics (NREMT-NRP) test questions
NRP - National Registered Paramedics (NREMT-NRP) Free test PDF
NRP - National Registered Paramedics (NREMT-NRP) PDF Questions
NRP - National Registered Paramedics (NREMT-NRP) study help
NRP - National Registered Paramedics (NREMT-NRP) test Questions
NRP - National Registered Paramedics (NREMT-NRP) test
NRP - National Registered Paramedics (NREMT-NRP) cheat sheet
NRP - National Registered Paramedics (NREMT-NRP) education
NRP - National Registered Paramedics (NREMT-NRP) learning
NRP - National Registered Paramedics (NREMT-NRP) study tips
NRP - National Registered Paramedics (NREMT-NRP) test Cram
NRP - National Registered Paramedics (NREMT-NRP) test cram
NRP - National Registered Paramedics (NREMT-NRP) Practice Test
Other Certification-Board Practice Tests
CSLE pdf exam | RACP study help | MTEL practice exam | NRP Latest Questions | NCE free test papers | ISEE certification sample | BCB-Analyst free questions | ABCTE free pdf | ICTS online exam | DMV study questions | SBAC question test | ABFM cram book | BCBA free test practice | FSOT real questions | CDL practice exam | NCC test questions | STAAR free prep | ABPN-VNE study guide |
Best practice tests You Ever Experienced
CWAP-404 examcollection | HS330 test prep | 8008 free prep | HPE6-A47 study guide | 5V0-23.20 test answers | 156-115.80 mock test | Salesforce-Advanced-Cross-Channel study guide | AONL-CENP study help | BCP-521 free questions | NCEES-FE past exams | NS0-184 test cram | H13-622 test questions | AZ-204 training material | TMPTE free questions | ACP-Sec1 sample test questions | NSE5_FAZ-7.0 test prep | CNOR Test Prep | DES-5221 mock test | S2000-012 test questions | HPE6-A70 practice test |
References :
http://killexams-braindumps.blogspot.com/2020/06/exact-copy-of-nrp-latest-topics-are.html
https://killexams-posting.dropmark.com/817438/23717643
https://killexams-posting.dropmark.com/817438/23718063
https://www.instapaper.com/read/1323090760
https://sites.google.com/view/killexams-nrp-latest-questions
http://feeds.feedburner.com/FreePass4sure9l0-401QuestionBank
https://killexams-nrp.jimdofree.com/
https://files.fm/f/jj2cp5g6r
https://youtu.be/8X9sGBqh8Jw
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
NRP Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date NRP Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug