Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über NSE5_FMG-7.0?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NSE5_FMG-7.0: Fortinet NSE 5 - FortiManager 7.0 Prüfung.

2024 Updated Actual NSE5_FMG-7.0 questions as experienced in Test Center

Aktuelle NSE5_FMG-7.0 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Fortinet NSE5_FMG-7.0 : Fortinet NSE 5 - FortiManager 7.0 Practice Tests

Practice Tests Organized by Lee



Latest 2024 Updated Fortinet Fortinet NSE 5 - FortiManager 7.0 Syllabus
NSE5_FMG-7.0 question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




NSE5_FMG-7.0 question bank : Download 100% Free NSE5_FMG-7.0 practice exams (PDF and VCE)

Exam Number : NSE5_FMG-7.0
Exam Name : Fortinet NSE 5 - FortiManager 7.0
Vendor Name : Fortinet
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Peruse these NSE5_FMG-7.0 questions and replies before the genuine test
We receive reports from applicants on a daily basis who have taken the Fortinet Fortinet NSE 5 - FortiManager 7.0 real exam and passed with good scores. Some of them are so excited that they apply for several subsequent exams from killexams.com. They feel proud that they are helping people Strengthen their knowledge and pass their exams with ease. Their job is done.

At killexams.com, they take pride in offering the latest Fortinet NSE 5 - FortiManager 7.0 syllabus, valid and up-to-date Fortinet NSE5_FMG-7.0 Exam Questions that are highly effective in passing the Fortinet NSE 5 - FortiManager 7.0 exam. By choosing their platform, you can enhance your career as an expert in your industry. They have earned a reputation for assisting individuals in passing the NSE5_FMG-7.0 exam on their first attempt. Their PDF Download performance has been consistently excellent over the past two years. Thanks to their NSE5_FMG-7.0 Exam Questions, customers trust their Exam Questions and VCE for their actual NSE5_FMG-7.0 exam. killexams.com is the leader in providing NSE5_FMG-7.0 real test questions. They continuously maintain the validity and relevance of their NSE5_FMG-7.0 Exam Questions to ensure that their customers succeed in the exam with high marks.

Our Fortinet NSE 5 - FortiManager 7.0 exam questions are guaranteed to help you pass the test with flying colors. They offer their NSE5_FMG-7.0 Exam Questions in two formats, NSE5_FMG-7.0 PDF file, and NSE5_FMG-7.0 VCE test simulator. The NSE5_FMG-7.0 real exam is rapidly evolving, and they ensure that their NSE5_FMG-7.0 Exam Questions is always up-to-date. You can get their NSE5_FMG-7.0 Exam Questions PDF document on any device and even print it out to create your own study book. Their pass rate is high at 98.9%, and the similarity between their NSE5_FMG-7.0 questions and the actual test is 98%. So, if you want to succeed in the NSE5_FMG-7.0 exam on your first attempt, visit killexams.com to get their Fortinet NSE5_FMG-7.0 real test questions.







NSE5_FMG-7.0 exam Format | NSE5_FMG-7.0 Course Contents | NSE5_FMG-7.0 Course Outline | NSE5_FMG-7.0 exam Syllabus | NSE5_FMG-7.0 exam Objectives


Test Details:
- exam Name: Fortinet NSE5_FMG-7.0 Fortinet NSE 5 - FortiManager 7.0
- exam Format: Multiple-choice questions
- exam Duration: 120 minutes
- Passing Score: 70%
- Prerequisites: None
- Certification Validity: 2 years

Course Outline: Fortinet NSE5_FMG-7.0 Fortinet NSE 5 - FortiManager 7.0

I. Introduction to Fortinet FortiManager
A. Overview of FortiManager features and benefits
B. Understanding the role of FortiManager in Fortinet solutions
C. FortiManager architecture and deployment options

II. FortiManager Administration
A. FortiManager installation and setup
B. System configuration and maintenance
C. User management and permissions

III. Device Management with FortiManager
A. Device registration and provisioning
B. Firmware management and upgrades
C. Device group management and templates

IV. Policy and Configuration Management
A. Security policy management and enforcement
B. Object management and database synchronization
C. Configuration rollback and revision control

V. FortiManager Monitoring and Reporting
A. Log management and analysis
B. Event notifications and alerts
C. Reporting and analytics

VI. High Availability and Redundancy
A. Implementing high availability for FortiManager
B. Active-passive and active-active configurations
C. Failover and synchronization

VII. FortiManager Integration and Automation
A. Integrating FortiManager with FortiAnalyzer and FortiGate
B. REST API and automation capabilities
C. Centralized device and policy management

Exam Objectives:
- Understand the features and benefits of Fortinet FortiManager
- Administer FortiManager and perform system configuration and maintenance tasks
- Manage devices using FortiManager, including registration, provisioning, and firmware management
- Configure and enforce security policies through FortiManager
- Monitor and analyze logs, events, and generate reports
- Implement high availability and redundancy for FortiManager
- Integrate FortiManager with other Fortinet products and automate management tasks

Syllabus:
The syllabus for the Fortinet NSE5_FMG-7.0 Fortinet NSE 5 - FortiManager 7.0 course will cover the following topics:
- Introduction to Fortinet FortiManager
- FortiManager Administration
- Device Management with FortiManager
- Policy and Configuration Management
- FortiManager Monitoring and Reporting
- High Availability and Redundancy
- FortiManager Integration and Automation



Killexams Review | Reputation | Testimonials | Feedback


There is no source like these NSE5_FMG-7.0 exam practice tests. Just get it!
Using the accurate practice questions from killexams.com was extremely beneficial in my preparation for the NSE5_FMG-7.0 exam. With a score of 78%, I managed to pass the exam on my first attempt. I would have scored 90%, but poor marking brought my score down. Nevertheless, I am grateful to the killexams.com team for their great work and wish them continued success.


How much does it cost to become NSE5_FMG-7.0 certified?
I was aiming for a score of 93%, and I was delighted to have achieved it, as many of the questions were similar to those in the killexams.com exam guide. Though I was overwhelmed by the prospect of taking the NSE5_FMG-7.0 exam in such a short time, the killexams.com Questions Answers guide came to my rescue with its clear and concise answers.


Don't forget to review these real exam questions for the NSE5_FMG-7.0 exam.
I owe my success in the NSE5_FMG-7.0 exam to the fantastic assistance provided by killexams.com. Their exam material was spot on and proved to be an excellent resource for me to prepare for the exam. I am thrilled to have passed the exam with a score of 90%, and I wanted to share my experience on their website. Thank you, killexams.com, for providing me with the support I needed to succeed.


Tips and tricks to certify for the NSE5_FMG-7.0 exam with high scores.
When I lost my NSE5_FMG-7.0 syllabus just a week before the exam, I panicked. However, I found killexams.com, which provided me with the necessary syllabus for preparation. The syllabus was a blessing and made my preparation much easier, and I am grateful to my friend who recommended the site.


Where can I locate NSE5_FMG-7.0 practice questions questions?
I just passed my NSE5_FMG-7.0 exam with amazing marks thanks to killexams.com. The questions were valid and correct, and I'm glad I subscribed to their services.


Fortinet 7.0 Free PDF

NSE5_FMG-7.0 Exam

User: Zorin*****

As an IT professional, the nse5_fmg-7.0 exam was crucial for me, but I struggled to prepare due to time constraints. However, with Killexams.com easy-to-memorize answers, I was able to efficiently prepare for the exam, and the results were surprising. The study guide was like a reference manual, and I was able to complete all the questions before the deadline.
User: Agustina*****

I am grateful that I purchased the NSE5_FMG-7.0 exam practice exams from killexams.com. The exam is broad and covers a lot of topics, but their resources cover everything comprehensively. Their material helped me prepare for the exam, and there were many related questions on the actual test. Thanks to killexams.com, I passed with flying colors.
User: Ruby*****

I spent enough time studying the material and passed the fortinet nse 5 - fortimanager 7.0 exam with good marks. Although these materials are based on the actual exam content, I do not understand people who complain about the fortinet nse 5 - fortimanager 7.0 questions being different. Although not all questions were identical to the exam, the courses and general approach were correct. So, if you study hard enough, you will do just fine.
User: Sergei*****

Thanks to Killexams.com, I was able to pass the NSE5_FMG-7.0 exam on my first try with a score of 89% after just two days of preparation. The practice questions provided were extremely helpful, and I felt confident during the exam. I look forward to using Killexams.com for future exams.
User: Tiana*****

My friends recommended killexams.com for the NSE5_FMG-7.0 exam preparation, and I am glad I followed their advice. The practice exams were easy to apply, and I liked how they were set up. The question order helped me memorize things better, and I passed with 89% marks.

NSE5_FMG-7.0 Exam

Question: Where will I find real exam Questions & Answers of NSE5_FMG-7.0 exam?
Answer: You are in right place. You should visit killexams.com for the latest and up-to-date actual NSE5_FMG-7.0 exam questions and answers. You will be able to get up-to-date NSE5_FMG-7.0 real questions. If there will be any update in the exam, it will be automatically copied in your get section and you will receive an intimation email. You can memorize and practice these Questions Answers with the VCE exam simulator. It will train you enough to get good marks in the exam.
Question: There are several people providing NSE5_FMG-7.0 dumps, Why I choose killexams?
Answer: Yes, there are several NSE5_FMG-7.0 questions providers on the internet but most of them are just copying the material from their website but do not update the question bank. They take the NSE5_FMG-7.0 question bank from actual NSE5_FMG-7.0 questions from test centers and update the Questions Answers and practice exams regularly, that's why killexams.com is the right place to get up-to-date NSE5_FMG-7.0 practice test.
Question: Can I get maximum discount on buying NSE5_FMG-7.0 cheatsheet?
Answer: Killexams provide the cheapest hence up-to-date NSE5_FMG-7.0 question bank that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/NSE5_FMG-7.0 You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons.
Question: How many questions are asked in NSE5_FMG-7.0 actual test?
Answer: Killexams.com provides complete information about NSE5_FMG-7.0 exam outline, NSE5_FMG-7.0 exam syllabus, and course contents. All the information about several questions in the actual NSE5_FMG-7.0 exam is provided on the exam page at killexams website. You can also see NSE5_FMG-7.0 courses information from the website. You can also see NSE5_FMG-7.0 trial practice questions and go through the questions. You can also register to get the complete NSE5_FMG-7.0 question bank.
Question: Can I read NSE5_FMG-7.0 questions on Android?
Answer: Yes, You can read NSE5_FMG-7.0 questions on Android and other operating systems. You simply need a PDF viewer to read NSE5_FMG-7.0 Questions Answers on your device. You need not have any special application to open killexams NSE5_FMG-7.0 test prep file. You can open these files with any PDF reader you usually use.
Fortinet+7.0+Free+PDF
https://www.pass4surez.com/art/read.php?keyword=Fortinet+7.0+Free+PDF&lang=us&links=remove

Obviously it is hard task to pick solid certification Questions Answers concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning exam questions update and validity. The vast majority of customers scam by resellers come to us for the exam questions and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice exams website?
Of course, Killexams is practically legit and also fully reliable. There are several features that makes killexams.com authentic and legit. It provides up-to-date and practically valid exam questions that contains real exams questions and answers. Price is surprisingly low as compared to almost all services online. The Questions Answers are kept up to date on regular basis along with most exact questions. Killexams account structure and product delivery can be quite fast. Record downloading can be unlimited and also fast. Assist is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a sturdy website which provide exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your get Account. You can get Premium practice questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




1D0-621 practice questions | ACA-Developer online exam | CPSA-F test exam | DEV-401 practice questions | PL-500 exam preparation | DASSM free questions | 201-450 real questions | A00-240 question bank | ABFM questions answers | PMGT-BC english test questions | Okta-Certified-Administrator assessment test trial | NCSBN-MACE cbt | NCEES-FE study material | PACE PDF get | CCP free exam practice | 101 mock questions | 4A0-N02 Questions Answers | ADM-211 test example | CIMAPRO17-BA2-X1-ENG practice questions | CIMAPRA17-BA4-1-ENG exam cram |


NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam help
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 Test Prep
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 actual Questions
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 education
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 Question Bank
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 real questions
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam help
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 teaching
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam format
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 Questions and Answers
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 questions
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 study help
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 Latest Topics
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 premium pdf
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 test
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 study help
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 test prep
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 test
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 test
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 PDF Download
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 course outline
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 test questions
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 learn
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 answers
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 study tips
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 test
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 PDF download
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam Cram
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 information hunger
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 actual Questions
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 PDF Download
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 syllabus
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 course outline
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam success
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam Questions
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 Questions and Answers
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 Question Bank
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam syllabus
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 study tips
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 answers
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 exam questions
NSE5_FMG-7.0 - Fortinet NSE 5 - FortiManager 7.0 Free PDF

Other Fortinet Practice Tests


NSE7_ADA-6.3 Test Prep | FCNSP study guide | NSE8_811 certification sample | NSE8-812 PDF Download | NSE5_FMG-7.0 mock test | NSE7_LED-7.0 questions and answers | NSE6_FNC-8.5 free pdf | NSE6 real questions | NSE5_FAZ-7.0 test prep questions | NSE5_FAZ-7.2 practice questions | NSE7_OTS-7.2 exam papers | NSE7_EFW-7.0 Study help | NSE7_PBC-7.2 free exam papers | NSE5_FSM-6.3 practice exam | FortiSandbox exam Questions | FCESP exam questions | NSE6_FAC-6.4 trial test | NSE5_EDR-5.0 Latest Topics | FML-5.3.8 practice test | NSE5_FCT-7.0 exam prep |


Best practice exams You Ever Experienced


USMLE free pdf | CS0-003 Test Prep | DCPP-01 Latest Questions | C1000-166 free exam papers | TA12 Practice Test | NNAAP-AKNA exam questions | NSE5_EDR-5.0 cram book | S90.18A test prep | ABNN-SCRN cram | VCS-324 exam preparation | ICDL-WINDOWS free questions | 4A0-100 Study help | C1000-132 exam papers | 4A0-C04 exam test | IQ0-100 Questions and Answers | AGCNS-BC trial test | Nonprofit-Cloud-Consultant free questions | JN0-649 prep questions | ISSAP exam questions | PED-BC pass marks |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

NSE5_FMG-7.0 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

NSE5_FMG-7.0 Reviews

100% Valid and Up to Date NSE5_FMG-7.0 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug