Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über NSE8-812?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NSE8-812: NSE 8 - Network Security Expert 8 Written (NSE8_812) Prüfung.

2024 Updated Actual NSE8-812 questions as experienced in Test Center

Aktuelle NSE8-812 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Fortinet NSE8-812 : NSE 8 - Network Security Expert 8 Written (NSE8_812) Practice Tests

Practice Tests Organized by Martin Hoax



Latest 2024 Updated Fortinet NSE 8 - Network Security Expert 8 Written (NSE8_812) Syllabus
NSE8-812 dumps collection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




NSE8-812 dumps collection : Download 100% Free NSE8-812 practice tests (PDF and VCE)

Exam Number : NSE8-812
Exam Name : NSE 8 - Network Security Expert 8 Written (NSE8_812)
Vendor Name : Fortinet
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Pass4sure NSE8-812 Study Guide bank with Pass Guides
Our NSE8-812 Free exam PDF includes NSE8-812 Exam Cram in PDF file format and a VCE test simulator in installable software. Both Exam Cram and TestPrep are thoroughly updated before they become available in your get area. Save time and money by simply registering and downloading.

If you aspire to land a good job by passing the Fortinet NSE8-812 exam, then you must register at killexams.com. Their team of experts is constantly working hard to gather genuine NSE8-812 exam questions for you. You will receive NSE 8 - Network Security Expert 8 Written (NSE8_812) exam questions to ensure that you pass the NSE8-812 exam with flying colors. With their 100% free-of-cost service, you can get updated NSE8-812 exam questions at any time. While several organizations offer NSE8-812 dumps, finding valid and current 2024 NSE8-812 Exam Cram is a significant challenge. It is advisable to reconsider and rely on killexams.com instead of falling for the free NSE8-812 PDF Download available on the web.

You can easily get the NSE8-812 PDF Download PDF on any device, be it an iPad, iPhone, laptop, smart TV, or Android device, and read and memorize the NSE8-812 Premium Questions and Ans while you're on vacation or traveling. This will save a lot of your time, giving you more time to study NSE8-812 PDF Questions. Keep practicing with the NSE8-812 PDF Download and VCE exam simulator until you achieve a perfect score of 100%. Once you are confident, go straight to the Test Center for the real NSE8-812 exam.







NSE8-812 exam Format | NSE8-812 Course Contents | NSE8-812 Course Outline | NSE8-812 exam Syllabus | NSE8-812 exam Objectives


Exam Specification:

- exam Name: NSE 8 - Network Security Expert 8 Written
- exam Code: NSE8-812
- exam Duration: 120 minutes
- exam Format: Multiple-choice questions

Course Outline:

1. Advanced Threat Protection
- Understanding advanced threats and attack vectors
- Implementing threat prevention and detection strategies
- Configuring advanced threat protection solutions

2. Secure Access
- Implementing secure remote access solutions
- Configuring secure access policies and authentication mechanisms
- Ensuring secure access to network resources

3. Next-Generation Firewall
- Configuring and managing next-generation firewalls
- Implementing firewall policies and rules
- Monitoring and troubleshooting firewall issues

4. Secure Email Gateway
- Deploying and managing secure email gateway solutions
- Configuring email security policies and filters
- Preventing email-based threats and spam

5. Secure Web Gateway
- Implementing secure web gateway solutions
- Configuring web filtering and content security policies
- Monitoring and blocking malicious web traffic

6. Network Security Operations and Administration
- Managing security incidents and response
- Monitoring and analyzing network traffic
- Configuring and maintaining security devices

Exam Objectives:

1. Demonstrate a deep understanding of advanced threat protection technologies and strategies.
2. Implement and configure secure access solutions for remote and local network resources.
3. Configure and manage next-generation firewalls to protect the network perimeter.
4. Deploy and manage secure email gateway solutions to prevent email-based threats.
5. Implement secure web gateway solutions for web filtering and content security.
6. Perform network security operations and administration tasks, including incident response and device configuration.

Exam Syllabus:

The exam syllabus covers the following syllabus (but is not limited to):

- Advanced Threat Protection
- Secure Access
- Next-Generation Firewall
- Secure Email Gateway
- Secure Web Gateway
- Network Security Operations and Administration



Killexams Review | Reputation | Testimonials | Feedback


Real NSE8-812 test questions! I was not expecting such a shortcut.
I passed the NSE8-812 exam, which I believe is underrated nowadays and does not receive enough publicity or PR. As a result, there are not many free NSE8-812 practice tests available online, and I had to purchase this one. The killexams.com package turned out to be just as excellent as I expected, and it provided me with precisely what I needed to know without any misleading or incorrect information. It was an excellent experience, and I would like to supply a high-five to the team of developers who made it possible.


What an outstanding source of NSE8-812 questions that works on the actual exam!
When I heard that killexams.com had updated their NSE8-812 braindump, I immediately purchased it. Their exam dump was comprehensive and included all the new areas, making the exam seem more manageable. Their prompt response time and helpful customer support are highly commendable.


You only need a weekend to prepare for the NSE8-812 exam with these practice tests.
The answers provided in killexams.com mock test were brief and easy to understand, yet had a significant impact. With their help, I was able to pass my NSE8-812 exam with a healthy score of 69. I would strongly recommend killexams.com mock test for anyone looking to practice for the NSE8-812 exam.


I want current and updated practice tests for the latest NSE8-812 exam.
There were many approaches for me to reach my goal of a high score within the NSE8-812, but I wasn't having the great in that area. So, I did the excellent thing by taking the region on-line NSE8-812 observe help of the killexams.com mistakenly, and I determined that this mistake was a sweet one to be remembered for an extended time. The reason for my high score in the NSE8-812 exam program was the killexams.com exercise exam, which was available online.


I need updated practice tests for the NSE8-812 exam.
The first time I used killexams.com for my NSE8-812 exam practice, I did not know what to expect. However, I was pleasantly surprised by the exam simulator/practice test, which worked perfectly, with valid questions that resembled the actual exam questions. I passed with Good Marks and was left with notable impressions. I highly recommend killexams.com to my colleagues.


Fortinet 8 education

NSE8-812 Exam

User: Tassiana*****

I searched for practice tests that would satisfy my specific needs for the NSE8-812 exam, and I found them on Killexams.com. The practice tests knocked out all my doubts in a short time. For the first time in my career, I attended the NSE8-812 exam with only one instruction material, and I managed to score fantastically. I am truly satisfied, and I am here to congratulate you on the outstanding help you provided me in the form of the test material.
User: Lieve*****

I express my sincere gratitude to killexams.com practice tests for helping me pass the NSE8-812 exam with 91% marks. It was their mock test that helped me achieve this feat in just 12 days of preparation. I could not have imagined it three weeks before the test until I discovered their product. Thank you so much for your valuable help, and I wish all the best to your team members for their future endeavors.
User: Ella*****

Killexams.com was the perfect location for me to correct my errors and prepare for my nse8-812 exam. After thorough research, I determined that Killexams.com was the best option available. Their product helped me perform exceptionally well in the exam, and I was happy to find informative mock test material for my preparation. The material was extremely helpful for the nse8-812 exam and proved to be a game-changer for me.
User: Rayia*****

I have never used such excellent practice tests for my knowledge. Thanks to killexams.com, I passed my NSE8-812 exam effortlessly. It is a flexible material to apply, and I will continue using their product for my future tests. I have been an average candidate, but I was able to pass the exam with the simple killexams.com study material. All questions were explained thoroughly.
User: Claudia*****

Despite the challenges of some parts of the education, I was able to understand them by utilizing the Killexams.com mock test and exam Simulator to answer all questions. The nse8-812 practice tests product was unmatched in terms of superb quality and validity, and all the questions were included in the test. I was amazed by the accuracy of the VCE exam and grateful for all the help that Killexams.com provided.

NSE8-812 Exam

Question: Where can I find free NSE8-812 exam questions?
Answer: Killexams.com is the best place to get NSE8-812 actual exam questions. These NSE8-812 questions work in the actual test. You will pass your exam with these NSE8-812 test prep. If you supply some time to study, you can prepare for an exam with much boost in your knowledge. They recommend spending as much time as you can to study and practice NSE8-812 VCE exam until you are sure that you can answer all the questions that will be asked in the actual NSE8-812 exam. For this, you should visit killexams.com and register to get the complete dumps collection of NSE8-812 exam test prep. These NSE8-812 exam questions are taken from actual exam sources, that's why these NSE8-812 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these NSE8-812 questions are sufficient to pass the exam.
Question: Can you believe that all NSE8-812 questions I had were asked in a real exam?
Answer: Yes, all the questions belong to the actual NSE8-812 question bank, so they appear in the actual test and you experience the exam lot easier than without these NSE8-812 questions.
Question: Wiill I pass the exam in first attempt with these questions and answers?
Answer: Yes, you can pass NSE8-812 exam at your first attempt, if you read and memorize NSE8-812 questions well. Go to killexams.com and get the complete dumps collection of NSE8-812 exam test prep after you register for the full version. These NSE8-812 questions are taken from the actual NSE8-812 exam, that's why these NSE8-812 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these NSE8-812 questions are sufficient to pass the exam at the very first attempt. They recommend taking your time to study and practice NSE8-812 VCE exam until you are sure that you can answer all the questions that will be asked in the real NSE8-812 exam.
Question: How long it will take to setup my killexams account?
Answer: Killexams take just 5 to 10 minutes to set up your online get account. It is an automatic process and completes in very little time. When you complete your payment, their system starts setting up your account within no time and it takes less than 5 minutes. You will receive an email with your login information immediately after your account is setup. You can then login and get your exam files.
Question: I have memorized all NSE8-812 dumps, Do I need to practice on exam simulator?
Answer: Yes, of course, you need to practice NSE8-812 exam mock test on the exam simulator so that you can be sure that you know all the answers to questions. You should take a test on the exam simulator again and again. When you are sure that you know all the mock test and getting 100% marks in the exam simulator, you should take the actual NSE8-812 exam.
Fortinet+8+education
https://www.pass4surez.com/art/read.php?keyword=Fortinet+8+education&lang=us&links=remove

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam braindumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam braindumps site.

Which is the best practice tests website?
Yes, Killexams is 100% legit along with fully well-performing. There are several includes that makes killexams.com unique and respectable. It provides up-to-date and 100% valid exam questions including real exams questions and answers. Price is surprisingly low as compared to almost all the services online. The mock test are updated on ordinary basis utilizing most latest questions. Killexams account launched and device delivery is extremely fast. Record downloading is usually unlimited and incredibly fast. Support is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a sturdy website that include exam prep with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




BCBA VCE exam | C90.02 practice questions | 499-01 exam cram | AHN-BC Latest syllabus | C1000-156 practice exam | CIPP-US free exam practice | HIO-201 prep questions | FSMC exam cram | CFP questions get | SAFe-Agilist mock test | 1D0-61A VCE exam | NY-Property-and-Casualty pass marks | TOEFL online exam | RE18 Real exam Questions | C1000-120 dumps collection | HPE7-A01 free prep | CSBA VCE exam | C90-06A test questions | S90.08A question test | 920-552 practice exam |


NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Latest Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) learn
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam cram
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) syllabus
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) learn
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) techniques
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) actual Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) PDF Download
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Practice Test
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Practice Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) actual Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) information hunger
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) guide
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) test
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) information source
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) PDF Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) information source
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam Cram
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) information hunger
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) answers
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) information search
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam Cram
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) information search
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Practice Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Questions and Answers
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) cheat sheet
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) teaching
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Latest Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) study tips
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) techniques
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Practice Questions
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Premium PDF
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) testprep
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) premium pdf
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Question Bank
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) Questions and Answers
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam Cram
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) techniques
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) answers
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) exam
NSE8-812 - NSE 8 - Network Security Expert 8 Written (NSE8_812) course outline

Other Fortinet Practice Tests


FortiSandbox exam questions | NSE7_OTS-7.2 practice questions | NSE7_EFW-7.0 test sample | FCNSP exam questions | NSE5_FAZ-7.2 free pdf | NSE6 mock questions | FCESP Practice test | FML-5.3.8 study guide | NSE5_FAZ-7.0 exam Cram | NSE7_ADA-6.3 Real exam Questions | NSE5_EDR-5.0 test prep | NSE5_FCT-7.0 Latest Topics | NSE6_FNC-8.5 free pdf download | NSE7_SDW-7.0 download | NSE7_PBC-7.2 study guide | NSE7_LED-7.0 mock test | NSE8_811 practice exam | NSE6_FAC-6.4 questions answers | NSE5_FSM-6.3 test prep questions | NSE5_FMG-7.0 pdf download |


Best practice tests You Ever Experienced


5V0-11.21 practice questions | DEA-C01 training material | H31-523 exam cram | Service-Cloud-Consultant Question Bank | AZ-400 model question | 920-552 free prep | HPE6-A48 Practice Questions | LSAT-Logical-Reasoning exam questions | DES-4421 exam cram | PMI-RMP real questions | TMPTE mock test | E20-365 writing test questions | 3313 practice exam | CTAL-TA examcollection | HPE0-S22 test questions | 9L0-827 demo test | 2V0-71.23 online exam | 200-046 practice exam | CCN Free exam PDF | JN0-251 mock questions |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

NSE8-812 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

NSE8-812 Reviews

100% Valid and Up to Date NSE8-812 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug