Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über PL-400?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der PL-400: Microsoft Power Platform Developer Prüfung.
2024 Updated Actual PL-400 questions as experienced in Test Center
Aktuelle PL-400 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>Microsoft PL-400 : Microsoft Power Platform Developer Practice TestsPractice Tests Organized by Shahid nazir |
Latest 2024 Updated Microsoft Microsoft Power Platform Developer Syllabus
PL-400 question bank with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
PL-400 question bank : Download 100% Free PL-400 practice exams (PDF and VCE)
Exam Number : PL-400
Exam Name : Microsoft Power Platform Developer
Vendor Name : Microsoft
Update : Click Here to Check Latest Update
Question Bank : Check Questions
These are today updated PL-400 Latest Questions
Killexams.com offers the latest and most up-to-date version of Killexams Microsoft Power Platform Developer Free PDF, including Study Guide and Latest Questions for the latest articles of Microsoft PL-400 Exam. Their real PL-400 Question Bank training program will enhance your knowledge and help you pass your PL-400 test with excellent results. They ensure your success at the Test Center, covering all the subjects of the test and improving your expertise of the PL-400 exam. Pass with confidence with their accurate questions.
Many candidates have given testimonials of passing the PL-400 test with the help of their Practice Test. They are now working in great positions within their organizations. It is a fact that after using their PL-400 PDF Download, they have seen improvements in their knowledge and skills. They can confidently work as experts in their respective fields. Their focus is not just on passing the PL-400 test with their braindumps, but also on improving their candidates' understanding of PL-400 goals and objectives. This is how individuals become successful in their careers.
If you are looking to pass the Microsoft PL-400 test to get a job or advance your current position within your organization, then you should register at killexams.com. Their team of experts collects genuine PL-400 test questions at killexams.com. You will receive Microsoft Power Platform Developer test questions to ensure that you pass the PL-400 test. Every time you log in to your account, you will be able to download updated PL-400 test questions. While there are many organizations that offer PL-400 Latest Questions, only valid and up-to-date 2024 PL-400 PDF Download are significant. Be careful relying solely on Free Dumps found on the internet, as you may fail the test. Therefore, paying a small fee for killexams PL-400 genuine questions is a smart choice to avoid significant test expenses.
PL-400 test Format | PL-400 Course Contents | PL-400 Course Outline | PL-400 test Syllabus | PL-400 test Objectives
Exam ID : PL-400
Exam Name : Microsoft Power Platform Developer
Candidates for this test design, develop, secure, and troubleshoot Power Platform solutions. Candidates implement components of a solution, including application enhancements, custom user experience, system integrations, data conversions, custom process automation, and custom visualizations.
Candidates must have strong applied knowledge of Power Platform services, including in-depth understanding of capabilities, boundaries, and constraints. Candidates should have a basic understanding of DevOps practices for Power Platform.
Candidates should have development experience that includes Power Platform services, JavaScript, JSON, TypeScript, C#, HTML, .NET, Microsoft Azure, Microsoft 365, RESTful web services, ASP.NET, and Microsoft Power BI.
Create a technical design (10-15%)
Configure Common Data Service (15-20%)
Create and configure Power Apps (15-20%)
Configure business process automation (5-10%)
Extend the user experience (10-15%)
Extend the platform (15-20%)
Develop integrations (5-10%)
Create a technical design (10-15%)
Validate requirements and design technical architecture
design and validate the technical architecture for a solution
design authentication and authorization strategy
determine whether you can meet requirements with out-of-the-box functionality
determine when to use Logic Apps versus Power Automate flows
determine when to use serverless computing, plug-ins, or Power Automate
determine when to build a virtual entity data source provider and when to use connectors
Design solution components
design a data model
design Power Apps reusable components
design custom connectors
design server-side components
Describe Power Platform extensibility points
describe Power Virtual Agents extensibility points including Bot Framework skills and Power Automate flows
describe Power BI extensibility points including Power BI APIs, custom visuals, and embedding Power BI apps in websites and other applications
describe Power Apps portal extensibility points including CRUD APIs and custom styling
Configure Common Data Service (15-20%)
Configure security to support development
troubleshoot operational security issues
create or update security roles and field-level security profiles
configure business units and teams
Implement entities and fields
configure entity and entity options
configure fields
configure relationships and types of behaviors
Implement application lifecycle management (ALM)
create solutions and manage solution components
import and export solutions
manage solution dependencies
create a package for deployment
automate deployments
implement source control for projects including solutions and code assets
Create and configure Power Apps (15-20%)
Create model-driven apps
configure a model-driven app
configure forms
configure views
configure visualizations
Create canvas apps
create and configure a canvas app
implement complex formulas to manage control events and properties
analyze app usage by using App Insights
build reusable component libraries
Manage and troubleshoot apps
troubleshoot app issues by using Monitor and other browser-based debugging tools
interpret results from App Checker and Solution Checker
identify and resolve connector and API errors
optimize app performance including pre-loading data and query delegation
Configure business process automation (5-10%)
Configure Power Automate
create and configure a flow
configure steps to use Common Data Service connector actions and triggers
implement complex expressions in flow steps
implement error handling
troubleshoot flows by analyzing JSON responses from connectors
Implement processes
create and configure business process flows
create and configure business rules
create, manage, and interact with business process flows by using server-side and clientside code
troubleshoot processes
Extend the user experience (10-15%)
Apply business logic using client scripting
create JavaScript or Typescript code that targets the XRM API
register an event handler
create client-side scripts that target the Common Data Service Web API
Create a Power Apps Component Framework (PCF) component
describe the PCF component lifecycle
initialize a new PCF component
configure a PCF component manifest
implement the component interfaces
package, deploy, and consume the component
configure and use PCF Device, Utility, and WebAPI features
test and debug PCF components by using the local test harness
Create a command button function
create the command function
design command button rules and actions
edit the command bar by using the Ribbon Workbench
manage dependencies between JavaScript libraries
Extend the platform (15-20%)
Create a plug-in
describe the plug-in execution pipeline
design and develop a plug-in
debug and troubleshoot a plug-in
implement business logic by using pre and post images
perform operations on data by using the Organization service API
optimize plug-in performance
register custom assemblies by using the Plug-in Registration Tool
develop a plug-in that targets a custom action message
Create custom connectors
create a definition for the API
configure API security
use policy templates to modify connector behavior at runtime
expose Azure Functions as custom connectors
create custom connectors for public APIs by using Postman
Use platform APIs
interact with data and processes by using the Common Data Service Web API or the
Organization Service
implement API limit retry policies
optimize for performance, concurrency, transactions, and batching
query the Discovery service to discover the URL and other information for an organization
perform entity metadata operations with the Web API
perform authentication by using OAuth
Process workloads
process long-running operations by using Azure Functions
configure scheduled and event-driven function triggers in Azure Functions
authenticate to the Power Platform by using managed identities
Develop Integrations (5-10%)
Publish and consume events
publish an event by using the API
publish an event by using the Plug-in Registration Tool
register service endpoints including webhooks, Azure Service Bus, and Azure Event Hub
implement a Common Data Service listener for an Azure solution
create an Azure Function that interacts with Power Platform
Implement data synchronization
configure entity change tracking
read entity change records by using platform APIs
create and use alternate keys
Killexams Review | Reputation | Testimonials | Feedback
It is great to have PL-400 practice questions.
To ensure my success in the PL-400 exam, I sought assistance from killexams.com. I chose them for their excellent evaluation of the test concepts and regulations, consumer-friendly and resourceful material. Their practice questions removed all the problems associated with the test subjects and contributed generously to my education, enabling me to be successful in the exam.
PL-400 real test questions and Answers!
I am grateful to killexams.com for providing contemporary test materials for the PL-400 exam. All the individuals at killexams.com are doing an extraordinary job and ensuring the success of candidates in PL-400 exams. I passed the PL-400 test just because I used killexams.com's material.
Can you believe that all the PL-400 questions I had were asked in the real exam?
I no longer feel alone when it comes to test preparation, thanks to killexams.com. They not only provide me with excellent test material, but also offer instructors who are ready to guide me at any time of the day. Throughout my test, I received the same level of support and guidance, and all my questions were responded to. I am grateful to the instructors for being excellent and helping me pass my difficult PL-400 test with their test material, exam, and even test simulator.
What is needed to pass the PL-400 exam?
killexams.com's materials cover every aspect of the PL-400 exam, which is essential for those new to it. I needed to Excellerate my understanding of PL-400, and killexams.com's practice exams helped me a lot. I passed the PL-400 test with their assistance and have been recommending their services to my friends and colleagues.
Can you believe that all the PL-400 questions I read were asked?
Killexams.com's PL-400 test preparation material is tremendous. Their expert test simulator and accurate answers helped me pass the test with almost a perfect score. I appreciate their valuable assistance, and killexams.com has earned my trust for years to come.
Microsoft Developer learn
PL-400 Exam
User: Noa***** Thank you for the pl-400 practice tests. I was able to identify most of the questions and simulations that were already covered in your practice tests. I scored 97% marks in the exam. After reading several books, I was still confused about the right material to use for test preparation. I was looking for an easy-to-understand guideline for the pl-400 test with simple questions and answers, and Killexams.com mock test satisfied my need by defining the complicated subjects in the most effective manner. In the real exam, I scored 97%, which exceeded my expectation. Thanks to Killexams.com for their awesome guideline. |
User: Lisa***** Passing the PL-400 test was not an easy feat, but thanks to Killexams.com, I was able to achieve an exceptional score of 89%. I am proud to share this achievement with everyone, as this website played a vital role in my success. |
User: Nur***** Due to my limited time, I searched for a smooth way out before the pl-400 exam. I stumbled upon killexams.com question and answers, which made my day. The quick and pointed answers to all the likely questions helped me grasp the subjects in a short time, and I was pleased to secure accurate marks in the exam. The materials were also easy to memorize, and I am inspired and satisfied with my result. |
User: Nickolai***** The PL-400 mock test package from killexams.com saved my life. I was lacking confidence in my preparation for the exam, but a friend recommended killexams.com Microsoft package to me a few days before the exam. If only I had known earlier, it would have made things much easier for me. Nevertheless, I am grateful to have passed the PL-400 test early thanks to killexams.com. |
User: Ammar***** killexams.com is a dependable indicator of college students and customers functionality for the PL-400 exam. |
PL-400 Exam
Question: Do you recommend me to use this great source of dumps? Answer: Yes, Killexams highly recommend these questions to memorize and practice before you go for the real test because this PL-400 question bank contains to date and 100% valid PL-400 question bank with the new syllabus. |
Question: Do you provide PL-400 real questions in german lanuage? Answer: No, they do not provide PL-400 questions in german, but you can convert their PL-400 practice questions PDF to any language you want. You can also convert the file to any other format which is convenient for you or compatible with your device. |
Question: Why there are several questions of PL-400 real questions? Answer: There are several questions of PL-400 test dump because killexams provide a complete pool of questions that will help you pass your test with good marks. |
Question: Where am I able to get PL-400 real test questions? Answer: Killexams.com is the best place to get PL-400 real test questions. These PL-400 questions work in the real test. You will pass your test with these PL-400 test prep. If you provide some time to study, you can prepare for an test with much boost in your knowledge. They recommend spending as much time as you can to study and practice PL-400 practice questions until you are sure that you can answer all the questions that will be asked in the real PL-400 exam. For this, you should visit killexams.com and register to download the complete question bank of PL-400 test test prep. These PL-400 test questions are taken from real test sources, that's why these PL-400 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these PL-400 questions are sufficient to pass the exam. |
Question: Do you recommend me to use this great source of real PL-400 test questions? Answer: Yes, Killexams highly recommend these PL-400 test questions to memorize before you go for the real test because this PL-400 question bank contains an up-to-date and 100% valid PL-400 question bank with a new syllabus. |
https://www.pass4surez.com/art/read.php?keyword=Microsoft+Developer+learn&lang=us&links=remove
While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.
Which is the best practice exams website?
Certainly, Killexams is hundred percent legit plus fully reliable. There are several characteristics that makes killexams.com genuine and straight. It provides accurate and hundred percent valid test questions containing real exams questions and answers. Price is extremely low as compared to most of the services on internet. The mock test are updated on frequent basis with most accurate questions. Killexams account launched and solution delivery is really fast. Data downloading is definitely unlimited and very fast. Help support is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a strong website that provide test prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.
CPCM VCE | EMT pdf download | SPLK-1002 practice questions | PPM-001 test Cram | NNCC-CCHT online test | HPE6-A78 test cram | Marketo-Certified-Expert test prep | FortiSandbox free prep | PHNA-BC mock test | 78201X Free PDF | ACP-100 practice questions | S2000-023 test questions | 4A0-104 mock test | C-ELBW pdf test | DES-2T13 practice test | ADM-261 cram book | RACP model question | TM12 mock questions | SAFe-LPM free online test | GERO-BC test questions |
PL-400 - Microsoft Power Platform Developer Free test PDF
PL-400 - Microsoft Power Platform Developer boot camp
PL-400 - Microsoft Power Platform Developer exam
PL-400 - Microsoft Power Platform Developer learning
PL-400 - Microsoft Power Platform Developer study help
PL-400 - Microsoft Power Platform Developer Study Guide
PL-400 - Microsoft Power Platform Developer Questions and Answers
PL-400 - Microsoft Power Platform Developer study help
PL-400 - Microsoft Power Platform Developer test prep
PL-400 - Microsoft Power Platform Developer test success
PL-400 - Microsoft Power Platform Developer testing
PL-400 - Microsoft Power Platform Developer syllabus
PL-400 - Microsoft Power Platform Developer test Questions
PL-400 - Microsoft Power Platform Developer test prep
PL-400 - Microsoft Power Platform Developer study tips
PL-400 - Microsoft Power Platform Developer test Questions
PL-400 - Microsoft Power Platform Developer Latest Questions
PL-400 - Microsoft Power Platform Developer premium pdf
PL-400 - Microsoft Power Platform Developer course outline
PL-400 - Microsoft Power Platform Developer guide
PL-400 - Microsoft Power Platform Developer test questions
PL-400 - Microsoft Power Platform Developer PDF download
PL-400 - Microsoft Power Platform Developer course outline
PL-400 - Microsoft Power Platform Developer PDF Questions
PL-400 - Microsoft Power Platform Developer Practice Test
PL-400 - Microsoft Power Platform Developer test cram
PL-400 - Microsoft Power Platform Developer study help
PL-400 - Microsoft Power Platform Developer teaching
PL-400 - Microsoft Power Platform Developer test
PL-400 - Microsoft Power Platform Developer testing
PL-400 - Microsoft Power Platform Developer PDF Questions
PL-400 - Microsoft Power Platform Developer techniques
PL-400 - Microsoft Power Platform Developer test syllabus
PL-400 - Microsoft Power Platform Developer Practice Test
PL-400 - Microsoft Power Platform Developer syllabus
PL-400 - Microsoft Power Platform Developer test success
PL-400 - Microsoft Power Platform Developer Practice Questions
PL-400 - Microsoft Power Platform Developer information hunger
PL-400 - Microsoft Power Platform Developer guide
PL-400 - Microsoft Power Platform Developer Test Prep
PL-400 - Microsoft Power Platform Developer course outline
PL-400 - Microsoft Power Platform Developer course outline
PL-400 - Microsoft Power Platform Developer test success
PL-400 - Microsoft Power Platform Developer PDF Download
Other Microsoft Practice Tests
MB-240 Questions and Answers | SC-400 question test | PL-100 practice exam | DP-203 boot camp | SC-300 free online test | AZ-500 practice test | MB-330 study guide | AZ-801 PDF Questions | AZ-400 trial test | MB-920 test cram | MS-500 pdf questions | MS-721 Practice Test | DP-420 PDF Download | PL-200 mock test | AZ-104 free pdf | MB-335 bootcamp | DA-100 test prep | MS-102 study help | SC-900 test cram | DP-500 cram book |
Best practice exams You Ever Experienced
BCP-520 mock exam | API-571 boot camp | ABCTE practice exam | PMI-200 test papers | 4H0-004 test cram | CII-IF1 test prep | C1000-085 study questions | PfMP practice test | HH0-560 test practice | 2B0-023 writing test questions | DOP-C02 free test practice | LCAC prep questions | 4H0-100 online exam | DCPDS free pdf | E22-106 test questions | 050-SEPROAUTH-01 pdf questions | AZ-800 test questions | SAFe-Agilist free prep | PSAT study guide | SCP-500 past exams |
References :
https://arfansaleemfan.blogspot.com/2021/02/pl-400-microsoft-power-platform.html
https://sites.google.com/view/killexams-pl-400-question-bank
https://drp.mk/i/zH4wzWqT6
https://www.instapaper.com/read/1398179377
http://feeds.feedburner.com/RealBh0-004QuestionsThatShowedUpInTestToday
https://files.fm/f/p9dfz362p
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
PL-400 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date PL-400 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug