Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über SD0-101?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der SD0-101: Service Desk Analyst Qualification 2024 Prüfung.

2024 Updated Actual SD0-101 questions as experienced in Test Center

Aktuelle SD0-101 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

SDI SD0-101 : Service Desk Analyst Qualification 2024 Practice Tests

Practice Tests Organized by Lee



Latest 2024 Updated SDI Service Desk Analyst Qualification 2024 Syllabus
SD0-101 question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




SD0-101 question bank : Download 100% Free SD0-101 practice tests (PDF and VCE)

Exam Number : SD0-101
Exam Name : Service Desk Analyst Qualification 2024
Vendor Name : SDI
Update : Click Here to Check Latest Update
Question Bank : Check Questions

A very easy way to pass SDI SD0-101 with their boot camp
At killexams.com, they provide very legitimate SDI SD0-101 PDF Questions that are necessary for passing the SD0-101 test. They genuinely empower people to Excellerate their insight and memory of the Service Desk Analyst Qualification 2024 PDF Download and certain their 100% achievement. It is the best choice to advance your situation in your association.

Our collection of 2024 SD0-101 exam questions is both valid and current, having been thoroughly tested in real SD0-101 exams. They offer the most precise and accurate SD0-101 exam dumps, which cover all the difficult questions that often result in exam failure. By using their SD0-101 Pass Guides, you won't have to waste time poring over multiple reference books. While practicing books is undoubtedly useful if you have the time, memorizing their SD0-101 PDF Questions and answers is all you need if you don't. This way, you can quickly prepare for the genuine SD0-101 exam and head straight to the testing location.

We take pride in their proven track record of helping students achieve their desired results in the SD0-101 exam. They have a wealth of experience in creating comprehensive study materials that are both accessible and effective. With their SD0-101 Pass Guides, you can rest assured that you are studying with the most reliable and accurate resources available. Their focus on real exam questions means that you will be well-prepared for any unexpected twists or turns in the exam. So if you want to ensure your success in the SD0-101 exam, look no further than their SD0-101 exam Dumps.







SD0-101 exam Format | SD0-101 Course Contents | SD0-101 Course Outline | SD0-101 exam Syllabus | SD0-101 exam Objectives


Test Details:
- exam Name: SDI SD0-101 Service Desk Analyst Qualification
- exam Format: Multiple-choice questions
- exam Duration: 60 minutes
- Passing Score: 70%
- Prerequisites: None
- Certification Validity: Lifetime

Course Outline: SDI SD0-101 Service Desk Analyst Qualification

I. Introduction to Service Desk
A. Role and responsibilities of a service desk analyst
B. Service desk processes and best practices
C. Customer service skills and communication techniques

II. Service Desk Operations
A. Incident management and ticket handling
B. Problem management and escalation procedures
C. Change management and release processes

III. IT Service Management (ITSM) Frameworks
A. ITIL (Information Technology Infrastructure Library)
B. COBIT (Control Objectives for Information and Related Technologies)
C. ISO/IEC 20000 (IT Service Management Standard)

IV. Service Desk Tools and Technologies
A. Service desk software and ticketing systems
B. Remote support tools and technologies
C. Knowledge management and self-service portals

V. Customer Relationship Management (CRM)
A. Customer satisfaction measurement and feedback
B. Handling difficult customers and challenging situations
C. Continuous improvement and service excellence

VI. Service Desk Metrics and Reporting
A. Key performance indicators (KPIs) for service desk
B. SLA (Service Level Agreement) management and reporting
C. Performance analysis and improvement strategies

Exam Objectives:
- Understand the role and responsibilities of a service desk analyst
- Apply service desk processes and best practices
- Demonstrate customer service skills and effective communication techniques
- Familiarize with ITSM frameworks, including ITIL, COBIT, and ISO/IEC 20000
- Utilize service desk tools and technologies effectively
- Manage customer relationships and handle challenging situations
- Measure and report service desk performance using metrics and KPIs

Syllabus:
The syllabus for the SDI SD0-101 Service Desk Analyst Qualification course will cover the following topics:
- Introduction to Service Desk
- Service Desk Operations
- IT Service Management (ITSM) Frameworks
- Service Desk Tools and Technologies
- Customer Relationship Management (CRM)
- Service Desk Metrics and Reporting



Killexams Review | Reputation | Testimonials | Feedback


It was incredible to have real exam questions for the SD0-101 exam.
I am confident in recommending killexams.com SD0-101 questions answers and exam simulator to anyone who is preparing for the SD0-101 exam. It is the most updated preparation information available online, covering the complete SD0-101 exam. The questions are updated and correct, and I did not have any trouble during the exam, earning good marks. killexams.com is a reliable source for exam preparation.


Try out these real, tested, and updated SD0-101 practice tests.
This platform is very useful for experts like us to practice economic questions from anywhere. I am grateful to the creators of this incredible practice material, which helped me a lot during my exam preparation. Thanks to this material, I secured an 88% mark in my SD0-101 exam. I suggest creating an Android app so that people like me can practice while traveling.


Can I find real mock exam for the SD0-101 exam?
Passing the SD0-101 exam was a long-overdue milestone in my career development, and it seemed to be a daunting task. However, my worries were put to rest when I discovered killexams.com. The mock exam provided by this resource made me feel more relaxed and confident. The material was presented in a cool and organized manner, with quick and accurate answers that helped me to understand the subject matter thoroughly. Thanks to killexams.com, I passed the exam and received my well-deserved promotion.


Just try these real exam questions, and success is yours.
I recently passed the SD0-101 exam with the help of killexams.com. This bundle is an incredible solution if you need brief yet reliable training for the SD0-101 exam. As far as exam simulations go, killexams.com is the winner. Their exam simulator surely simulates the exam, including the particular query sorts. It made things less complicated, and in my case, I consider it contributed to me getting 100% marks! I could not believe my eyes! I knew I did well, but this was a surprise.


An extract of all SD0-101 course content in mock exam format.
killexams.com provided me with a fantastic guidance tool for my SD0-101 exam, and I scored the highest marks possible. I was impressed with the way they conduct their exam practice, as it provided me with actual questions that were used on the real SD0-101 exams. The exam simulator and exercise exam format helped me memorize everything effectively, and I was able to understand the concepts that will prove helpful in the future. The exam simulator is user-friendly, and I encountered no issues. It is an excellent value for money.


SDI Service PDF questions

SD0-101 Exam

User: Senya*****

I was first introduced to Killexams.com one year ago by a friend who used their sd0-101 exam engine. At first, I made fun of him, but after he bet with me and scored 91% while I only scored 40%, I realized that this website was trustworthy. Now, I have complete faith in their products and can come back repeatedly.
User: Sasha*****

I also used Killexams.com for my sd0-101 exam and passed with a high score. Their real exam mock exam were accurate and up-to-date, and the updated practice tests were invaluable. I trusted Killexams.com, and it was the right choice. I highly recommend it to anyone in need of exam preparation materials.
User: Rurik*****

This was the first time I used killexams.com for my sd0-101 exam training, so I did not know what to expect. I was pleasantly surprised as killexams.com surpassed my expectations. The exam simulator and practice exams were top-notch, and the questions were valid. By valid, I mean that they were real exam questions, and I had many of them on my actual exam. I highly recommend killexams.com to my colleagues.
User: Orina*****

Following my friends recommendation, I chose to prepare for the SD0-101 exam using killexams.com, and I am glad that I did. The practice tests were easy to use and well-organized, with the questions arranged in a manner that made them easy to memorize. Thanks to this, I passed the exam with an 89% mark.
User: Matvei*****

I am thrilled to have obtained certification in Test sd0-101 with the help of Killexams. The excellent layout of the latest modules made it possible for me to attempt all 38 questions within the given timeframe, resulting in a score of more than 87%. I must say that I could not have done it without killexams.com Questions and Answers, which provide cutting-edge questions and cover all related topics.

SD0-101 Exam

Question: Are killexams SD0-101 test prep dependable?
Answer: Yes, You can depend on SD0-101 test prep provided by killexams. They are taken from actual exam sources, that's why these SD0-101 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material but in general, these SD0-101 questions are sufficient to pass the exam.
Question: I need to pass complete certification track, What should I do?
Answer: You should go to killexams.com and select the certification exam that you want to pass and buy a complete certification track with all the exams that you need to pass. This way, you will save a lot of money by getting a good discount coupon and can pass the exams one by one.
Question: Will I be able to obtain the actual mock exam of SD0-101 exam?
Answer: On registering at killexams.com you will be able to obtain up-to-date actual SD0-101 exam mock exam that will help you pass the exam with good marks. When you obtain and practice the exam questions, you will be confident and feel improvement in your knowledge.
Question: Can I see trial SD0-101 questions before I buy?
Answer: When you visit the killexams SD0-101 exam page, you will be able to obtain SD0-101 trial questions. You can also go to https://killexams.com/demo-download/SD0-101.pdf to obtain SD0-101 trial questions. After review visit and register to obtain the complete question bank of SD0-101 exam test prep. These SD0-101 exam questions are taken from actual exam sources, that's why these SD0-101 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these SD0-101 questions are enough to pass the exam.
Question: What is the simplest way to read and pass SD0-101 exam?
Answer: Killexams test prep greatly help you to pass your exam. These SD0-101 exam questions are taken from actual exam sources, that's why these SD0-101 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these SD0-101 questions are sufficient to pass the exam. After registering at the killexams.com website, obtain the full SD0-101 exam version with a complete SD0-101 question bank. Memorize all the questions and practice with the exam simulator again and again. You will be ready for the actual SD0-101 test. All the SD0-101 mock exam are up to date with the latest SD0-101 syllabus and exam contents.
SDI+Service+PDF+questions
https://www.pass4surez.com/art/read.php?keyword=SDI+Service+PDF+questions&lang=us&links=remove



Obviously it is hard task to pick solid certification mock exam concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning exam questions update and validity. The vast majority of customers scam by resellers come to us for the exam questions and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice tests website?
Of course, Killexams is 100 percent legit in addition to fully trusted. There are several options that makes killexams.com reliable and respectable. It provides informed and 100 percent valid exam questions containing real exams questions and answers. Price is very low as compared to a lot of the services on internet. The mock exam are up-to-date on standard basis along with most accurate questions. Killexams account method and merchandise delivery is amazingly fast. File downloading is actually unlimited and extremely fast. Support is avaiable via Livechat and Netmail. These are the features that makes killexams.com a strong website offering exam prep with real exams questions.



Is killexams.com test material dependable?
There are several mock exam provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam mock exam with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock exam will be provided in your obtain Account. You can obtain Premium practice exam files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




MS-220 free pdf obtain | CCP exam test | Okta-Certified-Developer mock questions | PAL-EBM boot camp | AAPC-CPC mock exam | JPR-944 study guide | TM1-101 practice exam | CFPN practice exam | ACLS exam questions | TA12 exam papers | PulseSecure-PCS online exam | ACA-Sec1 exam cram | ATA02 practical test | PCCSE Real exam Questions | C1000-146 Free PDF | C2010-068 free pdf | NSE7_PBC-7.2 questions obtain | 1K0-002 pass exam | DES-3128 exam questions | SC-200 practice exam |


SD0-101 - Service Desk Analyst Qualification 2024 study help
SD0-101 - Service Desk Analyst Qualification 2024 course outline
SD0-101 - Service Desk Analyst Qualification 2024 PDF questions
SD0-101 - Service Desk Analyst Qualification 2024 questions
SD0-101 - Service Desk Analyst Qualification 2024 information hunger
SD0-101 - Service Desk Analyst Qualification 2024 exam help
SD0-101 - Service Desk Analyst Qualification 2024 exam format
SD0-101 - Service Desk Analyst Qualification 2024 techniques
SD0-101 - Service Desk Analyst Qualification 2024 exam Questions
SD0-101 - Service Desk Analyst Qualification 2024 Real exam Questions
SD0-101 - Service Desk Analyst Qualification 2024 exam Questions
SD0-101 - Service Desk Analyst Qualification 2024 cheat sheet
SD0-101 - Service Desk Analyst Qualification 2024 PDF questions
SD0-101 - Service Desk Analyst Qualification 2024 Free PDF
SD0-101 - Service Desk Analyst Qualification 2024 test
SD0-101 - Service Desk Analyst Qualification 2024 test
SD0-101 - Service Desk Analyst Qualification 2024 exam syllabus
SD0-101 - Service Desk Analyst Qualification 2024 course outline
SD0-101 - Service Desk Analyst Qualification 2024 Latest Topics
SD0-101 - Service Desk Analyst Qualification 2024 boot camp
SD0-101 - Service Desk Analyst Qualification 2024 information source
SD0-101 - Service Desk Analyst Qualification 2024 education
SD0-101 - Service Desk Analyst Qualification 2024 guide
SD0-101 - Service Desk Analyst Qualification 2024 exam Questions
SD0-101 - Service Desk Analyst Qualification 2024 exam Questions
SD0-101 - Service Desk Analyst Qualification 2024 learn
SD0-101 - Service Desk Analyst Qualification 2024 exam questions
SD0-101 - Service Desk Analyst Qualification 2024 answers
SD0-101 - Service Desk Analyst Qualification 2024 Study Guide
SD0-101 - Service Desk Analyst Qualification 2024 PDF questions
SD0-101 - Service Desk Analyst Qualification 2024 actual Questions
SD0-101 - Service Desk Analyst Qualification 2024 study tips
SD0-101 - Service Desk Analyst Qualification 2024 exam Questions
SD0-101 - Service Desk Analyst Qualification 2024 PDF Questions
SD0-101 - Service Desk Analyst Qualification 2024 testprep
SD0-101 - Service Desk Analyst Qualification 2024 questions
SD0-101 - Service Desk Analyst Qualification 2024 Test Prep
SD0-101 - Service Desk Analyst Qualification 2024 test questions
SD0-101 - Service Desk Analyst Qualification 2024 course outline
SD0-101 - Service Desk Analyst Qualification 2024 test questions
SD0-101 - Service Desk Analyst Qualification 2024 real questions
SD0-101 - Service Desk Analyst Qualification 2024 syllabus
SD0-101 - Service Desk Analyst Qualification 2024 premium pdf
SD0-101 - Service Desk Analyst Qualification 2024 Practice Test

Other SDI Practice Tests


SD0-302 pdf study guide | SD0-401 Real exam Questions | SD0-101 study guide |


Best practice tests You Ever Experienced


C1000-168 questions answers | 1Y0-341 test exam | MAC-16A mock questions | PACE free pdf | AAPC-CPC cbt | C1000-174 trial test questions | Integration-Architecture-Designer exam tips | PPM-001 Real exam Questions | 3V0-22.21N practice questions | OMG-OCRES-A300 exam prep | NCBDE-CDE free practice test | CABA free exam practice | CMA test prep | CA-Real-Estate question test | HH0-220 Study Guide | A30-327 mock test | NSE6_FAC-6.4 test example | CRFA practice exam | BONENT-CHBT exam cram | CRNFA exam Cram |





References :


http://feeds.feedburner.com/RememberTheseSd0-101DumpsAndEnrollForTheTest
https://arfansaleemfan.blogspot.com/2020/08/sd0-101-service-desk-analyst.html
https://drp.mk/i/y9ZRvKSg8c
https://sites.google.com/view/killexams-sd0-101-pdf-questio
https://youtu.be/7disJb__erg
https://www.instapaper.com/read/1397362201
https://files.fm/f/ayj45sq3t



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

SD0-101 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

SD0-101 Reviews

100% Valid and Up to Date SD0-101 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug