Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über Watchguard-Essentials?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der Watchguard-Essentials: Watchguard Essentials Prüfung.

2024 Updated Actual Watchguard-Essentials questions as experienced in Test Center

Aktuelle Watchguard-Essentials Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Watchguard Watchguard-Essentials : Watchguard Essentials Practice Tests

Practice Tests Organized by Martin Hoax



Latest 2024 Updated Watchguard Watchguard Essentials Syllabus
Watchguard-Essentials question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




Watchguard-Essentials question bank : Download 100% Free Watchguard-Essentials practice exams (PDF and VCE)

Exam Number : Watchguard-Essentials
Exam Name : Watchguard Essentials
Vendor Name : Watchguard
Update : Click Here to Check Latest Update
Question Bank : Check Questions

killexams.com 100% obtain Watchguard-Essentials PDF Download
We provide legit, valid, and up-to-date Watchguard-Essentials practice exams with real exam Dumps for new subjects of Watchguard Watchguard-Essentials exams. Practice with their real Watchguard-Essentials Dumps to enhance your knowledge and pass your Watchguard-Essentials exam on the first attempt. They ensure your success when you face the Watchguard-Essentials exam in an real exam environment.

Passing the real Watchguard Watchguard-Essentials exam is not an easy task, as it requires more than just relying on textbooks or free resources available on the internet. The Watchguard-Essentials exam comprises several scenarios and tricky questions that can surprise candidates during the test. In such cases, killexams.com offers a helping hand by providing real Watchguard-Essentials questions in the form of Practice Questions and a VCE exam simulator. You can start by downloading the 100% free Watchguard-Essentials Actual Questions before purchasing the full version of Watchguard-Essentials Latest Questions. They guarantee that you will be satisfied with the quality of their Mock Questions.

Our Watchguard-Essentials exam Dumps Exam Questions are available in two file formats: Watchguard-Essentials PDF and Watchguard-Essentials VCE exam simulator. Pass the real Watchguard Watchguard-Essentials exam with ease and efficiency. The Watchguard-Essentials Study Guide PDF format can be read on any device, including smartphones, PCs, and iPads, and you can also print the Watchguard-Essentials Latest Questions to create your own book. Their pass rate is an impressive 98.9%, and the equivalence rate between their Watchguard-Essentials study guide and the real test is 98%. If you want to pass the Watchguard-Essentials exam in one try, killexams.com is the best and only option for you. Head straight to killexams.com for the real Watchguard Watchguard-Essentials exam.







Watchguard-Essentials exam Format | Watchguard-Essentials Course Contents | Watchguard-Essentials Course Outline | Watchguard-Essentials exam Syllabus | Watchguard-Essentials exam Objectives


The Fireware Essentials exam tests your knowledge of how to configure, manage, and monitor a WatchGuard Firebox or XTM
device that runs Fireware OS. This exam is appropriate for network administrators who have experience configuring and
managing Firebox or XTM devices that run Fireware OS v11.9 or higher.



Exam Overview

Key Concepts

To successfully complete the Fireware Essentials Exam, you must understand these key concepts:

Fireware Knowledge

- Firebox and XTM device activation and initial setup

- Network configuration

- Policy and proxy configuration

- Subscription services configuration

- User Authentication

- Device monitoring, logging, and reporting

- Branch office and mobile VPN configuration

- General IT Knowledge

- IPv4 networking concepts (DNS, TCP/IP, DHCP, NAT, static routing)

- General understanding of firewalls



Exam Description

Content : 60 multiple choice

Question Type : (select one option), multiple selection (select more than one option), true/false, and matching

Passing score : 75% correct

Time limit : Two hours

Reference material : You cannot reference printed or online materials during the exam.

This is a proctored exam, with two location testing options:

- Kryterion testing center

- Online, with virtual proctoring through an approved webcam



Device Administration Configure and install a Firebox or XTM device with the default security settings 20%

Connect to Fireware XTM Web UI

Edit a device configuration in Policy Manager

Install a feature key

Upgrade and downgrade Fireware XTM OS

Create a device backup image

Enable remote administration

Configure role-based administration

Understand the default threat protection features of Fireware

Authentication Configure Firebox authentication for users and groups 5%

Configure user authentication with a third-party authentication server

Device Monitoring, Logging, and Reporting

Use WatchGuard System Manager and Firebox System Manager to monitor a device 15%

Use Dimension to monitor a device

Run diagnostic tasks in Firebox System Manager

Set up a WatchGuard Log Server

Enable logging to a Dimension Log Server or a WatchGuard Log Server

Review log messages generated by a Firebox or XTM device

Understand how to enabled logging for reports

Networking and Network Address

Translation (NAT)

Configure an external, trusted, optional, or custom interface 15%

Configure secondary network on an interface

Add a static route, and read the Route table

Configure WINS and DNS, and why this is important

Understand when to use dynamic NAT, 1-to-1 NAT, static NAT, NAT loopback

Configure dynamic NAT, 1-to-1 NAT, and static NAT

Policies, Proxies, and Application Layer Gateways

Understand policy precedence 15%

Understand the function of the default firewall policies

Understand the function of incoming and outgoing proxy actions

Configure policies for different users and groups

Configure Firebox authentication for users and groups

Configure a Firebox to use a third-party authentication server

Subscription Services Configure Application Control, WebBlocker, spamBlocker, Gateway AntiVirus, Intrusion Prevention Service, Data Loss Prevention, Reputation Enabled Defense, and APT Blocker 15%

Virtual Private

Networking

Understand the differences between the three branch office VPN types 15%

Configure a manual BOVPN between two Firebox or XTM devices

Use log messages to troubleshoot a branch office VPN tunnel

Understand the differences between the four mobile VPN types

Configure Mobile VPN with IPSec and Mobile VPN with SSL

Configure authentication for mobile VPN users



Killexams Review | Reputation | Testimonials | Feedback


I encountered most Watchguard-Essentials questions in the real test that I studied.
I want to express my heartfelt gratitude to the killexams.com team for their Dumps related to the Watchguard-Essentials exam. It provided an excellent strategy for me to tackle the test with confidence, and I found many questions in the exam paper similar to the guide. I strongly believe that the guide remains valid, and the process of dealing with courses was exceptional. I hope to see more latest courses in the future for their convenience.


Real exam questions for the Watchguard-Essentials exam! Awesome source.
Thanks to killexams.com, I never feel alone when preparing for the Watchguard-Essentials exam. Their VCE exam are fantastic, and their educators are both respectful and helpful in answering all my questions. I scored 91% on the real exam and was relieved to find that their material was valid.


What is the pass ratio for the Watchguard-Essentials exam?
I have relied on killexams.com for several vendor exams, and I have yet to fail one. Their preparation material is top-notch and highly reliable. I recently achieved a score of 89.1% on the Watchguard-Essentials exam thanks to their excellent study dump. I am grateful to the killexams.com team for their hard work and dedication to helping students prepare for challenging exams.


Watchguard-Essentials exam questions have changed; where can I find a new question bank?
I enrolled for the Watchguard-Essentials certification course to start my own IT business, but I faced difficulty understanding the lectures. After some queries, I discovered killexams.com and found their website to be an excellent source of information. I learned from their website, and when my Watchguard-Essentials exam came, I did better than those who had taken lectures and prepared from the Watchguard-Essentials study guide. I recommend this website to all aspiring IT professionals.


Passing the Watchguard-Essentials exam isn't enough; having the knowledge is essential.
I have to confess; I was at my wits' end and knew that I was by myself after failing the Watchguard-Essentials exam the first time. That's when I searched the internet for help with my test. Many sites had demo tests, and some were charging around $200. I discovered killexams.com, and it had the lowest price around. I couldn't afford it, but I bit the bullet and purchased it anyway. I can't forget that I passed my cert exam with a 98! Almost every question on the exam was covered on this sample. You guys rock!


Watchguard Essentials cheat sheet

Watchguard-Essentials Exam

User: Mitre*****

I am extremely grateful to Killexams.com for helping me pass the WATCHGUARD-ESSENTIALS exam. This is, without a doubt, the most effective system for passing the exam. I started using this study kit three weeks before the exam, and it worked wonders for me. I scored an impressive 89%, which is a testament to the effectiveness of the Killexams.com Questions and Answers. With this study kit, I was able to complete the exam within the allotted time.
User: Milaya*****

Killexams.com provided me with the tools and confidence I needed to pass the watchguard-essentials exam. Their website has valuable information to help anyone achieve success in their certification exams. I found their watchguard-essentials VCE exam software particularly helpful. The software outlines every subject matter and puts questions in random order, much like the real exam. It also provides a score, which helps evaluate performance. It is a splendid tool.
User: Noah*****

I achieved an 86% score on the exam, which exceeded my expectations. This was due to my preparation with the Killexams.com practice tests, which helped me understand complex courses and provided easy-to-remember answers in just 12 days before the exam.
User: Vera*****

I never expected that the issues I had always avoided could be so enjoyable to test. The simple and concise method of purchasing study materials made my preparation much less stressful and helped me achieve a score of 89%. Thanks to the killexams.com practice test, I not only passed but excelled on my exam.
User: Martin Hoax*****

killexams.com provides products that are designed to help all students consistently stay on top. I purchased the WATCHGUARD-ESSENTIALS exam guide, which turned out to be necessary for me. It helped me understand all the essential concepts of this certification, and I am feeling delighted with my choice. With the help of the WATCHGUARD-ESSENTIALS exam engine, I scored 92%, and those products helped me with the training for the certification. Thanks to the extremely good team of killexams.com for their assistance.

Watchguard-Essentials Exam

Question: Where should I contact in case of any issue with exam?
Answer: First, you should visit the FAQ section at https://killexams.com/faq to see if your issue has been addressed or not. If you do not find your answer, you can contact support via email or live chat for assistance.
Question: Is Watchguard-Essentials exam test engine software free?
Answer: Killexams do not charge for exam Simulator Software, but you have to buy the exam files. Software is provided free of cost on the website. You can obtain and install any time. When you buy Watchguard-Essentials exam, you will be able to obtain Watchguard-Essentials.sis files that are exam files. You can use this exam simulator software with all the exams you buy from killexams.
Question: If I do not find my exam from search, what should I do?
Answer: Write the shortest query in the search box at https://killexams.com/search so that you can see all results related to your exam. If you want to search for some IBM exam and you did not find it, you can just write IBM and see all the exams related to IBM. It will be far easy for you to select from the list of all IBM exams.
Question: The same questions in the real exam, Is it possible?
Answer: Yes, It is possible and it is happening. Killexamstake these questions from real exam sources, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam.
Question: Can you believe, all Watchguard-Essentials questions I read have been asked?
Answer: Yes, all the questions belong to the real Watchguard-Essentials question bank, so they appear in the real exam and you experience the exam lot easier than without these Watchguard-Essentials questions.
Watchguard+Essentials+cheat+sheet
https://www.pass4surez.com/art/read.php?keyword=Watchguard+Essentials+cheat+sheet&lang=us&links=remove

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for cheat sheet update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best cheat sheet site.

Which is the best practice exams website?
Without a doubt, Killexams is totally legit along with fully trusted. There are several capabilities that makes killexams.com real and legit. It provides current and totally valid exam questions that contain real exams questions and answers. Price is minimal as compared to the majority of the services on internet. The Dumps are refreshed on frequent basis using most accurate questions. Killexams account setup and merchandise delivery is really fast. Computer file downloading is unlimited and extremely fast. Assistance is avaiable via Livechat and Email address. These are the features that makes killexams.com a strong website offering exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Dumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your obtain Account. You can obtain Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




FCBA Study help | I10-002 test prep | 5V0-32-19 Dumps | ACA-BIGDATA1 practice questions | CPSA-F free questions | 156-560 Free PDF | ITSM20F mock exam | ONCC-CPHON training material | AGACNP-BC VCE | C1000-058 Test Prep | PAM-CDE-RECERT exam tips | DES-DD33 questions obtain | HPE0-J68 exam Cram | MD-101 test prep | GB0-191-ENU practice questions | 3X0-201 study guide | ASDEV01 pdf exam | 1V0-61.21 free pdf | ALNCCB-LNCC exam cram | PEGAPCDC87V1 VCE exam |


Watchguard-Essentials - Watchguard Essentials tricks
Watchguard-Essentials - Watchguard Essentials Latest Questions
Watchguard-Essentials - Watchguard Essentials exam success
Watchguard-Essentials - Watchguard Essentials Real exam Questions
Watchguard-Essentials - Watchguard Essentials answers
Watchguard-Essentials - Watchguard Essentials answers
Watchguard-Essentials - Watchguard Essentials exam format
Watchguard-Essentials - Watchguard Essentials exam
Watchguard-Essentials - Watchguard Essentials testprep
Watchguard-Essentials - Watchguard Essentials study help
Watchguard-Essentials - Watchguard Essentials test questions
Watchguard-Essentials - Watchguard Essentials study help
Watchguard-Essentials - Watchguard Essentials test
Watchguard-Essentials - Watchguard Essentials premium pdf
Watchguard-Essentials - Watchguard Essentials Practice Test
Watchguard-Essentials - Watchguard Essentials answers
Watchguard-Essentials - Watchguard Essentials testprep
Watchguard-Essentials - Watchguard Essentials exam Questions
Watchguard-Essentials - Watchguard Essentials cheat sheet
Watchguard-Essentials - Watchguard Essentials PDF download
Watchguard-Essentials - Watchguard Essentials learning
Watchguard-Essentials - Watchguard Essentials information search
Watchguard-Essentials - Watchguard Essentials exam Questions
Watchguard-Essentials - Watchguard Essentials premium pdf
Watchguard-Essentials - Watchguard Essentials PDF Download
Watchguard-Essentials - Watchguard Essentials test questions
Watchguard-Essentials - Watchguard Essentials exam help
Watchguard-Essentials - Watchguard Essentials exam help
Watchguard-Essentials - Watchguard Essentials exam contents
Watchguard-Essentials - Watchguard Essentials exam syllabus
Watchguard-Essentials - Watchguard Essentials tricks
Watchguard-Essentials - Watchguard Essentials exam Questions
Watchguard-Essentials - Watchguard Essentials Latest Questions
Watchguard-Essentials - Watchguard Essentials answers
Watchguard-Essentials - Watchguard Essentials guide
Watchguard-Essentials - Watchguard Essentials exam contents
Watchguard-Essentials - Watchguard Essentials information hunger
Watchguard-Essentials - Watchguard Essentials real questions
Watchguard-Essentials - Watchguard Essentials Free exam PDF
Watchguard-Essentials - Watchguard Essentials exam
Watchguard-Essentials - Watchguard Essentials boot camp
Watchguard-Essentials - Watchguard Essentials test
Watchguard-Essentials - Watchguard Essentials Test Prep
Watchguard-Essentials - Watchguard Essentials certification

Other Watchguard Practice Tests


Fireware-Essentials real questions | Watchguard-Essentials practice questions |


Best practice exams You Ever Experienced


CIPS-L4M7-Assets exam Questions | ANCC-MSN Real exam Questions | ISTQB-Advanced-Level-1 Study help | ALNCCB-LNCC questions download | HPE6-A85 practice test | ONCC-BMTCN demo test | C1000-144 Latest Questions | ICDL-NET mock questions | VNX100 Practice Test | EADA105 free practice tests | 200-500 practice exam | PEGAPCBA87V1 study guide | BCS-AIF free prep | ACD200 Questions and Answers | 46150T test prep | GB0-391 free questions | PL-900 exam results | JN0-413 exam questions | CFP exam prep | HIO-301 free pdf |





References :


https://killexams-posting.dropmark.com/817438/23543931
https://www.instapaper.com/read/1318715058
https://killexams-posting.dropmark.com/817438/23700169
http://killexams-braindumps.blogspot.com/2020/07/download-links-for-pdf-dumps-to-pass.html
http://feeds.feedburner.com/Pass4sureWatchguard-essentialsWatchguardEssentialsExamBraindumpsWithRealQuestionsAndPracticeSoftware
https://files.fm/f/23e7yyht
https://www.coursehero.com/file/76543282/Watchguard-Essentials-Watchguard-Essentialspdf/
http://acountdigy1.blogdigy.com/watchguard-essentials-watchguard-essentials-real-exam-questions-and-answers-by-killexams-com-11439071
https://sites.google.com/view/killexams-watchguard-essential
https://killexams-watchguard-essential.jimdofree.com/
https://killexams103.medium.com/actual-exam-watchguard-essentials-2021-update-question-bank-by-killexams-35f6798720b2



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

Watchguard-Essentials Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

Watchguard-Essentials Reviews

100% Valid and Up to Date Watchguard-Essentials Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug